BUCH CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of BUCH CONSTRUCT is 2.5% (moderate). The 2025 annual accounts show negative equity (€-21k) and a net result of €15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7778 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.7 against 0.4 in 2024; short-term debt: 136.7% and cash: 12.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-36.7%
Return on assets
26.3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 7778 sector peers (2025).
NBB · sector comparisonPosition among 7778 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
47 d late
2023
92 d late
2022
2 d late
2021
17 d late
2020
102 d late
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15k
2024 · €-5k
2018: €6k
2019: €71k
2020: €73k
2021: €-42k
2022: €25k
2023: €-52k
2024: €-5k
2018 → 2025
Working capital
€-23k▲ 41.3%
2024 · €-39k
2018: €4k
2019: €19k
2020: €34k
2021: €-11k
2022: €21k
2023: €-34k
2024: €-39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€22k€-30k€-35k▼ 16.9%€-21k▲ 41.8%
Operating result€-45k-€25k€-51k€-3k▲ 94.9%€15k
Net result€-42k-€25k€-52k€-5k▲ 90.2%€15k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€3k▼ 36.8%
Current assets
€53k▲ 101%
Key figures and ratios
EBITDA
€16k▲
2024 · €-1k
Cash flow
€16k▲
2024 · €-4k
Solvency
-36.7%▲
2024 · -115.2%
Current ratio
0.70▲
2024 · 0.40
Quick ratio
0.62▲
2024 · 0.27
Debt / equity
-3.73▼
2024 · -1.87
ROA
26.3%▲
2024 · -16.6%
Interest coverage
237.99▲
2024 · -0.51
Debt
€76k▲
2024 · €66k
Debt ≤ 1 year
€76k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€56k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€250€250=
Current assets29/58€27k€53k▲
Stocks and contracts in progress3€9k€6k▼
Stocks30/36€9k€6k▼
Amounts receivable within one year40/41€12k€40k▲
Trade receivables40€11k€40k▲
Other amounts receivable41€786-
Cash at bank and in hand54/58€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€31k€56k▲
Equity10/15€-35k€-21k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-43k€-29k▲
Amounts payable17/49€66k€76k▲
Amounts payable within one year42/48€66k€76k▲
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48€59k€68k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8-€387
Gross operating margin9900€-1k€17k▲
Operating profit (loss)9901€-3k€15k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€68▼
Recurring financial charges65€2k€68▼
Profit (loss) for the period before taxes9903€-5k€15k▲
Profit (loss) for the period9904€-5k€15k▲
Profit (loss) for the period to be appropriated9905€-5k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-29k▲
Profit (loss) brought forward from the previous period14P€-38k€-43k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 47 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 92 days late
2023
31-12
Financial
Weakest financial yearnet €-52k ▼311%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 2 days late
2022
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 102 days late
2020
31-12
Financial
Highest result since 2018net €73k ▲3.7%
Operating result €98k, net result €73k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Coghenlaan 471180 UkkelGround area
381 m²
Building footprint
155 m²
Volume, LiDAR
2,242 m³
Parcel 21016B0118/00N005, Brussels · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BUCH CONSTRUCT
since 20182.278.008.178
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0118/00N005 | Brussels | 381 m² | 1 · 155 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MED CONSTRUCT
BE 0740.732.679
Fleurus · Eq €22k
Valentine Construct
BE 1019.584.915
Cerfontaine · Eq €22k
VR46 RENOVATIONS
BE 0764.624.868
Dilbeek · Eq €22k
IBOURT
BE 0631.696.662
Gavere · Eq €22k
N&E
BE 0642.960.639
Elsene · Eq €22k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-05-2018
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.