BUILDING CONSTRUCTION PARTNERSHIP
ActiveBUILDING CONSTRUCTION PARTNERSHIP has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408k and a net result of €56k. Equity is growing by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 7331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-5
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 6.58 against 15.77 in 2024; short-term debt: 13.7% and cash: 4.9% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
11.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
6 d early
2023
50 d early
2022
47 d early
2021
39 d early
2020
59 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€408k▲ 15.9%
2024 · €352k
2018: €55k
2019: €73k
2020: €115k
2021: €168k
2022: €229k
2023: €345k
2024: €352k
2018 → 2025
Total assets
€488k▲ 24.1%
2024 · €394k
2018: €122k
2019: €376k
2020: €383k
2021: €386k
2022: €413k
2023: €407k
2024: €394k
2018 → 2025
Net result
€56k▲ 699%
2024 · €7k
2018: €11k
2019: €18k
2020: €42k
2021: €53k
2022: €61k
2023: €116k
2024: €7k
2018 → 2025
Working capital
€372k▲ 23.8%
2024 · €301k
2018: €41k
2019: €-41k
2020: €1k
2021: €58k
2022: €103k
2023: €268k
2024: €301k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€168k-€229k▲ 36.5%€345k▲ 50.8%€352k▲ 2.0%€408k▲ 15.9%
Operating result€76k-€86k▲ 13.7%€165k▲ 91.8%€38k▼ 77.2%€48k▲ 26.9%
Net result€53k-€61k▲ 15.3%€116k▲ 89.8%€7k▼ 94.0%€56k▲ 699%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €488k
Fixed assets
€49k▼ 32.1%
Current assets
€439k▲ 36.7%
Equity and liabilities €488k
Equity
€408k▲ 15.9%
Debt
€80k▲ 93.3%
The debt ratio rises from 10.6% to 16.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71k▼
2024 · €72k
Cash flow
€79k▲
2024 · €41k
Solvency
83.5%▼
2024 · 89.4%
Current ratio
6.58▼
2024 · 15.77
Quick ratio
6.58▼
2024 · 15.32
Debt / equity
0.20▲
2024 · 0.12
ROE
13.7%▲
2024 · 2.0%
ROA
11.5%▲
2024 · 1.8%
Interest coverage
-70.36▼
2024 · 51.63
Debt
€80k▲
2024 · €42k
Debt ≤ 1 year
€67k▲
2024 · €20k
Debt > 1 year
€14k▼
2024 · €21k
Income taxes
€-6k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€394k€488k▲
Fixed assets21/28€72k€49k▼
Tangible fixed assets22/27€72k€49k▼
Plant, machinery and equipment23€1k€793▼
Furniture and vehicles24€42k€23k▼
Other tangible fixed assets26€30k€25k▼
Current assets29/58€321k€439k▲
Stocks and contracts in progress3€9k€0▼
Contracts in progress37€9k€0▼
Amounts receivable within one year40/41€8k€244k▲
Trade receivables40€2k€238k▲
Other amounts receivable41€6k€5k▼
Current investments50/53€296k€170k▼
Cash at bank and in hand54/58€8k€24k▲
Deferred charges and accrued income490/1€697€1k▲
Equity and liabilities
Total equity and liabilities10/49€394k€488k▲
Equity10/15€352k€408k▲
Contributions10/11€12k€12k=
Reserves13€333k€389k▲
Distributable reserves133€333k€389k▲
Profit (loss) carried forward14€7k€7k=
Amounts payable17/49€42k€80k▲
Amounts payable after more than one year17€21k€14k▼
Financial debts170/4€21k€14k▼
Amounts payable within one year42/48€20k€67k▲
Current portion of amounts payable after more than one year42€9k€7k▼
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€779€49k▲
Taxes450/3-€49k
Remuneration and social security454/9€779€0▼
Other amounts payable47/48€3k€4k▲
Accrued charges and deferred income492/3€497€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€23k▼
Other operating charges640/8€947€745▼
Gross operating margin9900€73k€72k▼
Operating profit (loss)9901€38k€48k▲
Financial income75/76B€1k€732▼
Recurring financial income75€1k€732▼
Financial charges65/66B€1k€-1k▼
Recurring financial charges65€1k€-1k▼
Profit (loss) for the period before taxes9903€37k€50k▲
Income taxes67/77€30k€-6k▼
Profit (loss) for the period9904€7k€56k▲
Profit (loss) for the period to be appropriated9905€7k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€63k▲
Profit (loss) brought forward from the previous period14P-€7k
Transfer to equity691/2-€56k
To other reserves6921-€56k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €7k ▼94%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €116k ▲89.8%
Operating result €165k, net result €116k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 9.30
Current ratio from 3.13 to 9.30; short-term debt falls from €48k to €32k.
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €229k ▲36.5%
5 profitable years in a row build equity to €229k.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €168k ▲46.4%
4 profitable years in a row build equity to €168k.
02-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100kEq €115k ▲57.4%
3 profitable years in a row build equity to €115k.
27-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vossenhoek (GRE) 69A9200 DendermondeGround area
336 m²
Building footprint
111 m²
Volume, LiDAR
440 m³
Parcel 42007A1204/00T005, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vossenhoek (GRE) 69, 9200 Dendermonde
since 20152.244.430.441
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42007A1204/00T005 | Flanders | 336 m² | 1 · 111 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 9,988 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2015
Fiscal year end30-09
Abbreviation NL
BCP
Activities, NACEBEL
41001General construction of residential buildings
43221Plumbing work
43310Plastering work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.