BUILD2be

Active

Private limited companyfounded 200322 yrs activeMolenstraat 122, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0862.191.527

BUILD2be has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €405k and a net result of €-42k. Equity is shrinking by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 8862 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

45 / 100

Fair▼ -7 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency84▼-11

Growth32=

Stability100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €18k at 30 days acceptable

Liquidity ample (current ratio 2.9 against 1.94 in 2024), but 59.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

22232425

2022 to 2025 · latest year -€42k

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

52 d early

2024

4 d late

2023

on the day

2022

on the day

2021

on the day

2020

3 d early

2019

22 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close05-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€405k▼ 9.5%

2024 · €447k

2022: €690k 2023: €675k 2024: €447k

2022 → 2025

Total assets

€998k▲ 21.5%

2024 · €821k

2022: €1.36M 2023: €1.01M 2024: €821k

2022 → 2025

Net result

€-42k▼ 10.3%

2024 · €-38k

2022: €-11k 2023: €-15k 2024: €-38k

2022 → 2025

Working capital

€596k▲ 70.3%

2024 · €350k

2022: €1.08M 2023: €681k 2024: €350k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€690k-€675k▼ 2.1%€447k▼ 33.8%€405k▼ 9.5%

Operating result€-10k-€-15k▼ 49.1%€-39k▼ 154%€-44k▼ 10.6%

Net result€-11k-€-15k▼ 35.8%€-38k▼ 159%€-42k▼ 10.3%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €44k in 2025 against €39k in 2024; the loss grows and 2025 is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €998k

91.2%

Fixed assets €87k▼ 10.4%

Current assets €911k▲ 25.8%

Equity and liabilities €998k

40.5%

59.5%

Equity €405k▼ 9.5%

Debt €594k▲ 58.6%

The debt ratio rises from 45.6% to 59.5%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-42k▼

2024 · €-38k

Cash flow

€-41k▼

2024 · €-37k

Solvency

40.5%▼

2024 · 54.4%

Current ratio

2.90▲

2024 · 1.94

Quick ratio

1.90▲

2024 · 1.45

Debt / equity

1.47▲

2024 · 0.84

ROE

-10.5%▼

2024 · -8.6%

ROA

-4.3%▲

2024 · -4.7%

Interest coverage

-14.17▼

2024 · -12.21

Debt

€594k▲

2024 · €374k

Debt ≤ 1 year

€314k▼

2024 · €373k

Income taxes

€357▼

2024 · €364

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Total assets 20/58€821k€998k▲

Fixed assets 21/28€98k€87k▼

Tangible fixed assets 22/27€6k€4k▼

Financial fixed assets 28€92k€83k▼

Current assets 29/58€724k€911k▲

Stocks & contracts in progress 3€184k€314k▲

Amounts receivable within one year 40/41€505k€401k▼

Cash & bank 54/58€30k€188k▲

Total equity & liabilities 10/49€821k€998k▲

Equity 10/15€447k€405k▼

Contributions / capital 10/11€75k€75k=

Reserves 13€429k€429k=

Accumulated profits (losses) 14€-57k€-99k▼

Amounts payable 17/49€374k€594k▲

Amounts payable within one year 42/48€373k€314k▼

Trade debts payable within one year 44€128k€61k▼

Income statement Code20242025

Gross operating margin 9900€-36k€-40k▼

Operating result 9901€-39k€-44k▼

Financial income 75€4k€4k▲

Financial charges 65€3k€3k▼

Result before taxes 9903€-38k€-42k▼

Income taxes 67/77€364€357▼

Net result for the period 9904€-38k€-42k▼

Result to be appropriated 9905€-38k€-42k▼

Timeline · acts, filings and financial milestones

All 11Financial 1Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2025

10-12