BUCHAN
ActiveBUCHAN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €25k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-51
Solvency41▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 1.95 in 2024; short-term debt: 39.4% and cash: 0.1% of total assets), but 83.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.4%
Return on assets
5.6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8636 sector peers (2025).
NBB · sector comparisonPosition among 8636 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
5 d late
2024
3 d late
2023
28 d early
2022
8 d early
2021
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€74k▲ 51.7%
2024 · €49k
2021: €26k
2022: €60k
2023: €81k
2024: €49k
2021 → 2025
Total assets
€453k▲ 55.8%
2024 · €291k
2021: €72k
2022: €239k
2023: €280k
2024: €291k
2021 → 2025
Net result
€25k▼ 77.5%
2024 · €113k
2021: €21k
2022: €34k
2023: €21k
2024: €113k
2021 → 2025
Working capital
€261k▲ 256%
2024 · €73k
2021: €26k
2022: €55k
2023: €53k
2024: €73k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€60k▲ 132%€81k▲ 36.0%€49k▼ 39.5%€74k▲ 51.7%
Operating result€24k-€44k▲ 84.2%€27k▼ 38.4%€138k▲ 413%€31k▼ 77.2%
Net result€21k-€34k▲ 63.5%€21k▼ 36.7%€113k▲ 426%€25k▼ 77.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €453k
Fixed assets
€14k▼ 90.2%
Current assets
€439k▲ 192%
Equity and liabilities €453k
Equity
€74k▲ 51.7%
Debt
€379k▲ 56.6%
The debt ratio rises from 83.2% to 83.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▼
2024 · €146k
Cash flow
€30k▼
2024 · €120k
Solvency
16.4%▼
2024 · 16.8%
Current ratio
2.46▲
2024 · 1.95
Quick ratio
2.46▲
2024 · 1.95
Debt / equity
5.10▲
2024 · 4.94
ROE
34.1%▼
2024 · 230.2%
ROA
5.6%▼
2024 · 38.7%
Interest coverage
2.81▼
2024 · 65.40
Debt
€379k▲
2024 · €242k
Debt ≤ 1 year
€178k▲
2024 · €77k
Debt > 1 year
€200k▲
2024 · €165k
Income taxes
€6k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€291k€453k▲
Fixed assets21/28€140k€14k▼
Tangible fixed assets22/27€140k€14k▼
Furniture and vehicles24€18k€14k▼
Other tangible fixed assets26€122k€0▼
Current assets29/58€150k€439k▲
Amounts receivable after more than one year29-€370k
Other amounts receivable291-€370k
Amounts receivable within one year40/41€41k€44k▲
Trade receivables40€39k€42k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€78k€648▼
Deferred charges and accrued income490/1€32k€24k▼
Equity and liabilities
Total equity and liabilities10/49€291k€453k▲
Equity10/15€49k€74k▲
Contributions10/11€5k€5k=
Reserves13€44k€69k▲
Distributable reserves133€44k€69k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€242k€379k▲
Amounts payable after more than one year17€165k€200k▲
Financial debts170/4€165k€200k▲
Amounts payable within one year42/48€77k€178k▲
Current portion of amounts payable after more than one year42€13k€20k▲
Financial debts43-€993
Credit institutions430/8-€993
Trade debts44€12k€29k▲
Suppliers440/4€12k€29k▲
Taxes, remuneration and social security45€51k€65k▲
Taxes450/3€51k€65k▲
Other amounts payable47/48€1k€63k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€5k▼
Other operating charges640/8€9k€10k▲
Gross operating margin9900€155k€46k▼
Operating profit (loss)9901€138k€31k▼
Financial income75/76B€288€12k▲
Recurring financial income75€288€12k▲
Financial charges65/66B€2k€13k▲
Recurring financial charges65€2k€13k▲
Profit (loss) for the period before taxes9903€136k€31k▼
Income taxes67/77€23k€6k▼
Profit (loss) for the period9904€113k€25k▼
Profit (loss) for the period to be appropriated9905€113k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€113k€25k▼
Transfer from equity791/2€32k€0▼
Transfer to equity691/2€0€25k▲
To other reserves6921€0€25k▲
Profit to be distributed694/7€145k€0▼
Return on contributions (dividend)694€115k€0▼
Directors or managers695€30k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 5 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 3 days late
2024
30-06
Financial
Highest result since 2021net €113k ▲426%
Operating result €138k, net result €113k, both a record.
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuiddreef 33A8750 WingeneGround area
976 m²
Building footprint
121 m²
Parcel 37019B0009/00P003, Flanders. Linked by address, not a title deed.
1 establishment unit
BUCHAN
since 20192.297.453.908
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37019B0009/00P003 | Flanders | 976 m² | 1 · 121 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 11,135 EUR awarded · 10,123 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 158 EUR | 158 EUR |
| 2024 | 1 | 2,985 EUR | 1,973 EUR |
| 2023 | 1 | 5,383 EUR | 5,383 EUR |
| 2022 | 1 | 2,609 EUR | 2,609 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,878 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2019
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46150Agents in the wholesale of furniture, household goods and hardware
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:nicolas@buchan.be