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BUILD & CONSTRUCT

Active Private limited companyfounded 2025active for 1 yearWaterloose Steenweg 258, 1640 Sint-Genesius-RodeKBO/BCE: BE 1024.080.369

Lifetime

1 annual account with figures
peak €24,258 (2025)
€24,258 
peak €18,017 (2025)
€18,017 
peak €18,017 (2025)
€18,017 
€125,033 
Board2 names since 2025
1 directorVARDAR Aytaç
Documentsfilings and deeds
24-09-202655 days late
2025abbreviated format
Incorporation 11-06First year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €200,000 estimated

The abbreviated format states no turnover.

Debts

€125,033 87% of the balance sheet

Board

1 joined · 1 left

Board changed. Latest change 02-09-2026 · 1 in office.

Position in the sector

€18,017

Less equity than 84% of companies in building services and landscaping. Sector median €183,404 · 1,569 companies.

2025 accounts filed 55 days after the deadline

Checked score

32
Weak
Financially stronger than 30% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
9.1% Elevated
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 07-2026: 3.3%lowest value 08-2026: 3.3%● unchanged vs 07-2026 09-2026: 3.4%▲ +0.1 percentage points vs 08-2026 10-2026: 9.0%▲ +5.6 percentage points vs 09-2026 11-2026: 9.1%▲ +0.1 percentage points vs 10-2026highest value

Financial strength
Weak

38equity 12.6% of total assets
4short-term debt 87.4% · cash 2.1%
84return on assets 12.6%

Score breakdown

raises risk
Founded in 2025
No registered site in the KBO
Last filed accounts filed 55 days late; 1 of the last 3 accounts late
1 change of registered office in 24 months
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 20% of them on solvency, 4% on liquidity and 67% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,390 companies had the same profile as BUILD & CONSTRUCT has now. Each dot stands for 6 companies, two years later.

96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BUILD & CONSTRUCT itself is higher: 9.1% within 12 months. It rests on far more data about BUILD & CONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,390 companies, not a prediction for BUILD & CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity is insufficient, with a current ratio of 0.29, below 1. Short-term debt is 87.4% and cash 2.1% of total assets. 87.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Last filed accounts filed 55 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1569 sector peers (2025).
NBB · sector comparison
Position among 1569 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · 2025 accounts filed 55 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
55 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

MB
Director
  • MARINESCU Bogdan 1,000 sharesdeed of 18-09-2026
Board & ownership

Recent changes

Amendment of the articles General meeting of 15-09-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:1024080369
Registered office moved from Schaerbeek to Sint-Genesius-Rode Transfer of 1,000 shares from VARDAR Aytaç to MARINESCU Bogdan · New registered office: Chaussée de Waterloo 258 – 1640 Rhode-Saint-Genèse · Previous registered office: Chaussée de Helmet 171/173, 1030 Schaerbeek · General meeting of 15-09-2026 · Gazette deed
Incorporation Founding capital of €1,000, 1,000 shares · Founder: VARDAR Aytaç · Appointment: VARDAR Aytaç (director) · published on 11-06-2025 · Gazette deed
All 5 events

Comparable companies

same main activity, similar in size and age
Company
BUILD & CONSTRUCT Sint-Genesius-Rode €143,050 €24,258 12.6% -
Klien Lebbeke €208,407 €32,589 4.6% -
B-CLEAN Kapelle-op-den-Bos €103,611 €43,321 22.0% -
NEMO SOLUTIONS Ghent €116,680 €42,250 28.4% -
BL-Groep Genk €88,858 €28,572 18.7% -
ROOF-CLEAN Bilzen-Hoeselt €100,998 €12,410 13.0% -
BEL MYCLEANING Woluwe-Saint-Pierre €103,254 €34,996 24.6% -

These companies have the same main activity as BUILD & CONSTRUCT: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €88,900 and €208,000, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 06-06-2025Normal situation
Registered office
17 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
Activity
General cleaning of buildingsNACE 81210and 5 others
Financial year end
31 December
Peppol
Reachable since 21-09-2026
Company details

Annual accounts 2025

€143,050
Filing
Filed on 24-09-2026
Financials

Insights on BUILD & CONSTRUCT

The computed 12-month bankruptcy probability of BUILD & CONSTRUCT is 9.1% (elevated). The 2025 annual accounts show equity of €18,017 and a net result of €18,017.

Its solvency ranks better than 17% of 1,569 sector peers (NACE 81, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BUILD & CONSTRUCT

What is the company number of BUILD & CONSTRUCT?
The company number of BUILD & CONSTRUCT is 1024.080.369. The VAT number is the same number with BE in front: BE 1024.080.369.
Where is BUILD & CONSTRUCT based?
The registered office is at Waterloose Steenweg 258, 1640 Sint-Genesius-Rode.Company details
What does BUILD & CONSTRUCT do?
According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
What is the legal form of BUILD & CONSTRUCT?
BUILD & CONSTRUCT is a private limited company (BV).
When was BUILD & CONSTRUCT founded?
BUILD & CONSTRUCT was founded on 06-06-2025.
Is BUILD & CONSTRUCT still active?
Yes, BUILD & CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of BUILD & CONSTRUCT?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €24,258 and 49 comparable companies (NACE 81210). It probably lies between €100,000 and €390,000. It is a rough estimate.Financials
Is BUILD & CONSTRUCT profitable?
In financial year 2025, BUILD & CONSTRUCT made a profit of €18,017.
Where can I find the annual accounts of BUILD & CONSTRUCT?
BUILD & CONSTRUCT filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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