BUCHE
ActiveSummary
BUCHE has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.18M and a net result of €-78k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 11.82 against 17.84 in 2024; short-term debt: 2% and cash: 22.2% of total assets), and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
-6.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
26 d early
2023
2 d early
2022
15 d late
2021
1 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-78k
2024 · €4k
2018: €88k
2019: €83k
2020: €58k
2021: €136k
2022: €126k
2023: €120k
2024: €4k
2018 → 2025
Working capital
€264k▼ 30.9%
2024 · €382k
2018: €419k
2019: €522k
2020: €143k
2021: €243k
2022: €442k
2023: €366k
2024: €382k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.02M-€1.15M▲ 12.2%€1.25M▲ 9.2%€1.25M=€1.18M▼ 6.2%
Operating result€174k-€172k▼ 0.8%€154k▼ 10.7%€-10k€-91k▼ 807%
Net result€136k-€126k▼ 7.5%€120k▼ 4.9%€4k▼ 96.3%€-78k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €91k in 2025 against €10k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets
€931k ▲ 4.2%
Current assets
€288k ▼ 28.8%
Equity and liabilities €1.22M
Equity
€1.18M ▼ 6.2%
Provisions
€11k ▼ 24.5%
Debt
€32k ▲ 7.6%
Debt's share of the balance-sheet total rises from 2.3% to 2.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€17k▼
2024 · €110k
Cash flow
€30k▼
2024 · €124k
Current ratio
11.82▼
2024 · 17.84
Quick ratio
11.41▼
2024 · 17.40
Debt to equity
0.03▲
2024 · 0.02
ROE
-6.6%▼
2024 · 0.4%
ROA
-6.4%▼
2024 · 0.3%
Interest coverage
402.93▼
2024 · 818.48
Debt ≤ 1 year
€24k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.30M€1.22M▼
Fixed assets21/28€894k€931k▲
Tangible fixed assets22/27€893k€931k▲
Land and buildings22€844k€892k▲
Plant, machinery and equipment23€36k€31k▼
Furniture and vehicles24€13k€8k▼
Financial fixed assets28€74€74=
Current assets29/58€405k€288k▼
Stocks and contracts in progress3€10k€10k=
Stocks30/36€10k€10k=
Amounts receivable within one year40/41€20k€7k▼
Trade receivables40€1k€499▼
Other amounts receivable41€19k€7k▼
Current investments50/53€250k-
Cash at bank and in hand54/58€124k€271k▲
Equity and liabilities
Total equity and liabilities10/49€1.30M€1.22M▼
Equity10/15€1.25M€1.18M▼
Contributions10/11€41k€41k=
Reserves13€158k€151k▼
Tax-exempt reserves132€28k€21k▼
Distributable reserves133€130k€130k=
Profit (loss) carried forward14€1.06M€985k▼
Provisions and deferred taxes16€14k€11k▼
Deferred taxes168€14k€11k▼
Amounts payable17/49€29k€32k▲
Amounts payable within one year42/48€23k€24k▲
Trade debts44€9€3k▲
Suppliers440/4€9€3k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€18k€18k▼
Accrued charges and deferred income492/3€7k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€120k€108k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-55k-
Other operating charges640/8€11k€14k▲
Gross operating margin9900€66k€32k▼
Operating profit (loss)9901€-10k€-91k▼
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€134€43▼
Recurring financial charges65€134€43▼
Profit (loss) for the period before taxes9903€-5k€-81k▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€-6k-
Profit (loss) for the period9904€4k€-78k▼
Transfer from tax-exempt reserves789€7k€7k=
Profit (loss) for the period to be appropriated9905€11k€-71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.06M€985k▼
Profit (loss) brought forward from the previous period14P€1.04M€1.06M▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Weakest financial yearnet €-78k ▼1839%
Net result drops to €-78k, the lowest in the series.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Liquidity triplescurrent ratio 17.84
Current ratio from 7.01 to 17.84; short-term debt falls from €61k to €23k.
28-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Liquidity doublescurrent ratio 7.01
Current ratio from 3.45 to 7.01; short-term debt falls from €181k to €61k.
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 15 days late
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Highest result since 2018net €136k ▲134%
Operating result €174k, net result €136k, both a record.
30-09
Financial
Equity above €1MEq €1.02M ▲15.2%
4 profitable years in a row build equity to €1.02M.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 24 days late
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Tancrémont 254910 TheuxGround area
2,158 m²
Building footprint
108 m²
Volume, LiDAR
662 m³
Parcel 63076A1439/00D000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de Tancrémont 25, 4910 Theux
since 19792.016.851.516
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63076A1439/00D000 | Wallonia | 2,158 m² | 1 · 108 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CDV CONSULT
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Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 2,832 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-1979
Fiscal year end30-09
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.