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BUDS-DIVING

Active
Private limited companyfounded 2005active for 21 yearsLanestraat 117, 3090 Overijse, BelgiumKBO/BCE: BE 0871.560.242

From the official registers: KBO 20 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of BUDS-DIVING is 1.6% (moderate). The 2025 annual accounts show negative equity (-€24,386) and a net result of -€937. Equity has been shrinking by about 11% per year since 2018. Its solvency ranks better than 24% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 31-01-2005 Normal situation
Activity
Full-service restaurants NACE 56111and 3 others
Establishment unit
2.145.716.511 3090 Overijse, since 15-03-2005
Financial year end
31 December
Peppol
Reachable since 31-12-2025

Board and ownership

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
€54,874
▼ 27.9%
Turnover
≈ €180,000
estimated
Loss
€937
Equity
-€24,386
▼ 4.0%
Total assets
€478,003
▼ 7.1%
Staff
≈ 0.4 FTE
estimated
Filed on 30-09-2026, 61 days after the deadlineat the National Bank
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Last filed accounts filed 61 days late; 1 of the last 3 accounts lateNegative equity -€24,386lowers riskSize: total assets €478,003Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 33% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 20=
equity -5.1% of total assets
Liquidity 39-1
short-term debt 44.4% · cash 8.8%
Profitability 56-13
return on assets -0.2%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.9%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.2 percentage points vs 06-2025 08-2025: 1.4%▲ +0.3 percentage points vs 07-2025 09-2025: 1.6%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.8%▼ -0.8 percentage points vs 09-2025lowest value 11-2025: 0.8%● unchanged vs 10-2025lowest value 12-2025: 0.8%● unchanged vs 11-2025lowest value 01-2026: 0.8%● unchanged vs 12-2025lowest value 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.9%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.4%▲ +0.5 percentage points vs 07-2026 09-2026: 1.6%▲ +0.2 percentage points vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.28 (0.3 in 2024), below 1. Short-term debt is 44.4% and cash 8.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 24% of them on solvency, 34% on liquidity, 39% on profitability and 36% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Last filed accounts filed 61 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €478,003
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€24,386
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€24,386
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
28 days late
2023
26 days late
2022
11 days late
2021
41 days early
2020
24 days late
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€24,386 View
  • Caution: Less equity than 85% of companies in food and beverage servicesector median €28,733 · 16,992 companies -€24,386 View

Comparable companies

These companies have the same main activity as BUDS-DIVING: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €423,000 and €483,000, founded between 2002 and 2008.

CompanyTotal assetsGross margin
BUDS-DIVING Overijse€478,003€54,874
ERINCK Dilbeek€465,267€50,724
BELLE BISTRO TEAROOM Izegem€423,159€53,931
SANDUNE Oostkamp€483,041€62,651
MAMAMO Wevelgem€459,630€59,553
ISOLA BELLA Lievegem€432,755€64,150
BOLIVER Merelbeke-Melle€478,293€69,152
Full comparison

Documents

Annual accounts at the NBB

All 20 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BUDS-DIVING

What is the company number of BUDS-DIVING?
The company number of BUDS-DIVING is 0871.560.242. The VAT number is the same number with BE in front: BE 0871.560.242.
Where is BUDS-DIVING based?
The registered office is at Lanestraat 117, 3090 Overijse.Company details
What does BUDS-DIVING do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of BUDS-DIVING?
The legal form of BUDS-DIVING is Private limited company (BV).
When was BUDS-DIVING founded?
BUDS-DIVING was founded on 31-01-2005.
Is BUDS-DIVING still active?
Yes, BUDS-DIVING is an active enterprise in the KBO register.
What is the turnover of BUDS-DIVING?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €54,874 and 73 comparable companies (NACE 56111). It probably lies between €150,000 and €230,000.Financials
Is BUDS-DIVING profitable?
In financial year 2025, BUDS-DIVING made a loss of €937.
Where can I find the annual accounts of BUDS-DIVING?
BUDS-DIVING filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of BUDS-DIVING due?
BUDS-DIVING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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