BUBO CONSULTING
ActiveSummary
BUBO CONSULTING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.2m and a net result of €310,384. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 8782 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190,000 at 30 days acceptable
Liquidity ample (current ratio 11.75 against 16.48 in 2024; short-term debt: 7.1% and cash: 4.4% of total assets), and 17.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.1%
Return on assets
11.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
27 d late
2023
19 d early
2022
28 d early
2021
9 d early
2020
8 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€2.2m▲ 16.1%
2024 · €1.9m
Total assets
€2.7m▲ 15.5%
2024 · €2.4m
Net result
€310,384▲ 2.2%
2024 · €303,719
Working capital
€2.1m▲ 18.4%
2024 · €1.7m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€664,174▲ 29.0%€649,736▼ 2.2%€166,043▼ 74.4%€481,351▲ 190%€456,469▼ 5.2%
Net result€443,801above the sector's middle half▲ 26.8%€438,050above the sector's middle half▼ 1.3%€120,203within the sector's middle half▼ 72.6%€303,719above the sector's middle half▲ 153%€310,384above the sector's middle half▲ 2.2%
Equity€1.3mabove the sector's middle half▲ 49.3%€1.8mabove the sector's middle half▲ 32.6%€1.7mabove the sector's middle half▼ 3.3%€1.9mabove the sector's middle half▲ 11.6%€2.2mabove the sector's middle half▲ 16.1%
Total assets€1.5mwithin the sector's middle half▲ 32.6%€1.9mwithin the sector's middle half▲ 26.5%€1.9mwithin the sector's middle half▼ 0.1%€2.4mwithin the sector's middle half▲ 26.1%€2.7mabove the sector's middle half▲ 15.5%
Debt€134,090▼ 37.5%€87,428▼ 34.8%€143,789▲ 64.5%€432,117▲ 201%€487,029▲ 12.7%
Working capital€1.3mabove the sector's middle half▲ 58.9%€1.7mabove the sector's middle half▲ 34.6%€1.6mabove the sector's middle half▼ 7.2%€1.7mabove the sector's middle half▲ 8.6%€2.1mabove the sector's middle half▲ 18.4%
Solvency90.9%above the sector's middle half▲ 10.2pp95.3%above the sector's middle half▲ 4.4pp92.3%above the sector's middle half▼ 3.0pp81.7%above the sector's middle half▼ 10.6pp82.1%above the sector's middle half▲ 0.4pp
Current ratio10.59above the sector's middle half▲ 5.8220.79above the sector's middle half▲ 10.2012.75above the sector's middle half▼ 8.0416.48above the sector's middle half▲ 3.7311.75above the sector's middle half▼ 4.72
Return on assets (ROA)30.0%above the sector's middle half▼ 1.4pp23.4%above the sector's middle half▼ 6.6pp6.4%within the sector's middle half▼ 17.0pp12.9%within the sector's middle half▲ 6.5pp11.4%within the sector's middle half▼ 1.5pp
Staff (FTE)2.7within the sector's middle half▼ 20.6%3.2within the sector's middle half▲ 18.5%1.6within the sector's middle half▼ 50.0%1.2within the sector's middle half▼ 25.0%0.4within the sector's middle half▼ 66.7%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.7m
Fixed assets
€464,735 ▼ 7.0%
Current assets
€2.3m ▲ 21.6%
Equity and liabilities €2.7m
Equity
€2.2m ▲ 16.1%
Debt
€487,029 ▲ 12.7%
Debt's share of the balance-sheet total falls from 18.3% to 17.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€512,861▼
2024 · €535,845
Cash flow
€366,776▲
2024 · €358,213
Debt to equity
0.22▼
2024 · 0.22
ROE
13.9%▼
2024 · 15.8%
Interest coverage
18.50▼
2024 · 29.15
Debt ≤ 1 year
€191,925▲
2024 · €112,598
Debt > 1 year
€294,028▼
2024 · €318,361
Income taxes
€143,828▲
2024 · €139,836
Staff costs
€21,116▼
2024 · €43,664
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €553 | - | - | €5,287 | - | - |
| Remuneration, social security and pensions62 | €99,067 | €139,613 | €98,308 | €43,664 | €21,116 | ▼ 51.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €52,539 | €12,022 | €46,558 | €54,494 | €56,392 | ▲ 3.5% |
| Other operating charges640/8 | €1,698 | €5,859 | €3,601 | €6,485 | €6,626 | ▲ 2.2% |
| Gross operating margin9900 | €817,478 | €807,229 | €314,511 | €585,994 | €540,603 | ▼ 7.7% |
| Operating profit (loss)9901 | €664,174 | €649,736 | €166,043 | €481,351 | €456,469 | ▼ 5.2% |
| Financial income75/76B | €376 | €5 | €18,048 | €36,907 | €25,458 | ▼ 31.0% |
| Recurring financial income75 | €376 | €5 | €18,048 | €36,907 | €25,458 | ▼ 31.0% |
| Financial charges65/66B | €2,832 | €5,289 | €7,814 | €74,704 | €27,715 | ▼ 62.9% |
| Recurring financial charges65 | €2,832 | €5,289 | €7,814 | €18,384 | €27,715 | ▲ 50.8% |
| Non-recurring financial charges66B | - | - | - | €56,320 | - | - |
| Profit (loss) for the period before taxes9903 | €661,719 | €644,452 | €176,277 | €443,555 | €454,212 | ▲ 2.4% |
| Income taxes67/77 | €217,918 | €206,402 | €56,074 | €139,836 | €143,828 | ▲ 2.9% |
| Profit (loss) for the period9904 | €443,801 | €438,050 | €120,203 | €303,719 | €310,384 | ▲ 2.2% |
| Transfer from tax-exempt reserves789 | €36,140 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €479,941 | €438,050 | €120,203 | €303,719 | €310,384 | ▲ 2.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.9m | €1.9m | €2.4m | €2.7m | ▲ 15.5% |
| Fixed assets21/28 | €59,291 | €52,583 | €126,111 | €499,941 | €464,735 | ▼ 7.0% |
| Tangible fixed assets22/27 | €59,091 | €52,383 | €125,911 | €499,741 | €464,535 | ▼ 7.0% |
| Land and buildings22 | - | - | - | €420,102 | €423,793 | ▲ 0.9% |
| Plant, machinery and equipment23 | - | - | €1,680 | €3,482 | €4,728 | ▲ 35.8% |
| Furniture and vehicles24 | €25,647 | €21,909 | €86,081 | €45,465 | €12,783 | ▼ 71.9% |
| Other tangible fixed assets26 | €33,444 | €30,475 | €38,150 | €30,691 | €23,233 | ▼ 24.3% |
| Financial fixed assets28 | €200 | €200 | €200 | €200 | €200 | = |
| Current assets29/58 | €1.4m | €1.8m | €1.7m | €1.9m | €2.3m | ▲ 21.6% |
| Amounts receivable within one year40/41 | €171,451 | €228,901 | €219,976 | €98,271 | €142,580 | ▲ 45.1% |
| Trade receivables40 | €171,451 | €226,481 | €133,601 | €70,236 | €94,729 | ▲ 34.9% |
| Other amounts receivable41 | - | €2,420 | €86,376 | €28,036 | €47,851 | ▲ 70.7% |
| Current investments50/53 | - | - | - | - | €2.0m | - |
| Cash at bank and in hand54/58 | €1.2m | €1.6m | €1.5m | €1.7m | €120,503 | ▼ 93.1% |
| Deferred charges and accrued income490/1 | €21,235 | €25,118 | €10,529 | €7,311 | €8,118 | ▲ 11.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.9m | €1.9m | €2.4m | €2.7m | ▲ 15.5% |
| Equity10/15 | €1.3m | €1.8m | €1.7m | €1.9m | €2.2m | ▲ 16.1% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1.3m | €1.8m | €1.7m | €1.9m | €2.2m | ▲ 16.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €1.3m | €1.8m | €1.7m | €1.9m | €2.2m | ▲ 16.2% |
| Amounts payable17/49 | €134,090 | €87,428 | €143,789 | €432,117 | €487,029 | ▲ 12.7% |
| Amounts payable after more than one year17 | - | - | - | €318,361 | €294,028 | ▼ 7.6% |
| Financial debts170/4 | - | - | - | €318,361 | €294,028 | ▼ 7.6% |
| Amounts payable within one year42/48 | €134,090 | €87,428 | €136,576 | €112,598 | €191,925 | ▲ 70.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €26,361 | €26,361 | = |
| Trade debts44 | €1,920 | €16,646 | €1,797 | €3,997 | €8,125 | ▲ 103% |
| Suppliers440/4 | €1,920 | €16,646 | €1,797 | €3,997 | €8,125 | ▲ 103% |
| Taxes, remuneration and social security45 | €67,797 | €53,860 | €15,486 | €21,580 | €18,429 | ▼ 14.6% |
| Taxes450/3 | €58,368 | €33,360 | €6,330 | €15,202 | €18,429 | ▲ 21.2% |
| Remuneration and social security454/9 | €9,429 | €20,500 | €9,156 | €6,377 | - | - |
| Other amounts payable47/48 | €64,373 | €16,923 | €119,292 | €60,661 | €139,010 | ▲ 129% |
| Accrued charges and deferred income492/3 | - | - | €7,213 | €1,158 | €1,076 | ▼ 7.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €443,801 | €438,050 | €120,203 | €303,719 | €310,384 | ▲ 2.2% |
| + Depreciation and write-downs630 | €52,539 | €12,022 | €46,558 | €54,494 | €56,392 | ▲ 3.5% |
| Operating cash flow (approximation) | €496,340 | €450,071 | €166,761 | €358,213 | €366,776 | ▲ 2.4% |
| Investment in fixed assets (approximation) | - | -€5,314 | -€120,086 | -€428,323 | -€21,187 | ▲ 95.1% |
| Change in cash | - | €336,762 | -€52,769 | €239,095 | -€1.6m | ▼ 781% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €2mEq €2.2m ▲16.1%
8 profitable years in a row build equity to €2.2m.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €443,801 ▲26.8%
Operating result €664,174, net result €443,801, both a record.
31-12
Financial
Liquidity doublescurrent ratio 10.59
Current ratio from 4.77 to 10.59; short-term debt falls from €214,683 to €134,090.
31-12
Financial
Equity above €1mEq €1.3m ▲49.3%
4 profitable years in a row build equity to €1.3m.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500,000Eq €550,813 ▲68.2%
2 profitable years in a row build equity to €550,813.
Show earlier events
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2007
Ground area
1,179 m²
Building footprint
163 m²
Volume, LiDAR
1,027 m³
Parcel 23068B0179/00L002, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUBO Consulting
since 20072.166.422.744
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23068B0179/00L002 | Flanders | 1,179 m² | 1 · 163 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 4,289 EUR awarded · 3,959 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,039 EUR | 1,709 EUR |
| 2023 | 1 | 2,250 EUR | 2,250 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
699400G3MCL9ZMKSIP78
Similar companies · same sector, comparable size
IntellectEU
BE 0468.010.251
Halle · Eq €2,234,016
MASTERBLOC
BE 0543.318.279
Maasmechelen · Eq €2,234,507
GROEP GEMOCO
BE 0899.277.892
Bilzen-Hoeselt · Eq €2,232,202
Aviasales
BE 0400.088.475
Brussel · Eq €2,236,049
RIETVELD COORDINATIE
BE 0880.056.848
Gent · Eq €2,230,317
Of 82,601 companies in this sector we hold annual accounts for 52,629. 18,904 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded25-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
sandy@boucquillon.euAsse
Phone
024606911Asse
E-invoicing
Reachable via Peppol
Peppol ID
0208:0893078604
Also
9925:BE0893078604
Registered
05-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.