BUILDING CONSULTANCY
ActiveBUILDING CONSULTANCY has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €8k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 27172 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+31
Solvency94▼-6
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 4.18 in 2024), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.7%
Return on assets
10.7%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
3 d early
2023
20 d early
2022
18 d early
2021
4 d early
2020
4 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close10-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 17.9%
2024 · €44k
2019: €30k
2020: €32k
2021: €37k
2022: €38k
2023: €40k
2024: €44k
2019 → 2025
Total assets
€74k▲ 36.6%
2024 · €54k
2019: €76k
2020: €46k
2021: €51k
2022: €42k
2023: €50k
2024: €54k
2019 → 2025
Net result
€8k▲ 96.9%
2024 · €4k
2019: €18k
2020: €2k
2021: €5k
2022: €1k
2023: €3k
2024: €4k
2019 → 2025
Working capital
€15k▼ 50.4%
2024 · €31k
2019: €24k
2020: €27k
2021: €31k
2022: €33k
2023: €33k
2024: €31k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€38k▲ 3.0%€40k▲ 6.6%€44k▲ 10.0%€52k▲ 17.9%
Operating result€7k-€2k▼ 71.6%€4k▲ 104%€8k▲ 109%€13k▲ 58.6%
Net result€5k-€1k▼ 76.7%€3k▲ 125%€4k▲ 60.6%€8k▲ 96.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 59% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€37k▲ 178%
Current assets
€37k▼ 9.2%
Equity and liabilities €74k
Equity
€52k▲ 17.9%
Debt
€22k▲ 122%
The debt ratio rises from 18.1% to 29.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€22k▲
2024 · €11k
Cash flow
€16k▲
2024 · €7k
Solvency
70.7%▼
2024 · 81.9%
Current ratio
1.71▼
2024 · 4.18
Quick ratio
1.71▼
2024 · 4.18
Debt / equity
0.41▲
2024 · 0.22
ROE
15.2%▲
2024 · 9.1%
ROA
10.7%▲
2024 · 7.4%
Interest coverage
64.36▲
2024 · 8.45
Debt
€22k▲
2024 · €10k
Debt ≤ 1 year
€22k▲
2024 · €10k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€74k▲
Fixed assets21/28€13k€37k▲
Tangible fixed assets22/27€13k€37k▲
Plant, machinery and equipment23€13k€37k▲
Current assets29/58€41k€37k▼
Amounts receivable within one year40/41€24k€12k▼
Trade receivables40€23k€10k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€16k€25k▲
Deferred charges and accrued income490/1€595€909▲
Equity and liabilities
Total equity and liabilities10/49€54k€74k▲
Equity10/15€44k€52k▲
Contributions10/11€6k€6k=
Reserves13€38k€46k▲
Distributable reserves133€38k€46k▲
Amounts payable17/49€10k€22k▲
Amounts payable within one year42/48€10k€22k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€3k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Other operating charges640/8€1k€743▼
Gross operating margin9900€12k€22k▲
Operating profit (loss)9901€8k€13k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€1k€335▼
Recurring financial charges65€1k€335▼
Profit (loss) for the period before taxes9903€7k€13k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€4k€8k▲
Profit (loss) for the period to be appropriated9905€4k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€8k▼
Profit (loss) brought forward from the previous period14P€32k-
Transfer to equity691/2€36k€8k▼
To other reserves6921€36k€8k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €1k ▼76.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 8.92
Current ratio from 3.13 to 8.92; short-term debt falls from €15k to €4k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 1999
Ground area
2,285 m²
Building footprint
351 m²
Parcel 13374F0797/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
Gooreind 61, 2440 Geel
since 19992.090.975.451
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374F0797/00R000 | Flanders | 2,285 m² | 1 · 351 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,347 companies in sector 43110 we hold annual accounts for 620. 471 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-1999
Fiscal year end30-06
Activities, NACEBEL
43110Demolition
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.