Equity
-€62,020
Debts exceed assets in financial year 2025.
Build & Style
Lifetime
2 annual accounts with figures on one time axispeak -€1,920 (2025)
-€1,920▲ €577
lowest -€57,531 (2024)
-€14,489▲ €43,042
peak -€47,531 (2024)
-€62,020▼ €14,489
€420,878▲ 2.9%
peak 0 FTE (2025)
0 FTE
Board1 name since 2023
1 directorLAMY Isabelle Antoinette
Documentsfilings and deeds
12-08-202612 days late
2025abbreviated format
Gross margin from -€2,497 to -€1,920Loss of €14,489Equity from -€47,531 to -€62,020
Key points
from the 2025 annual accountsLosses
-€72,020 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Debts
€420,878 117% of the balance sheet
2025 accounts filed 12 days after the deadline
Checked score
53
Fair
Financially stronger than 14% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.5%
01-2025: 3.0%▲ +0.5 percentage points vs 12-2024
02-2025: 3.1%▲ +0.1 percentage points vs 01-2025
03-2025: 3.3%▲ +0.2 percentage points vs 02-2025
04-2025: 3.6%▲ +0.3 percentage points vs 03-2025highest value
05-2025: 3.5%▼ -0.1 percentage points vs 04-2025
06-2025: 3.5%● unchanged vs 05-2025
07-2025: 3.5%● unchanged vs 06-2025
08-2025: 0.4%▼ -3.1 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.5%▲ +0.1 percentage points vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.4%▼ -0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.7%▲ +0.2 percentage points vs 07-2026
09-2026: 0.3%▼ -0.4 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€62,020
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Size: total assets €358,858
Liquidity: cash €57,014
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 7% of them on solvency, 19% on liquidity, 12% on profitability and 16% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,555 companies had the same profile as Build & Style has now. Each dot stands for 4 companies, two years later.
91.6%
were still trading
3.6%
stopped another way
4.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Build & Style itself is lower: 0.3% within 12 months. It rests on far more data about Build & Style than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,555 companies, not a prediction for Build & Style. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Cash is 15.9% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€62,020
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
12 days late
2024
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 11 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0805727926
Incorporation
Appointment: LAMY Isabelle Antoinette (director) · Permanent representative: LAMY Isabelle Antoinette · 100 shares · published on 14-09-2023 · Gazette deed
First establishment
Rue des Ateliers - HALANZY 5, Aubange
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Build & Style Aubange | €358,858 | -€1,920 | -17.3% | 0 |
| Warmtenet Rinkkaai Turnhout | €415,820 | -€1,754 | 1.6% | 0 |
| Storm 73 Antwerp | €448,394 | -€650 | -0.3% | 0 |
| Storm 71 Antwerp | €482,329 | -€2,299 | -0.4% | 0 |
| Triple Helix Electricon International Antwerp | €815,286 | -€109,722 | 76.4% | 0 |
| Storm 61 Antwerp | €332,595 | -€1,675 | -1.7% | 0 |
| Storm 59 Antwerp | €471,229 | -€1,675 | -1.4% | 0 |
These companies have the same main activity as Build & Style: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €333,000 and €815,000, founded between 2019 and 2024.
Official details
Source: KBO- Status
- Active since 12-09-2023Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 1 other
- Establishment unit
- 2.352.632.5556792 Aubange, since 12-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 06-11-2026
Insights on Build & Style
Build & Style has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€62,020) and a net result of -€14,489.
Its solvency ranks better than 7% of 2,565 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Build & Style
- What is the company number of Build & Style?
- The company number of Build & Style is 0805.727.926. The VAT number is the same number with BE in front: BE 0805.727.926.
- Where is Build & Style based?
- The registered office is at Rue des Ateliers - HALANZY 5, 6792 Aubange.Company details
- What does Build & Style do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of Build & Style?
- Build & Style is a private limited company (BV).
- When was Build & Style founded?
- Build & Style was founded on 12-09-2023.
- Is Build & Style still active?
- Yes, Build & Style is an active enterprise in the KBO register.
- What is the turnover of Build & Style?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is Build & Style profitable?
- In financial year 2025, Build & Style made a loss of €14,489.
- Where can I find the annual accounts of Build & Style?
- Build & Style filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Build & Style due?
- Build & Style must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.