Equity
-€77,353
Debts exceed assets in financial year 2025.
BUBBA RIDE
Lifetime
12 annual accounts with figures on one time axispeak €90,785 (2025)
€90,785▲ 122%
lowest -€55,775 (2016)
€75,483▲ 22×
peak -€26,838 (2014)
-€77,353▲ €75,483
€197,399▼ 35.3%
peak 1.7 FTE (2014)
-not published
Board1 name since 2014
1 directorCRUPI Luciano
Documentsfilings and deeds
28-09-202659 days late
2025micro format
Gross margin from €40,863 to €90,785Result from €3,493 to €75,483Equity from -€152,835 to -€77,353Debts from €305,250 to €197,399
Key points
from the 2025 annual accountsResult
€75,483 ▲ 22×
The result rose in 2025 from €3,493 to €75,483.
Turnover
≈ €440,000 estimated
The micro format states no turnover.
Debts
€197,399 164% of the balance sheet
Financial debts 14%Suppliers 45%Taxes and wages 19%Other 23%
Filings
12 annual accounts since 2014
Nine of the last ten came late. The 2021 accounts came latest: 92 days after the end of the period.
Position in the sector
-€77,353
Less equity than 94% of companies in retail trade. Sector median €41,119 · 22,902 companies.
Checked score
55
Fair
Financially stronger than 48% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,273 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.4%
01-2025: 1.3%▼ -0.1 percentage points vs 12-2024
02-2025: 1.3%● unchanged vs 01-2025
03-2025: 1.3%● unchanged vs 02-2025
04-2025: 1.3%● unchanged vs 03-2025
05-2025: 1.2%▼ -0.1 percentage points vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.3%▲ +0.1 percentage points vs 06-2025
08-2025: 1.8%▲ +0.5 percentage points vs 07-2025
09-2025: 1.2%▼ -0.6 percentage points vs 08-2025
10-2025: 1.2%● unchanged vs 09-2025
11-2025: 1.0%▼ -0.2 percentage points vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 0.9%▼ -0.1 percentage points vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026lowest value
07-2026: 1.0%▲ +0.1 percentage points vs 06-2026
08-2026: 1.6%▲ +0.6 percentage points vs 07-2026
09-2026: 1.9%▲ +0.3 percentage points vs 08-2026highest value
10-2026: 1.6%▼ -0.3 percentage points vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 59 days late; 1 of the last 3 accounts late
Negative equity -€77,353
lowers risk
Size: total assets €120,047
Founded in 2014
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 3% on liquidity, 96% on profitability and 86% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,632 companies had the same profile as BUBBA RIDE has now. Each dot stands for 10 companies, two years later.
91.9%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BUBBA RIDE itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,632 companies, not a prediction for BUBBA RIDE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.54 (0.44 in 2024), below 1. Short-term debt is 164.4% and cash 0.7% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 22859 sector peers (2025).
NBB · sector comparisonPosition among 22859 sector peers
Solvency
better than 11%
← weakest
strongest →
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
59 days late
2024
18 days late
2023
30 days late
2022
25 days late
2021
92 days late
2020
31 days late
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0544593533
Legal-form change · Resignations & appointments
General meeting of 26-09-2023 · Gazette deed
First establishment
Rue de Bruxelles 171, Awans
Incorporation
published on 30-01-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BUBBA RIDE Verlaine | €120,047 | €90,785 | -64.4% | - |
| Giraffe Tielt-Winge | €129,092 | €89,689 | -129.0% | - |
| FIVE Brussels | €112,925 | €100,924 | -6.4% | - |
| MAIKA SANTOS Charleroi | €111,917 | €99,284 | 84.7% | - |
| MAISON SAKE Brussels | €106,996 | €107,675 | 56.7% | 1.7 |
| EB SPORTS Wemmel | €120,867 | €77,744 | 20.4% | - |
| NATHO Bièvre | €141,137 | €114,589 | 57.7% | - |
These companies have the same main activity as BUBBA RIDE: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €107,000 and €141,000, founded between 2012 and 2015.
Official details
Source: KBO- Status
- Active since 21-01-2014Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716and 2 others
- Joint committee
- 201Independent retail · annual accounts 2024
- Establishment unit
- 2.226.211.6634340 Awans, since 04-02-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on BUBBA RIDE
BUBBA RIDE files the micro format. That format states no turnover. The gross margin rose from €13,698 in 2014 to €90,785 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BUBBA RIDE
- What is the company number of BUBBA RIDE?
- The company number of BUBBA RIDE is 0544.593.533. The VAT number is the same number with BE in front: BE 0544.593.533.
- Where is BUBBA RIDE based?
- The registered office is at Grand-Route 6, 4537 Verlaine.Company details
- What does BUBBA RIDE do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of BUBBA RIDE?
- BUBBA RIDE is a private limited company (BV).
- When was BUBBA RIDE founded?
- BUBBA RIDE was founded on 21-01-2014.
- Is BUBBA RIDE still active?
- Yes, BUBBA RIDE is an active enterprise in the KBO register.
- How many employees does BUBBA RIDE have?
- BUBBA RIDE had an average of 0.7 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does BUBBA RIDE fall under?
- In its 2024 annual accounts, BUBBA RIDE states joint committee 201 (Independent retail).
- What is the turnover of BUBBA RIDE?
- The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €90,785 and 44 comparable companies (NACE 477). It probably lies between €230,000 and €600,000.
- Is BUBBA RIDE profitable?
- In financial year 2025, BUBBA RIDE made a profit of €75,483.
- Where can I find the annual accounts of BUBBA RIDE?
- BUBBA RIDE filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BUBBA RIDE due?
- BUBBA RIDE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.