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BUILDING COMPANY

Active
Private limited companyfounded 20205 yrs activeDenemarkenstraat 43, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0757.715.401

BUILDING COMPANY has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263k and a net result of €42k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
65 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+1
Solvency51▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.58 in 2024; short-term debt: 31.9% and cash: 16.8% of total assets), and 74% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
26%
Return on assets
4.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
28 d late
2024
29 d late
2023
124 d late
2022
490 d late
2021
855 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€263k▲ 19.0%
2024 · €221k
2021: €141k 2022: €139k 2023: €183k 2024: €221k
2021 → 2025
Total assets
€1.01M▲ 0.2%
2024 · €1.01M
2021: €980k 2022: €941k 2023: €1.12M 2024: €1.01M
2021 → 2025
Net result
€42k▲ 10.3%
2024 · €38k
2021: €1k 2022: €-3k 2023: €44k 2024: €38k
2021 → 2025
Working capital
€-148k▼ 10.7%
2024 · €-133k
2021: €-70k 2022: €5k 2023: €-130k 2024: €-133k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€141k-€139k▼ 2.1%€183k▲ 31.9%€221k▲ 20.8%€263k▲ 19.0%
Operating result€5k-€10k▲ 86.3%€72k▲ 628%€69k▼ 3.7%€73k▲ 5.7%
Net result€1k-€-3k€44k€38k▼ 13.9%€42k▲ 10.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60k€80kOperating result 2021: €5k€5kNet result 2021: €1k€1kOperating result 2022: €10k€10kNet result 2022: €-3k€-3kOperating result 2023: €72k€72kNet result 2023: €44k€44kOperating result 2024: €69k€69kNet result 2024: €38k€38kOperating result 2025: €73k€73kNet result 2025: €42k€42k20212022202320242025
The operating result recovers in 2025; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets €835k▲ 1.6%
Current assets €174k▼ 6.2%
Equity and liabilities €1.01M
Equity €263k▲ 19.0%
Debt €746k▼ 5.1%
The debt ratio falls from 78.1% to 74.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€102k
2024 · €95k
Cash flow
€71k
2024 · €64k
Solvency
26.0%
2024 · 21.9%
Current ratio
0.54
2024 · 0.58
Quick ratio
0.54
2024 · 0.58
Debt / equity
2.84
2024 · 3.56
ROE
16.0%
2024 · 17.2%
ROA
4.2%
2024 · 3.8%
Interest coverage
9.84
2024 · 8.43
Debt
€746k
2024 · €787k
Debt ≤ 1 year
€322k
2024 · €319k
Debt > 1 year
€425k
2024 · €464k
Income taxes
€21k
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.01M€1.01M
Fixed assets21/28€822k€835k
Tangible fixed assets22/27€822k€835k
Land and buildings22€790k€806k
Other tangible fixed assets26€32k€29k
Current assets29/58€186k€174k
Amounts receivable within one year40/41€86k€3k
Trade receivables40€86k€3k
Other amounts receivable41€550€452
Cash at bank and in hand54/58€99k€170k
Deferred charges and accrued income490/1€316€1k
Equity and liabilities
Total equity and liabilities10/49€1.01M€1.01M
Equity10/15€221k€263k
Contributions10/11€140k€140k=
Reserves13€82k€123k
Distributable reserves133€82k€123k
Profit (loss) carried forward14€-693€321
Amounts payable17/49€787k€746k
Amounts payable after more than one year17€464k€425k
Financial debts170/4€464k€425k
Amounts payable within one year42/48€319k€322k
Current portion of amounts payable after more than one year42€38k€39k
Trade debts44€33k€1k
Suppliers440/4€33k€1k
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45€20k€51k
Taxes450/3€20k€51k
Other amounts payable47/48€227k€227k=
Accrued charges and deferred income492/3€4k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€29k
Other operating charges640/8€7k€7k
Gross operating margin9900€102k€108k
Operating profit (loss)9901€69k€73k
Financial charges65/66B€11k€10k
Recurring financial charges65€11k€10k
Profit (loss) for the period before taxes9903€58k€63k
Income taxes67/77€20k€21k
Profit (loss) for the period9904€38k€42k
Profit (loss) for the period to be appropriated9905€38k€42k
Appropriation of the result
Profit (loss) to be appropriated9906€37k€41k
Profit (loss) brought forward from the previous period14P€-1k€-693
Transfer to equity691/2€38k€41k
To other reserves6921€38k€41k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Equity above €200kEq €221k ▲20.8%
2 profitable years in a row build equity to €221k.
02-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 124 days late
02-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 490 days late
02-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 855 days late
2023
31-12
Financial Back to profitnet €44k
Net result €44k after one loss-making year.
31-12
Financial Equity above €150kEq €183k ▲31.9%
Equity rises from €139k to €183k.
2022
31-12
Financial Weakest financial yearnet €-3k ▼300%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Denemarkenstraat 431060 Sint-Gillis (bij-Brussel)
Ground area
135 m²
Building footprint
71 m²
Volume, LiDAR
1,025 m³
Parcel 21562A0335/00H002, Brussels · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BUILDING COMPANY
Denemarkenstraat 43, 1060 Sint-Gillis (bij-Brussel)Real estate activities
since 20202.309.955.129
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21562A0335/00H002 Brussels 135 m² 1 · 71 m² 17.7 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,322 companies in sector 68110 we hold annual accounts for 5,382. 3,859 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-11-2020
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.