Buddy Buddy
ActiveThe computed 12-month bankruptcy probability of Buddy Buddy is 4.4% (elevated). The 2025 annual accounts show equity of €687k and a net result of €249k. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 3644 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+7
Solvency52▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Liquidity tight (current ratio 1.45 against 1.54 in 2024; short-term debt: 41.9% and cash: 3.7% of total assets), and 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
9.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
14 d early
2024
9 d early
2023
33 d early
2022
20 d early
2021
31 d early
2020
17 d early
2019
87 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€249k▲ 200%
2024 · €83k
2019: €-96k
2020: €54k
2021: €104k
2022: €124k
2023: €216k
2024: €83k
2019 → 2025
Working capital
€482k▲ 159%
2024 · €186k
2019: €-124k
2020: €-8k
2021: €48k
2022: €-38k
2023: €356k
2024: €186k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€207k-€320k▲ 54.1%€501k▲ 56.7%€438k▼ 12.5%€687k▲ 56.7%
Operating result€152k-€182k▲ 19.7%€224k▲ 22.6%€152k▼ 32.2%€271k▲ 78.6%
Net result€104k-€124k▲ 18.7%€216k▲ 74.6%€83k▼ 61.5%€249k▲ 200%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 79% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.53M
Fixed assets
€988k▼ 25.0%
Current assets
€1.54M▲ 192%
Equity and liabilities €2.53M
Equity
€687k▲ 56.7%
Debt
€1.84M▲ 31.1%
The debt ratio falls from 76.2% to 72.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€355k▲
2024 · €247k
Cash flow
€333k▲
2024 · €178k
Solvency
27.1%▲
2024 · 23.8%
Current ratio
1.45▼
2024 · 1.54
Quick ratio
1.18▲
2024 · 0.98
Debt / equity
2.68▼
2024 · 3.21
ROE
36.2%▲
2024 · 18.9%
ROA
9.8%▲
2024 · 4.5%
Interest coverage
7.49▼
2024 · 10.56
Debt
€1.84M▲
2024 · €1.41M
Debt ≤ 1 year
€1.06M▲
2024 · €342k
Debt > 1 year
€783k▼
2024 · €1.06M
Income taxes
€57k▲
2024 · €49k
Staff costs
€540k▲
2024 · €434k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.85M€2.53M▲
Fixed assets21/28€1.32M€988k▼
Intangible fixed assets21€58k€77k▲
Tangible fixed assets22/27€328k€210k▼
Plant, machinery and equipment23€57k€40k▼
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€265k€168k▼
Financial fixed assets28€931k€700k▼
Current assets29/58€528k€1.54M▲
Stocks and contracts in progress3€192k€293k▲
Stocks30/36€192k€293k▲
Amounts receivable within one year40/41€250k€1.12M▲
Trade receivables40€150k€261k▲
Other amounts receivable41€100k€862k▲
Cash at bank and in hand54/58€82k€94k▲
Deferred charges and accrued income490/1€4k€34k▲
Equity and liabilities
Total equity and liabilities10/49€1.85M€2.53M▲
Equity10/15€438k€687k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€388k€637k▲
Amounts payable17/49€1.41M€1.84M▲
Amounts payable after more than one year17€1.06M€783k▼
Financial debts170/4€1.06M€783k▼
Other amounts payable178/9-€0
Amounts payable within one year42/48€342k€1.06M▲
Current portion of amounts payable after more than one year42€115k€215k▲
Financial debts43-€13k
Credit institutions430/8-€13k
Trade debts44-€252k
Suppliers440/4-€252k
Taxes, remuneration and social security45€90k€109k▲
Taxes450/3€23k€37k▲
Remuneration and social security454/9€66k€72k▲
Other amounts payable47/48€138k€472k▲
Income statement
Code20242025
Non-recurring operating income76A-€169k
Remuneration, social security and pensions62€434k€540k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95k€84k▼
Other operating charges640/8€1k€4k▲
Non-recurring operating charges66A-€67k
Gross operating margin9900€683k€966k▲
Operating profit (loss)9901€152k€271k▲
Financial income75/76B€3k€82k▲
Recurring financial income75€3k€82k▲
Financial charges65/66B€23k€47k▲
Recurring financial charges65€23k€47k▲
Profit (loss) for the period before taxes9903€132k€306k▲
Income taxes67/77€49k€57k▲
Profit (loss) for the period9904€83k€249k▲
Profit (loss) for the period to be appropriated9905€83k€249k▲
Appropriation of the result
Profit (loss) to be appropriated9906€534k€637k▲
Profit (loss) brought forward from the previous period14P€451k€388k▼
Profit to be distributed694/7€145k€0▼
Return on contributions (dividend)694€145k€0▼
Social balance
Average headcount (FTE)9087-17.1
The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €249k ▲200%
Operating result €271k, net result €249k, both a record.
31-12
Financial
Equity above €500kEq €687k ▲56.7%
6 profitable years in a row build equity to €687k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 2.32
Current ratio from 0.90 to 2.32; short-term debt falls from €366k to €270k.
31-12
Financial
Equity above €500kEq €501k ▲56.7%
4 profitable years in a row build equity to €501k.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €207k ▲82.2%
2 profitable years in a row build equity to €207k.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €54k
Net result €54k after one loss-making year.
31-12
Financial
Equity above €100kEq €114k
Equity rises from €-46k to €114k.
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 3 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lakenweversstraat 101050 ElseneGround area
1.2 ha
Building footprint
8,217 m²
Volume, LiDAR
122,569 m³
3 parcels, Brussels · tallest building 43.0 m, ±13 floors. Linked by address, not a title deed.
3 establishment units
Buddy Buddy
since 20182.277.799.134
-
since 20182.277.799.233
BUDDY BUDDY
since 20202.303.496.810
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0389/00V000 | Brussels | 6,354 m² | 1 · 5,810 m² | 40.7 m · 5 fl. |
| 21306D0280/00D003 | Brussels | 4,757 m² | 1 · 1,636 m² | 6.7 m · 2 fl. |
| 21808H0952/00M000 | Brussels | 804 m² | 1 · 771 m² | 43.0 m · 13 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesElsene2.277.799.134
Anderlecht2.303.496.810
Similar companies · same sector, comparable size
Wasbar Belgium
BE 0447.208.503
Antwerpen · Eq €687k
BAVEV
BE 0735.823.687
Mol · Eq €687k
MAÏANO
BE 0678.396.026
Kelmis · Eq €688k
MELUNEX
BE 0479.419.134
Halle · Eq €686k
CMH
BE 0887.646.208
Houthalen-Helchteren · Eq €686k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 3,611 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2018
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
10420Manufacture of food products
10890Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.buddybuddy.bio
E-mail:hello@buddybuddy.bio