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BUILD-ENG CONSTRUCT

Active
Private limited companyfounded 199827 yrs activeGoede Herderstraat 9, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0464.430.060

BUILD-ENG CONSTRUCT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €38k and a net result of €52k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 45% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
94 / 100
Excellent▲ +87 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency95▲+62
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.96), but 50.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 27 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
1 d early
2023
23 d early
2022
23 d late
2021
24 d late
2020
31 d late
2019
52 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€38k
2023 · €-11k
2018: €2k 2019: €2k 2020: €7k 2021: €-9k 2022: €-9k 2023: €-11k
2018 → 2024
Total assets
€78k▲ 1,673%
2023 · €4k
2018: €36k 2019: €34k 2020: €34k 2021: €18k 2022: €18k 2023: €4k
2018 → 2024
Net result
€52k
2023 · €-2k
2018: €421 2019: €413 2020: €5k 2021: €-16k 2022: €-11 2023: €-2k
2018 → 2024
Working capital
€38k
2023 · €-12k
2018: €978 2019: €2k 2020: €7k 2021: €-9k 2022: €-11k 2023: €-12k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€7k-€-9k€-9k▼ 0.1%€-11k▼ 26.8%€38k
Operating result€7k-€-16k€150€-2k€71k
Net result€5k-€-16k€-11▲ 99.9%€-2k▼ 20,586%€52k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-25k€0€25k€50k€75kOperating result 2020: €7k€7kNet result 2020: €5k€5kOperating result 2021: €-16k€-16kNet result 2021: €-16k€-16kOperating result 2022: €150€150Net result 2022: €-11€-11Operating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €71k€71kNet result 2024: €52k€52k20202021202220232024
The operating result returns to profit in 2024: €71k after a loss of €2k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €78k
Fixed assets €20k▲ 1,616%
Current assets €57k▲ 1,694%
Equity and liabilities €78k
Equity €38k
Debt €39k
Debt finances 50.6% of the balance-sheet total.
Key figures and ratios
2024 value · change against 2023
EBITDA
€74k
2023 · €-711
Cash flow
€55k
2023 · €-1k
Solvency
49.4%
Current ratio
2.96
Quick ratio
2.96
Debt / equity
1.02
ROE
134.3%
ROA
66.3%
Interest coverage
108.23
2023 · -5.92
Debt
€39k
2023 · €15k
Debt ≤ 1 year
€19k
2023 · €15k
Debt > 1 year
€20k
Income taxes
€18k
2023 · €411
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€4k€78k
Fixed assets21/28€1k€20k
Tangible fixed assets22/27€1k€20k
Furniture and vehicles24€1k€20k
Current assets29/58€3k€57k
Stocks and contracts in progress3€345-
Stocks30/36€345-
Amounts receivable within one year40/41€1k€23k
Trade receivables40€1k€19k
Other amounts receivable41-€4k
Cash at bank and in hand54/58€2k€32k
Deferred charges and accrued income490/1€264€2k
Equity and liabilities
Total equity and liabilities10/49€4k€78k
Equity10/15€-11k€38k
Contributions10/11€19k€19k=
Reserves13€2k€20k
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€408€20k
Profit (loss) carried forward14€-32k-
Amounts payable17/49€15k€39k
Amounts payable after more than one year17-€20k
Financial debts170/4-€20k
Amounts payable within one year42/48€15k€19k
Current portion of amounts payable after more than one year42-€5k
Financial debts43€370-
Credit institutions430/8€370-
Trade debts44€4k€326
Suppliers440/4€4k€326
Bills of exchange payable441€236-
Taxes, remuneration and social security45€939€9k
Taxes450/3€939€4k
Remuneration and social security454/9-€5k
Other amounts payable47/48€10k€5k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-
Other operating charges640/8€696€4k
Gross operating margin9900€2k€78k
Operating profit (loss)9901€-2k€71k
Financial income75/76B€129€91
Recurring financial income75€129€91
Financial charges65/66B€120€681
Recurring financial charges65€120€681
Profit (loss) for the period before taxes9903€-2k€70k
Income taxes67/77€411€18k
Profit (loss) for the period9904€-2k€52k
Profit (loss) for the period to be appropriated9905€-2k€52k
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€20k
Profit (loss) brought forward from the previous period14P€-29k€-32k
Transfer from equity791/2-€2k
Transfer to equity691/2-€20k
To other reserves6921-€20k
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €52k
Net result €52k after 3 loss-making years.
31-12
Financial Liquidity times 14current ratio 2.96
Current ratio from 0.21 to 2.96.
08-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial Weakest financial yearnet €-16k ▼418%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
21-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
19-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
2018
25-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
24-10
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 85 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Goede Herderstraat 91080 Sint-Jans-Molenbeek
Ground area
4,879 m²
Building footprint
1,959 m²
Volume, LiDAR
26,004 m³
2 parcels, Brussels · tallest building 21.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
INTELLIGENCE BUSINESS SERVICES SPRL - IBS SPRL
Georges Matheusstraat 11, 1210 Sint-Joost-ten-NodeNACE 51640
since 20022.096.837.617
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21014A0004/00D021 Brussels 2,638 m² 1 · 1,424 m² 21.1 m · 5 fl.
21524C0162/00H000 Brussels 2,241 m² 1 · 535 m² 20.0 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,505 companies in sector 71121 we hold annual accounts for 6,522. 4,660 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-10-1998
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74131
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.