Equity
-€20,507
Debts exceed assets in financial year 2025.
BUCH CONSTRUCT
Lifetime
8 annual accounts with figures on one time axispeak €111,479 (2020)
€16,618▲ €17,868
lowest -€51,792 (2023)
€14,707▲ €19,789
peak €39,525 (2020)
-€20,507▲ €14,707
€76,397▲ 16.1%
peak 0.2 FTE (2020)
-not published
Board2 names since 2018
1 directorBUCH Yoram
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from -€1,250 to €16,618Back to profit: €14,707Equity from -€35,214 to -€20,507Debts from €65,779 to €76,397
Key points
from the 2025 annual accountsDebts
€76,397 137% of the balance sheet
Suppliers 9%Taxes and wages 2%Other 90%
Position in the sector
-36.7%
Lower solvency than 95% of companies in specialised construction. Sector median 44.0% · 9,973 companies.
2025 accounts filed 31 days after the deadline
Checked score
53
Fair
Financially stronger than 46% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.6%
01-2025: 3.6%● unchanged vs 12-2024
02-2025: 3.6%● unchanged vs 01-2025
03-2025: 3.4%▼ -0.2 percentage points vs 02-2025
04-2025: 3.4%● unchanged vs 03-2025
05-2025: 3.4%● unchanged vs 04-2025
06-2025: 3.3%▼ -0.1 percentage points vs 05-2025
07-2025: 3.3%● unchanged vs 06-2025
08-2025: 4.4%▲ +1.1 percentage points vs 07-2025
09-2025: 4.9%▲ +0.5 percentage points vs 08-2025highest value
10-2025: 2.9%▼ -2.0 percentage points vs 09-2025
11-2025: 2.9%● unchanged vs 10-2025
12-2025: 2.9%● unchanged vs 11-2025
01-2026: 2.9%● unchanged vs 12-2025
02-2026: 2.9%● unchanged vs 01-2026
03-2026: 2.9%● unchanged vs 02-2026
04-2026: 2.9%● unchanged vs 03-2026
05-2026: 2.8%▼ -0.1 percentage points vs 04-2026
06-2026: 2.7%▼ -0.1 percentage points vs 05-2026
07-2026: 2.8%▲ +0.1 percentage points vs 06-2026
08-2026: 3.6%▲ +0.8 percentage points vs 07-2026
09-2026: 2.3%▼ -1.3 percentage points vs 08-2026
10-2026: 2.2%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 2.2%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 31 days late; 3 of the last 3 accounts late
Negative equity -€20,507
Sector: Specialised construction activities (NACE 43)
lowers risk
Size: total assets €55,890
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 9% on liquidity, 92% on profitability and 80% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as BUCH CONSTRUCT has now. Each dot stands for 6 companies, two years later.
88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BUCH CONSTRUCT itself: 2.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for BUCH CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.7 (0.4 in 2024), below 1. Short-term debt is 136.7% and cash 12.9% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9973 sector peers (2025).
NBB · sector comparisonPosition among 9973 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
31 days late
2024
47 days late
2023
92 days late
2022
2 days late
2021
17 days late
2020
102 days late
2019
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 40 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Yoram Buch 75 sharesdeed of 26-07-2018
- Alexandru Ursachii 25 sharesdeed of 26-07-2018
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0696791580
Transfer of 15 shares from Yoram Buch to Alexandru Ursachii
Appointment: Alexandru Ursachii (chargé de la gestion technique journalière) · Yoram Buch holds 75 shares · Alexandru Ursachii holds 25 shares · General meeting of 28-06-2018 · Gazette deed
First establishment
Coghenlaan 47, Uccle
Incorporation
Founders: BUCH Yoram and URSACHII Alexandru · Founding capital of €18,550, 100 shares · Appointment: BUCH Yoram (manager) · published on 30-05-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BUCH CONSTRUCT Uccle | €55,890 | €16,618 | -36.7% | - |
| HANDYMAN Anderlecht | €57,173 | €14,165 | 67.8% | - |
| D.S.L. GRUP Molenbeek-Saint-Jean | €58,321 | €19,576 | -9.9% | - |
| J.T.Z. CONSTRUCT Schaerbeek | €58,771 | €20,145 | 45.2% | - |
| MVB Group Koekelberg | €67,888 | €14,700 | 74.7% | - |
| VISAN Anderlecht | €47,426 | €20,474 | 49.2% | - |
| GLOBA Aalst | €53,525 | €16,851 | 69.7% | - |
These companies have the same main activity as BUCH CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €47,400 and €67,900, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 25-05-2018Normal situation
- Activity
- Other specialised construction activitiesNACE 43990
- Establishment unit
- 2.278.008.1781180 Uccle, since 19-07-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 09-03-2026
Insights on BUCH CONSTRUCT
BUCH CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin rose from €8,413 in 2018 to €16,618 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BUCH CONSTRUCT
- What is the company number of BUCH CONSTRUCT?
- The company number of BUCH CONSTRUCT is 0696.791.580. The VAT number is the same number with BE in front: BE 0696.791.580.
- Where is BUCH CONSTRUCT based?
- The registered office is at Coghenlaan 47, 1180 Uccle.Company details
- What does BUCH CONSTRUCT do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of BUCH CONSTRUCT?
- BUCH CONSTRUCT is a private limited company (pre-2019) (BVBA).
- When was BUCH CONSTRUCT founded?
- BUCH CONSTRUCT was founded on 25-05-2018.
- Is BUCH CONSTRUCT still active?
- Yes, BUCH CONSTRUCT is an active enterprise in the KBO register.
- How many employees does BUCH CONSTRUCT have?
- BUCH CONSTRUCT had an average of 0.7 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of BUCH CONSTRUCT?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €16,618 and 45 comparable companies (NACE 43990). It probably lies between €140,000 and €590,000. It is a rough estimate.
- Is BUCH CONSTRUCT profitable?
- In financial year 2025, BUCH CONSTRUCT made a profit of €14,707.
- Where can I find the annual accounts of BUCH CONSTRUCT?
- BUCH CONSTRUCT filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BUCH CONSTRUCT due?
- BUCH CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.