BUILD. ING
ActiveBUILD. ING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €36k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 69% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.9 against 10.7 in 2024; short-term debt: 25.4% and cash: 29.9% of total assets), and 25.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.6%
Return on assets
14.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
16 d early
2023
5 d late
2022
4 d early
2021
17 d early
2020
2 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€36k▲ 33.0%
2024 · €27k
2018: €18k
2019: €44k
2020: €76k
2021: €89k
2022: €9k
2023: €23k
2024: €27k
2018 → 2025
Working capital
€182k▼ 17.7%
2024 · €221k
2018: €162k
2019: €202k
2020: €238k
2021: €270k
2022: €250k
2023: €236k
2024: €221k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€277k-€255k▼ 8.0%€240k▼ 5.8%€224k▼ 6.9%€184k▼ 17.7%
Operating result€131k-€18k▼ 86.5%€37k▲ 110%€38k▲ 1.9%€49k▲ 29.2%
Net result€89k-€9k▼ 89.7%€23k▲ 157%€27k▲ 15.6%€36k▲ 33.0%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€2k▼ 14.5%
Current assets
€245k▲ 0.4%
Equity and liabilities €247k
Equity
€184k▼ 17.7%
Debt
€63k▲ 176%
The debt ratio rises from 9.2% to 25.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €39k
Cash flow
€38k▲
2024 · €29k
Solvency
74.6%▼
2024 · 90.8%
Current ratio
3.90▼
2024 · 10.70
Quick ratio
3.90▼
2024 · 10.70
Debt / equity
0.34▲
2024 · 0.10
ROE
19.5%▲
2024 · 12.1%
ROA
14.6%▲
2024 · 11.0%
Interest coverage
27.52▲
2024 · 25.37
Debt
€63k▲
2024 · €23k
Debt ≤ 1 year
€63k▲
2024 · €23k
Income taxes
€16k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€247k€247k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€244k€245k▲
Amounts receivable within one year40/41€56k€21k▼
Trade receivables40€18k€20k▲
Other amounts receivable41€37k€403▼
Current investments50/53€135k€150k▲
Cash at bank and in hand54/58€51k€74k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€247k€247k▲
Equity10/15€224k€184k▼
Reserves13€224k€184k▼
Distributable reserves133€224k€184k▼
Amounts payable17/49€23k€63k▲
Amounts payable within one year42/48€23k€63k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€21k€26k▲
Taxes450/3€21k€26k▲
Other amounts payable47/48€89€35k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€41k€52k▲
Operating profit (loss)9901€38k€49k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€40k€52k▲
Income taxes67/77€13k€16k▲
Profit (loss) for the period9904€27k€36k▲
Profit (loss) for the period to be appropriated9905€27k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€36k▲
Transfer from equity791/2€44k€76k▲
Transfer to equity691/2€27k€36k▲
To other reserves6921€27k€36k▲
Profit to be distributed694/7€44k€76k▲
Return on contributions (dividend)694€44k€76k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 5 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 12.38
Current ratio from 5.62 to 12.38; short-term debt falls from €54k to €21k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €9k ▼89.7%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €89k ▲17.4%
Operating result €131k, net result €89k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €200kEq €212k ▲26%
2 profitable years in a row build equity to €212k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktplein 161703 DilbeekGround area
921 m²
Building footprint
128 m²
Volume, LiDAR
927 m³
Parcel 23070A0120/00G002, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Marktplein 16, 1703 Dilbeek
since 20152.243.794.694
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23070A0120/00G002 | Flanders | 921 m² | 1 · 128 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,573 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68121Development of residential building projects
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.