Building Construct
Open bankruptcyA bankruptcy procedure is open for Building Construct according to publications in the Belgian State Gazette; curator: PETER VERSTRAETEN.
Summary
The file additionally contains 2 administrative flags. The 2024 annual accounts show equity of €21,052 and a net result of -€109,626.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Antwerp division
- Declared bankrupt
- 4 December 2025
- Supervising judge
- Manu Van Eupen
- Official Gazette
- 10-12-2025 (pdf) ↗search the document for 2025/151328
Deadlines
- Provisional date payments stopped
- 4 December 2025A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 25 December 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 3 January 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 30 January 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 4 December 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Peter VerstraetenDesguinlei 214, 2018 Antwerpen 1peter.verstraeten@ponet-law.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 03-02-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
3 d late
2023
on the day
2022
9 d late
2021
3 d early
2020
4 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
3 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struck×2Address strikeout annulled
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Roofing work sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, abbreviated schema
Equity
€21,052▼ 83.9%
2023 · €130,677
Total assets
€110,088▼ 65.5%
2023 · €319,481
Net result
-€109,626▼ 7,747%
2023 · -€1,397
Working capital
€29,770▼ 77.3%
2023 · €131,190
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€16,371▼ 68.6%€16,417▲ 0.3%€8,996▼ 45.2%-€1,581-€109,673▼ 6,835%
Net result€8,636within the sector's middle half▼ 76.5%€2,760below the sector's middle half▼ 68.0%€4,085below the sector's middle half▲ 48.0%-€1,397below the sector's middle half-€109,626below the sector's middle half▼ 7,747%
Equity€125,229within the sector's middle half▲ 7.4%€127,989within the sector's middle half▲ 2.2%€132,074within the sector's middle half▲ 3.2%€130,677within the sector's middle half▼ 1.1%€21,052below the sector's middle half▼ 83.9%
Total assets€304,023below the sector's middle half▲ 1.9%€319,283below the sector's middle half▲ 5.0%€279,951below the sector's middle half▼ 12.3%€319,481below the sector's middle half▲ 14.1%€110,088below the sector's middle half▼ 65.5%
Debt€178,794▼ 1.7%€191,294▲ 7.0%€147,877▼ 22.7%€188,804▲ 27.7%€89,036▼ 52.8%
Working capital€119,615within the sector's middle half▼ 9.3%€114,483within the sector's middle half▼ 4.3%€113,247within the sector's middle half▼ 1.1%€131,190within the sector's middle half▲ 15.8%€29,770below the sector's middle half▼ 77.3%
Solvency41.2%within the sector's middle half▲ 2.1pp40.1%within the sector's middle half▼ 1.1pp47.2%within the sector's middle half▲ 7.1pp40.9%within the sector's middle half▼ 6.3pp19.1%below the sector's middle half▼ 21.8pp
Current ratio1.79within the sector's middle half▼ 0.101.61within the sector's middle half▼ 0.181.77within the sector's middle half▲ 0.161.70within the sector's middle half▼ 0.071.37within the sector's middle half▼ 0.33
Return on assets (ROA)2.8%within the sector's middle half▼ 9.5pp0.9%below the sector's middle half▼ 2.0pp1.5%within the sector's middle half▲ 0.6pp-0.4%below the sector's middle half▼ 1.9pp-99.6%below the sector's middle half▼ 99.1pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €109,673 in 2024 against €1,581 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €110,088
Equity
€21,052 ▼ 83.9%
Debt
€89,036 ▼ 52.8%
Debt's share of the balance-sheet total rises from 59.1% to 80.9%. Equity and debt are lower.
Key figures and ratios
Quick ratio
0.85▼
2023 · 1.47
Debt to equity
4.23▲
2023 · 1.44
ROE
-520.7%▼
2023 · -1.1%
Debt ≤ 1 year
€80,318▼
2023 · €188,291
Staff costs
€45,631▼
2023 · €69,161
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €4,700 | €22,627 | - | - |
| Remuneration, social security and pensions62 | - | - | €34,555 | €69,161 | €45,631 | ▼ 34.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,017 | €9,524 | €12,175 | €132 | - | - |
| Other operating charges640/8 | - | - | €1,306 | €3,973 | €1,871 | ▼ 52.9% |
| Non-recurring operating charges66A | - | - | - | €14,930 | - | - |
| Gross operating margin9900 | €36,393 | €34,862 | €57,032 | €86,614 | -€62,171 | ▼ 172% |
| Operating profit (loss)9901 | €16,371 | €16,417 | €8,996 | -€1,581 | -€109,673 | ▼ 6,835% |
| Financial income75/76B | - | - | €247 | €1,476 | €1,061 | ▼ 28.1% |
| Recurring financial income75 | €133 | €187 | €247 | €1,476 | €1,061 | ▼ 28.1% |
| Financial charges65/66B | - | - | €2,214 | €760 | €1,014 | ▲ 33.4% |
| Recurring financial charges65 | €2,586 | €2,733 | €2,214 | €760 | €1,014 | ▲ 33.4% |
| Profit (loss) for the period before taxes9903 | €13,919 | €13,871 | €7,030 | -€866 | -€109,626 | ▼ 12,560% |
| Income taxes67/77 | €5,283 | €11,110 | €2,945 | €531 | - | - |
| Profit (loss) for the period9904 | €8,636 | €2,760 | €4,085 | -€1,397 | -€109,626 | ▼ 7,747% |
| Profit (loss) for the period to be appropriated9905 | €8,636 | €2,760 | €4,085 | -€1,397 | -€109,626 | ▼ 7,747% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €304,023 | €319,283 | €279,951 | €319,481 | €110,088 | ▼ 65.5% |
| Fixed assets21/28 | €32,618 | €16,147 | €19,340 | - | - | - |
| Tangible fixed assets22/27 | €32,618 | €16,147 | €19,340 | - | - | - |
| Plant, machinery and equipment23 | - | - | €7,975 | - | - | - |
| Furniture and vehicles24 | - | - | €11,365 | - | - | - |
| Current assets29/58 | €271,405 | €303,136 | €260,611 | €319,481 | €110,088 | ▼ 65.5% |
| Stocks and contracts in progress3 | €42,005 | €42,005 | €42,005 | €42,005 | €42,005 | = |
| Stocks30/36 | - | - | €42,005 | €42,005 | €42,005 | = |
| Amounts receivable within one year40/41 | €72,481 | €141,148 | €170,980 | €235,281 | €56,995 | ▼ 75.8% |
| Trade receivables40 | - | - | €135,112 | €204,590 | €35,320 | ▼ 82.7% |
| Other amounts receivable41 | - | - | €35,867 | €30,691 | €21,675 | ▼ 29.4% |
| Cash at bank and in hand54/58 | €150,683 | €112,145 | €44,769 | €39,640 | €10,845 | ▼ 72.6% |
| Deferred charges and accrued income490/1 | - | - | €2,858 | €2,554 | €242 | ▼ 90.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €304,023 | €319,283 | €279,951 | €319,481 | €110,088 | ▼ 65.5% |
| Equity10/15 | €125,229 | €127,989 | €132,074 | €130,677 | €21,052 | ▼ 83.9% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | - | €6,200 | - | - | - |
| Issued capital100 | - | - | €18,600 | - | - | - |
| Uncalled capital101 | - | - | €12,400 | - | - | - |
| Outside capital11 | - | - | - | €6,200 | €6,200 | = |
| Other1109/19 | - | - | - | €6,200 | €6,200 | = |
| Reserves13 | €87,758 | €87,758 | €87,758 | €87,758 | €87,758 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | €85,898 | €85,898 | €85,898 | = |
| Profit (loss) carried forward14 | €31,271 | €34,031 | €38,116 | €36,719 | -€72,906 | ▼ 299% |
| Amounts payable17/49 | €178,794 | €191,294 | €147,877 | €188,804 | €89,036 | ▼ 52.8% |
| Amounts payable after more than one year17 | €23,602 | - | - | - | - | - |
| Amounts payable within one year42/48 | €151,790 | €188,653 | €147,364 | €188,291 | €80,318 | ▼ 57.3% |
| Financial debts43 | - | - | - | €8,316 | €11,774 | ▲ 41.6% |
| Credit institutions430/8 | - | - | - | €8,316 | €11,774 | ▲ 41.6% |
| Trade debts44 | €92,300 | €69,053 | €123,625 | €112,740 | €63,324 | ▼ 43.8% |
| Suppliers440/4 | - | - | €123,625 | €112,740 | €63,324 | ▼ 43.8% |
| Advances received on contracts in progress46 | - | - | €20,795 | €66,704 | €1,320 | ▼ 98.0% |
| Taxes, remuneration and social security45 | - | - | €2,945 | €531 | - | - |
| Taxes450/3 | - | - | €2,945 | €531 | - | - |
| Other amounts payable47/48 | - | - | - | - | €3,900 | - |
| Accrued charges and deferred income492/3 | - | - | €512 | €512 | €8,718 | ▲ 1,601% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,636 | €2,760 | €4,085 | -€1,397 | -€109,626 | ▼ 7,747% |
| + Depreciation and write-downs630 | €11,017 | €9,524 | €12,175 | €132 | - | - |
| Operating cash flow (approximation) | €19,653 | €12,284 | €16,260 | -€1,265 | -€109,626 | ▼ 8,564% |
| Investment in fixed assets (approximation) | - | €6,947 | -€15,368 | - | - | - |
| Change in cash | - | -€38,538 | -€67,377 | -€5,129 | -€28,795 | ▼ 461% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
13-04
KBO administration
Address struck
event 29-03-2026
2025
10-12
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 04-12-2025
10-06
KBO administration
Address strikeout annulled
12-05
KBO administration
Address struck
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 3 days late
2024
30-06
Financial
Weakest financial yearnet -€109,626
Net result drops to -€109,626, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 9 days late
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Ground area
1,491 m²
Building footprint
984 m²
Volume, LiDAR
7,216 m³
Parcel 11463D0325/00K002, Flanders · tallest building 8.2 m, ±3 floors. Linked by address, not a title deed.
314
companies at this address
See who is registered here
1 establishment unit
Building Construct
since 20122.207.095.933
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0325/00K002 | Flanders | 1,491 m² | 1 · 984 m² | 8.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PETER VERSTRAETEN DESGUINLEI 214,
2018 ANTWERPEN 1 |
04-12-2025 → present |
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Of 8,578 companies in sector 43410 we hold annual accounts for 4,369. 3,069 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2012
Fiscal year end30-06
Activities, NACEBEL 2025
43410Roofing work
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.