BUILDING CLASSICS
ActiveSummary
BUILDING CLASSICS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-44k) and a net result of €-24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability32▲+1
Solvency21▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.7 against 1.33 in 2024; short-term debt: 58.7% and cash: 0.9% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.7%
Return on assets
-2%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-44k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
16 d late
2023
27 d late
2022
95 d early
2021
30 d early
2020
3 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-44k▼ 120%
2024 · €-20k
2018: €9khighest in 8 years
2019: €9k● 0.0% vs 2018highest in 8 years
2020: €8k▼ -19.5% vs 2019
2021: €7k▼ -13.3% vs 2020
2022: €3k▼ -48.3% vs 2021
2023: €-2k▼ -162% vs 2022
2024: €-20k▼ -854% vs 2023
2025: €-44k▼ -120% vs 2024lowest in 8 years
2018 → 2025
Total assets
€1.17M▲ 80.2%
2024 · €650k
2018: €263k
2019: €249k▼ -5.4% vs 2018
2020: €245k▼ -1.5% vs 2019
2021: €244k▼ -0.4% vs 2020
2022: €243k▼ -0.5% vs 2021
2023: €235k▼ -3.2% vs 2022lowest in 8 years
2024: €650k▲ +176% vs 2023
2025: €1.17M▲ +80.2% vs 2024highest in 8 years
2018 → 2025
Net result
€-24k▼ 33.9%
2024 · €-18k
2020: €-2k
2021: €-1k▲ +45.0% vs 2020highest in 6 years
2022: €-3k▼ -214% vs 2021
2023: €-5k▼ -72.8% vs 2022
2024: €-18k▼ -226% vs 2023
2025: €-24k▼ -33.9% vs 2024lowest in 6 years
2020 → 2025
Working capital
€483k▲ 202%
2024 · €160k
2018: €9k
2019: €9k● 0.0% vs 2018
2020: €8k▼ -19.5% vs 2019
2021: €7k▼ -13.3% vs 2020
2022: €3k▼ -48.3% vs 2021
2023: €-2k▼ -162% vs 2022lowest in 8 years
2024: €160k▲ +7810% vs 2023
2025: €483k▲ +202% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€3k▼ 48.3%€-2k€-20k▼ 854%€-44k▼ 120%
2021: €7khighest in 5 years
2022: €3k▼ -48.3% vs 2021
2023: €-2k▼ -162% vs 2022
2024: €-20k▼ -854% vs 2023
2025: €-44k▼ -120% vs 2024lowest in 5 years
Operating result€-892-€-3k▼ 233%€-4k▼ 42.0%€-16k▼ 283%€-12k▲ 26.0%
2021: €-892highest in 5 years
2022: €-3k▼ -233% vs 2021
2023: €-4k▼ -42.0% vs 2022
2024: €-16k▼ -283% vs 2023lowest in 5 years
2025: €-12k▲ +26.0% vs 2024
Net result€-1k-€-3k▼ 214%€-5k▼ 72.8%€-18k▼ 226%€-24k▼ 33.9%
2021: €-1khighest in 5 years
2022: €-3k▼ -214% vs 2021
2023: €-5k▼ -72.8% vs 2022
2024: €-18k▼ -226% vs 2023
2025: €-24k▼ -33.9% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €16k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-3.7%▼
2024 · -3.0%
Current ratio
1.70▲
2024 · 1.33
Quick ratio
0.02▼
2024 · 0.03
Debt to equity
-27.88▲
2024 · -33.80
ROA
-2.0%▲
2024 · -2.7%
Debt
€1.21M▲
2024 · €670k
Debt ≤ 1 year
€688k▲
2024 · €490k
Debt > 1 year
€527k▲
2024 · €180k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€650k€1.17M▲
Current assets29/58€650k€1.17M▲
Stocks and contracts in progress3€635k€1.16M▲
Stocks30/36€635k€1.16M▲
Cash at bank and in hand54/58€15k€11k▼
Deferred charges and accrued income490/1-€278
Equity and liabilities
Total equity and liabilities10/49€650k€1.17M▲
Equity10/15€-20k€-44k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-88k€-112k▼
Amounts payable17/49€670k€1.21M▲
Amounts payable after more than one year17€180k€527k▲
Financial debts170/4€180k€527k▲
Amounts payable within one year42/48€490k€688k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€3k€45k▲
Suppliers440/4€3k€45k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€487k€637k▲
Income statement
Code20242025
Non-recurring operating charges66A€405€2k▲
Gross operating margin9900€-16k€-10k▲
Operating profit (loss)9901€-16k€-12k▲
Financial income75/76B-€431
Recurring financial income75-€431
Financial charges65/66B€2k€12k▲
Recurring financial charges65€2k€12k▲
Profit (loss) for the period before taxes9903€-18k€-24k▼
Profit (loss) for the period9904€-18k€-24k▼
Profit (loss) for the period to be appropriated9905€-18k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-88k€-112k▼
Profit (loss) brought forward from the previous period14P€-70k€-88k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €575 | €27 | - | - | - |
| Non-recurring operating charges66A | - | - | - | €405 | €2k | ▲ 374% |
| Gross operating margin9900 | €-717 | €-2k | €-4k | €-16k | €-10k | ▲ 36.4% |
| Operating profit (loss)9901 | €-892 | €-3k | €-4k | €-16k | €-12k | ▲ 26.0% |
| Financial income75/76B | - | - | - | - | €431 | - |
| Recurring financial income75 | - | - | - | - | €431 | - |
| Financial charges65/66B | - | €182 | €1k | €2k | €12k | ▲ 657% |
| Recurring financial charges65 | €111 | €182 | €1k | €2k | €12k | ▲ 657% |
| Profit (loss) for the period before taxes9903 | €-1k | €-3k | €-5k | €-18k | €-24k | ▼ 33.9% |
| Profit (loss) for the period9904 | €-1k | €-3k | €-5k | €-18k | €-24k | ▼ 33.9% |
| Profit (loss) for the period to be appropriated9905 | €-1k | €-3k | €-5k | €-18k | €-24k | ▼ 33.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €244k | €243k | €235k | €650k | €1.17M | ▲ 80.2% |
| Current assets29/58 | €244k | €243k | €235k | €650k | €1.17M | ▲ 80.2% |
| Stocks and contracts in progress3 | €172k | €172k | €172k | €635k | €1.16M | ▲ 82.6% |
| Stocks30/36 | - | €172k | €172k | €635k | €1.16M | ▲ 82.6% |
| Amounts receivable within one year40/41 | - | - | €307 | - | - | - |
| Trade receivables40 | - | - | €307 | - | - | - |
| Cash at bank and in hand54/58 | €72k | €71k | €63k | €15k | €11k | ▼ 26.2% |
| Deferred charges and accrued income490/1 | - | - | - | - | €278 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €244k | €243k | €235k | €650k | €1.17M | ▲ 80.2% |
| Equity10/15 | €7k | €3k | €-2k | €-20k | €-44k | ▼ 120% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | - | €62k | €62k | €62k | €62k | = |
| Issued capital100 | - | €62k | €62k | €62k | €62k | = |
| Reserves13 | €6k | €6k | €6k | €6k | €6k | = |
| Non-distributable reserves130/1 | - | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | - | €6k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €-62k | €-65k | €-70k | €-88k | €-112k | ▼ 27.0% |
| Amounts payable17/49 | €238k | €239k | €237k | €670k | €1.21M | ▲ 81.3% |
| Amounts payable after more than one year17 | - | - | - | €180k | €527k | ▲ 193% |
| Financial debts170/4 | - | - | - | €180k | €527k | ▲ 193% |
| Amounts payable within one year42/48 | €238k | €239k | €237k | €490k | €688k | ▲ 40.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €4k | - |
| Trade debts44 | - | €2k | €159 | €3k | €45k | ▲ 1,595% |
| Suppliers440/4 | - | €2k | €159 | €3k | €45k | ▲ 1,595% |
| Taxes, remuneration and social security45 | - | - | - | - | €2k | - |
| Taxes450/3 | - | - | - | - | €2k | - |
| Other amounts payable47/48 | - | €238k | €237k | €487k | €637k | ▲ 30.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-1k | €-3k | €-5k | €-18k | €-24k | ▼ 33.9% |
| Operating cash flow (approximation) | €-1k | €-3k | €-5k | €-18k | €-24k | ▼ 33.9% |
| Change in cash | - | €-1k | €-8k | €-48k | €-4k | ▲ 91.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 16 days late
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1992
Ground area
539 m²
Building footprint
181 m²
Volume, LiDAR
614 m³
Parcel 34452B0823/00B006, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Nachtegaallaan 27, 8790 Waregem
since 19922.058.524.694
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0823/00B006 | Flanders | 539 m² | 1 · 181 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 750 EUR | 750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 857 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded25-06-1992
Fiscal year end30-09
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
74130Interior design
Scores and ratios are computed by Checked and are not a credit decision.