Build4Ever
ActiveBuild4Ever has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €-99k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 14% of 2138 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
2
/ 100
Critical▼ -25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency14▼-18
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 1.0 against 1.47 in 2024), and 95.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.3%
Return on assets
-14.2%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€99k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2138 sector peers (2025).
NBB · sector comparisonPosition among 2138 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
56 d early
2023
1 d early
2022
30 d late
2021
3 d late
2020
28 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€30k▼ 76.8%
2024 · €129k
2019: €98k
2020: €119k
2021: €120k
2022: €125k
2023: €166k
2024: €129k
2019 → 2025
Total assets
€697k▼ 16.4%
2024 · €833k
2019: €916k
2020: €1.01M
2021: €771k
2022: €530k
2023: €618k
2024: €833k
2019 → 2025
Net result
€-99k▼ 164%
2024 · €-37k
2019: €16k
2020: €21k
2021: €1k
2022: €5k
2023: €41k
2024: €-37k
2019 → 2025
Working capital
€-1k
2024 · €228k
2019: €132k
2020: €82k
2021: €110k
2022: €128k
2023: €120k
2024: €228k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€125k▲ 4.4%€166k▲ 32.7%€129k▼ 22.5%€30k▼ 76.8%
Operating result€7k-€26k▲ 269%€64k▲ 144%€-24k€-87k▼ 263%
Net result€1k-€5k▲ 358%€41k▲ 683%€-37k€-99k▼ 164%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €87k in 2025 against €24k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €697k
Fixed assets
€127k▲ 7.3%
Current assets
€570k▼ 20.3%
Equity and liabilities €697k
Equity
€30k▼ 76.8%
Debt
€667k▼ 5.4%
The debt ratio rises from 84.5% to 95.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-51k▼
2024 · €17k
Cash flow
€-63k▼
2024 · €3k
Solvency
4.3%▼
2024 · 15.5%
Current ratio
1.00▼
2024 · 1.47
Quick ratio
0.58▼
2024 · 1.28
Debt / equity
22.24▲
2024 · 5.46
ROE
-330.2%▼
2024 · -29.1%
ROA
-14.2%▼
2024 · -4.5%
Interest coverage
-4.00▼
2024 · 1.01
Debt
€667k▼
2024 · €704k
Debt ≤ 1 year
€571k▲
2024 · €487k
Debt > 1 year
€66k▲
2024 · €61k
Income taxes
€295▼
2024 · €306
Staff costs
€495k▲
2024 · €399k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€833k€697k▼
Fixed assets21/28€118k€127k▲
Tangible fixed assets22/27€110k€127k▲
Plant, machinery and equipment23€10k€12k▲
Furniture and vehicles24€86k€60k▼
Leasing and similar rights25€15k€51k▲
Other tangible fixed assets26-€4k
Financial fixed assets28€8k€0▼
Current assets29/58€715k€570k▼
Stocks and contracts in progress3€94k€237k▲
Stocks30/36€64k€149k▲
Contracts in progress37€30k€88k▲
Amounts receivable within one year40/41€478k€282k▼
Trade receivables40€454k€250k▼
Other amounts receivable41€24k€32k▲
Cash at bank and in hand54/58€135k€39k▼
Deferred charges and accrued income490/1€8k€11k▲
Equity and liabilities
Total equity and liabilities10/49€833k€697k▼
Equity10/15€129k€30k▼
Contributions10/11€20k€20k=
Reserves13€109k€10k▼
Distributable reserves133€109k€10k▼
Amounts payable17/49€704k€667k▼
Amounts payable after more than one year17€61k€66k▲
Financial debts170/4€61k€66k▲
Amounts payable within one year42/48€487k€571k▲
Current portion of amounts payable after more than one year42€39k€35k▼
Financial debts43€100k€50k▼
Credit institutions430/8€100k€50k▼
Trade debts44€306k€426k▲
Suppliers440/4€306k€426k▲
Taxes, remuneration and social security45€37k€60k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€35k€55k▲
Other amounts payable47/48€4k€0▼
Accrued charges and deferred income492/3€157k€29k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€399k€495k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€36k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€3k€6k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€418k€450k▲
Operating profit (loss)9901€-24k€-87k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€17k€13k▼
Recurring financial charges65€17k€13k▼
Profit (loss) for the period before taxes9903€-37k€-99k▼
Income taxes67/77€306€295▼
Profit (loss) for the period9904€-37k€-99k▼
Profit (loss) for the period to be appropriated9905€-37k€-99k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-99k▼
Transfer from equity791/2€37k€99k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90875.87.4▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-99k
Net result drops to €-99k, the lowest in the series.
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Highest result since 2019net €41k ▲683%
Operating result €64k, net result €41k, both a record.
30-06
Financial
Equity above €150kEq €166k ▲32.7%
5 profitable years in a row build equity to €166k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2020
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-05
Financial
Equity above €100kEq €119k ▲21.4%
2 profitable years in a row build equity to €119k.
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
02-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2026
Nancy Schoutteet: Resigned as Director
12-05-2023
BUIDIN Christophe: Resigned as Director
Location & real-estate footprint
Registered office, Oudenburg · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudekerkstraat 508460 OudenburgGround area
1,497 m²
Building footprint
220 m²
Volume, LiDAR
1,232 m³
Parcel 35015A0552/00A000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oudekerkstraat 50, 8460 Oudenburg
since 19962.077.098.711
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35015A0552/00A000 | Flanders | 1,497 m² | 1 · 220 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BR&C Construct
BE 0759.656.191
Oostkamp · Eq €30k
DRIESEN CONSTRUCT
BE 0788.363.144
Maasmechelen · Eq €30k
Lodewyckx Construct
BE 0732.488.075
Balen · Eq €30k
JNB SERVICE
BE 1014.201.910
Kontich · Eq €30k
GUY LANGERAERT
BE 0500.662.332
Deinze · Eq €30k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 12,291 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-1996
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
45211
43110Demolition
43320Joinery installation
43331Floor and wall tiling
43343Specialised construction activities
45111
45421
68110Buying and selling of own real estate
70120
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.