BUD AV CONSTRUCT
ActiveFrom the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette
Summary
BUD AV CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,383 and a net result of €2,383. Its solvency ranks better than 25% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Official details
KBO- Status
- Active since 19-02-2025 Normal situation
- Legal form
- Private limited company
- Registered office
- Klein-Antwerpenstraat 45, 9280 Lebbeke
- Activity
- Floor and wall tiling NACE 43331and 2 others
- Establishment unit
- 2.370.225.979 9280 Lebbeke, since 19-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.2%
Annual accounts 2025
- Gross margin
- €13,724
- Turnover
- ≈ €140,000
- estimated
- Profit
- €2,383
- Equity
- €7,383
- Total assets
- €31,785
- Staff
- ≈ 0.1 FTE
- estimated
2025 accounts filed 42 days before the deadline
Filed on 19-06-2026at the National Bank
Score breakdownraises riskFounded in 2025Size: total assets €31,785Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.36, cash €11,320Show the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency
48
equity 23.2% of total assets
Liquidity
77
short-term debt 38.0% · cash 35.6%
Profitability
55
return on assets 7.5%
Bankruptcy probability within 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 1.9%
04-2026: 1.9%● unchanged vs 03-2026
05-2026: 2.0%▲ +0.1 percentage points vs 04-2026
06-2026: 2.3%▲ +0.3 percentage points vs 05-2026highest value
07-2026: 1.0%▼ -1.3 percentage points vs 06-2026lowest value
08-2026: 1.1%▲ +0.1 percentage points vs 07-2026
09-2026: 1.1%● unchanged vs 08-2026
10-2026: 1.2%▲ +0.1 percentage points vs 09-2026
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 25% of them on solvency, 75% on liquidity and 26% on profitability.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 34902 sector peers (2025).
NBB · sector comparisonPosition among 34902 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
42 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Financials · financial year 2025, micro format
Latest annual accounts filed
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 19-06-2026
- Format
- micro format
- Reference
- 2026-00184950
Turnover
≈ €140,000
Estimated: probably between €80,000 and €290,000
Total assets
€31,785
Net result
€2,383
Working capital
€4,404
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Assets €31,785
Fixed assets
€15,315
Current assets
€16,470
Equity and liabilities €31,785
Equity
€7,383
Debt
€24,402
Debt's share of the balance-sheet total is 76.8%.
Key figures and ratios
EBITDA
€12,010
Cash flow
€6,636
Current ratio
1.36
Debt to equity
3.31
ROE
32.3%
ROA
7.5%
Interest coverage
3.18
Debt ≤ 1 year
€12,066
Debt > 1 year
€12,336
Income taxes
€1,593
Staff costs
€1,714
Companies with the same profile, two years later
Historical observationIn July 2024, 2,390 companies had the same profile as BUD AV CONSTRUCT has now. Two years later, 1.2% had gone bankrupt and 96.7% were still going.
- Micro
- under 2 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.2%
went bankrupt
2.0%
stopped otherwise
96.7%
was still going
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BUD AV CONSTRUCT itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for BUD AV CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €1,714 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,253 |
| Gross operating margin9900 | €13,724 |
| Operating profit (loss)9901 | €7,758 |
| Financial charges65/66B | €3,782 |
| Recurring financial charges65 | €3,782 |
| Profit (loss) for the period before taxes9903 | €3,976 |
| Income taxes67/77 | €1,593 |
| Profit (loss) for the period9904 | €2,383 |
| Profit (loss) for the period to be appropriated9905 | €2,383 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €31,785 | |
| Fixed assets21/28 | €15,315 | |
| Tangible fixed assets22/27 | €15,315 | |
| Leasing and similar rights25 | €15,315 | |
| Current assets29/58 | €16,470 | |
| Amounts receivable within one year40/41 | €5,150 | |
| Trade receivables40 | €1,633 | |
| Other amounts receivable41 | €3,517 | |
| Cash at bank and in hand54/58 | €11,320 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €31,785 | |
| Equity10/15 | €7,383 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €2,383 | |
| Amounts payable17/49 | €24,402 | |
| Amounts payable after more than one year17 | €12,336 | |
| Financial debts170/4 | €12,336 | |
| Amounts payable within one year42/48 | €12,066 | |
| Current portion of amounts payable after more than one year42 | €4,433 | |
| Trade debts44 | €352 | |
| Suppliers440/4 | €352 | |
| Taxes, remuneration and social security45 | €5,793 | |
| Taxes450/3 | €1,593 | |
| Remuneration and social security454/9 | €4,200 | |
| Other amounts payable47/48 | €1,489 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €2,383 |
| + Depreciation and write-downs630 | €4,253 |
| Operating cash flow (approximation) | €6,636 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-06-2026 | 2026-00184950 | NBB |
Comparable companies
These companies have the same main activity as BUD AV CONSTRUCT: floor and wall tiling (NACE 43331). They are comparable in size and age: total assets between €24,700 and €38,100, founded between 2024 and 2025.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| BUD AV CONSTRUCT Lebbeke | 2025 | €31,785 | €7,383 | €13,724 | €2,383 | 2025 |
| Algemene Bouw- en Vloerwerken Stieven Buysse Lokeren | 2024 | €32,346 | €13,748 | €12,715 | €4,763 | 2025 |
| ISMO Algemene Bouwwerken Aalst | 2025 | €34,239 | €21,912 | €22,103 | €16,912 | 2025 |
| BROUX JO Wellen | 2025 | €31,579 | €19,326 | €10,282 | €9,326 | 2025 |
| DE VRIESE VLOEREN Zedelgem | 2024 | €24,742 | €10,016 | €11,806 | €8,266 | 2025 |
| GVR Heist-op-den-Berg | 2025 | €36,594 | €8,895 | €10,272 | €7,245 | 2025 |
| Stones4ever Kortenberg | 2025 | €38,077 | €6,690 | €10,356 | €3,690 | 2025 |
They were chosen from the 1,708 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
2 directors, no change since 2025
BUD Alina Cristina
Current
Director (not named in the articles) · appointed in the act of 21-02-2025
BUD Viorel
Current
Director (not named in the articles) · appointed in the act of 21-02-2025
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| BUD Alina Cristina |
|
| BUD Viorel |
|
The board according to the articles of association
Board and representation
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alone
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, meer”“Hij kan bijzondere machten toekennen aan elke mandataris, Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als…”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 21-02-2025
Owners and capital
Capital transactions
Shareholders according to the deeds
At incorporation
act of 21-02-2025 ↗
- BUD Viorel 75 shares (75%) · €3,750 in cash
- BUD Alina Cristina 25 shares (25%) · €1,250 in cash
Capital over time
- 21-02-2025 Incorporation · €5,000 · 100 shares
Shares according to the articles of association
- Profit allocationThe articles set how profit is distributed. A BV may only pay out after a balance-sheet and liquidity test.
- “Bestuursorgaan, elk aandeel recht geeft op een gelijk aandeel in de winstverdeling”
- Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
- “Datum van het door alle aandeelhouders ondertekende besluit geacht de datum te zijn waarop het besluit is toegekomen op de zetel van de…”6 more provisions in the deed, see the deed of 21-02-2025
Articles of association, deed of 21-02-2025 (in Dutch)
Group and network
Connections & network
2 current directorsThe network starts from the directors of BUD AV CONSTRUCT. Every other company they run is a node.
This company
Company
Director
Shareholding
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History
Acts, filings and financial milestones
2026
19-06
financial year 2025 · micro format
2025
21-02
Gazette deed
IncorporationAppointments: BUD Viorel (director) and BUD Alina Cristina (director) · Founder · Founding capital15 points ▸
Gazette deed
Incorporation
Appointments: BUD Viorel (director) and BUD Alina Cristina (director) · Founder · Founding capital15 points ▸
- Incorporation, 18-02-2025
- Founder, BUD Viorel
- Founder, BUD Alina Cristina
- Founding capital, €5,000
- Other provision, “bewijs van deponering bewaard in dossier van de notaris” (deed in Dutch)
- Other provision, 13-01-2025
- Other provision, formation costs, “omissie in de bron” (deed in Dutch)
- Registered office clause, “9280 Lebbeke, Klein Antwerpenstraat 45” (deed in Dutch)
- Other provision, website and email address, “de vergadering beslist thans noch een e-mailadres, noch een website voor de vennootschap in deze akte te laten vastleggen” (deed in Dutch)
- Board rule, 2
- Director appointment, BUD Viorel (director (not named in the articles))
- Director appointment, BUD Alina Cristina (director (not named in the articles))
- The act holds 3 more points.
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordName
BUD AV CONSTRUCT in Dutch
Enterprise number
1020.185.028
Legal form
Private limited company
Status
Active, normale toestand
Founded
19-02-2025
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 21-02-2025 (in Dutch)Name clauseThe company operates under this name according to its articles.
BUD AV CONSTRUCT
deed of 21-02-2025 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bij enkel besluit van het bestuursorgaan”
deed of 21-02-2025 (in Dutch)Registered office and establishments
Registered office
Klein-Antwerpenstraat 45, 9280 Lebbeke, Belgium
Establishments
1 establishment unit since 2025
Activities
NACEBEL 202543331
Floor and wall tiling main activity
41001
General construction of residential buildings
41003
General construction of other non-residential buildings
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 21-02-2025 (in Dutch)
“Algemene bouwondernemingen, timmerwerken, schilderwerk, metselwerk en beton, elektriciteit, dakwerken, het leggen van dekvloeren van elk…”
34 activities
- Algemene bouwondernemingen, timmerwerken, schilderwerk, metselwerk en beton, elektriciteit, dakwerken, het leggen van dekvloeren van elk type, tegelwerk en het plaatsen van gipskartonwanden, steenhouwerij, marmerbewerking, sloopwerkzaamheden, pleisterwerk, cementwerk, het leggen van dekvloeren, het leggen van wand- en vloertegels
- Alle handelingen die direct of indirect verband houden met het onderhoud, de renovatie, reparatiewerkzaamheden, verfraaiingen, vernieuwingen en moderniseringen, en het onderhoud van alle soorten kunstwerken, onroerend goed en, meer algemeen, alle handelingen die direct of indirect verband houden met de sectoren van de openbare en private werken en de bouwsector, het realiseren van zowel binnen- als buitendecoraties
- Installatie, plaatsing en reparatie van alle soorten verwarming voor zowel privé- als professionele gebouwen, evenals loodgieterswerk en sanitaire werken, elektrotechniek, gasverwarming, centrale verwarming, algemene elektriciteit, installatie van alarmsystemen, airconditioning en domotica
- Installatie van ventilatie en luchtcirculatie, verwarming door warme lucht, airconditioning en industriële leidingen, installatie van steigers, kabel- en leidingwerk, fabricage en bekleding van niet-metalen meubels, installatie van keukens, onderhoud van wegen
- Alle activiteiten die verband houden met tuinbedrijven en in het algemeen alle activiteiten met betrekking tot tuinbouw, landbouw en horticultuur, snoeien van bomen, aanleg van parken en tuinen
- Nationaal en internationaal transport over de weg van personen en goederen, nationaal en internationaal transport over de weg van personen en goederen, expreskoeriersdiensten
- Binnenreiniging van gebouwen van alle soorten, inclusief kantoren, werkplaatsen, fabrieken, instellingen en andere commerciële of professionele ruimtes, evenals eengezinswoningen en appartementsgebouwen, raamreiniging, strijkwerk, evenals alle activiteiten in het kader van dienstencheques, schoonmaak en onderhoud van professionele of privégebouwen, het reinigen van ramen en kantoren, huishoudelijke diensten in de dienstenchequesysteem (schoonmaken thuis, was, strijken, kleine naaiwerkzaamheden, maaltijdvoorbereiding, boodschappenservice)
- Horeca in het algemeen en de horeca-sector, verhuur van plaatsen, zalen voor organisatie, banketten en cateringdiensten, inclusief de organisatie, het beheer en de exploitatie van restaurants, sandwichbars, snackbars, bars, cafetaria’s, drankgelegenheden, tavernes, pizzeria’s, brasseries, consumptiezalen, buffetten evenals alle toerisme-, hotel- en entertainmentactiviteiten, inclusief de aankoop, de verkoop in groothandel en detail, de import-export van alle producten die direct of indirect verband houden met deze activiteiten
- Opslag en werkplaats voor de productie van bakkerij- en banketproducten, voedingsmiddelen en non-foodproducten, slagerij, charcuterie, evenals de verkoop, de aankoop, de import, de export, de distributie, de commercialisatie, de productie, het ontwerp, de voorbereiding en de handel in het algemeen van producten die betrekking hebben op slagerij, charcuterie, fijne voeding en de handel in algemene voedingswaren in de ruimste zin van het woord
- Autobedrijf evenals de handel in tweedehands voertuigen inclusief de verhuur van auto’s, reparatiebedrijf voor voertuigen, reparatie van mechanische en elektrische onderdelen, detailhandel in voertuigen voor personenvervoer, inclusief gespecialiseerde voertuigen (ambulances), de aankoop, de verkoop, de import, de export, de korte- of langetermijnverhuur, leasing, vertegenwoordiging, fabricage, montage, sloop, transport, reparatie, wassen, onderhoud van alle voertuigen, personenwagens, bedrijfswagens, vrachtwagens, motorfietsen, bromfietsen, fietsen evenals accessoires en onderdelen van deze voertuigen, zowel nieuw als tweedehands, inclusief de groothandel en detailhandel in onderdelen en diverse uitrustingen, de handel in olie, benzine
- Brandstoffen, smeermiddelen, motoren, banden en in het algemeen producten die betrekking hebben op de auto-industrie, carrosseriewerkplaats voor voertuigen en alle voertuigen, carwash
- Telefooncellen, nachtshops, het exploiteren van herenkappers, dames- en kinderhaarverzorging, schoonheids- en huidverzorging, ontharing, manicure en pedicure, exploitatie van een taxibedrijf, een kapsalon, ontwerpbedrijf, kinderopvangbedrijf, de fabricage van meubels, kinderopvang, exploitatie van een boekenwinkel in de breedste zin van het woord, dat wil zeggen de detailhandel in kranten, tijdschriften, weekbladen, boeken, kantoorartikelen
- Informatica in het algemeen, de ontwikkeling en het ontwerp van software, de verkoop en aankoop van computer- en kantoormateriaal, evenals kantoorbenodigdheden, de studie van informatieprojecten in de brede zin van het woord, en alles wat direct of indirect met informatica te maken heeft, consultancy, opleiding, verkoop van diensten en producten, onderhoud van hardware en software
- Alle activiteiten met betrekking tot secretariële werkzaamheden, kantoorzaken en administratieve werkzaamheden, kantoorondersteuning, advies, de fabricage van meubels, kinderopvang
- De verkoop en aankoop in groothandel en detail, de verhuur, de import of export van: bouwmaterialen, doe-het-zelf materiaal, elektrische en elektronische apparatuur, sanitaire voorzieningen, machines voor de industrie, goederen, apparaten en gereedschappen die nodig zijn voor bouw-, onderhouds-, reparatie- en vernieuwingswerken van kunstwerken en gebouwen
- Alle voedingsstoffen zoals fruit, groenten, conserveren, zuivelproducten, zeevruchten, vis, slagerij, huishoudelijke artikelen en geschenken
- Videotheek, verhuur van entertainmentproducten, films en andere vergelijkbare producten
- Alle textielsoorten, kleding, schoenen, schoenenmakerij, hang- en sluitwerk, lederwaren in de ruimste zin
- Alle ambachtelijke producten, tapijt, antiek, brocante, decoratievoorwerpen, meubels
- Alle parfumerie-, toilet- en schoonheidsproducten, make-up, evenals zeep en schoonmaakmiddelen
- Alle tuinbouwartikelen zoals bloemen, planten, tuinaccessoires, tuin- en kwekerijonderhoud
- Alle boeken, antiek, brocante, decoratieve voorwerpen, industriële machines
- Alle juwelen, goud- en zilversmeedwerk
- Alle huishoudelijke apparaten, magnetische bandenfilms, cassettes, alle gedrukte of opgenomen artikelen die hun lezing, weergave of beluistering mogelijk maken
- Alle kantoormateriaal en computers
- Alle kantoorbenodigdheden en informatica, telefoons, gsm’s en faxen
- Alle nieuwe en tweedehands voertuigen, evenals hun onderdelen
- De aankoop, verkoop en beheer van onroerend goed met betrekking tot vermogensbeheer
- Verwerven, oprichten, huren, verhuren, exploiteren en verkopen van alle onroerende goederen, fabrieken, winkels, instellingen, materialen, motoren en machines die zij noodzakelijk of nuttig acht voor de uitvoering van haar maatschappelijk doel
- Het kopen, verkrijgen, valoriseren, exploiteren of overdragen van alle octrooien, licenties, procédés en fabricagegeheimen, evenals alle merken
- Belangen nemen door associatie, inbreng, fusie, financiële tussenkomst of op gelijk welke andere wijze, in alle vennootschappen, verenigingen of ondernemingen met een identiek, gelijklopend of samenhangend voorwerp met het hare of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen
- Optreden als bestuurder of vereffenaar in andere vennootschappen
- Borg stellen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak, tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden, bestuurders en vennoten
- Leningen, voorschotten en kredieten toestaan, behoudens de wettelijke beperkingen ter zake, ten voordele van vennootschappen of particulieren, in de meest ruime zin
Invoicing and payment
VAT number
BE 1020.185.028
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1020.185.028
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June at 18:00
deed of 21-02-2025 (in Dutch)The scores and ratios are Checked's own calculations, not a credit decision.
Environmental permits: No permit applications found in Flanders.
Sites & property
Location
1 establishment unit
BUD AV CONSTRUCT
since 2025unit number 2.370.225.979
Buildings and parcels at the address
Ground area
351 m²
Building footprint
118 m²
Building volume
636 m³
Parcel 42322C1096/00Z000, Flanders · tallest building 9.0 m.
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 42322C1096/00Z000 | Flanders | 351 m² | 1 · 118 m² | 9.0 m · 2 |