Equity
-€27,556
Debts exceed assets in financial year 2025.
BUBA
Lifetime
2 annual accounts with figures on one time axispeak €80,083 (2025)
€80,083▲ 20.4%
lowest -€16,424 (2024)
-€13,132▲ €3,292
peak -€14,424 (2024)
-€27,556▼ €13,132
€151,265▲ 9.3%
Board2 names since 2023
1 directorBUYS Carly
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €66,493 to €80,083Loss of €13,132Equity from -€14,424 to -€27,556
Key points
from the 2025 annual accountsLosses
-€29,556 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €290,000 estimated
The micro format states no turnover.
Debts
€151,265 122% of the balance sheet
Financial debts 82%Suppliers 2%Taxes and wages 5%Other 11%
Of this, €27,647 falls due within a year.
Liquidity
0.24 was 0.66 in 2024
Short-term debts rose from €10,233 to €27,647.
Position in the sector
-€27,556
Less equity than 86% of companies in food and beverage service. Sector median €28,653 · 17,184 companies.
2025 accounts filed 28 days after the deadline
Checked score
33
Weak
Financially stronger than 22% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
7.6% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.0%lowest value
01-2025: 5.2%▲ +0.2 percentage points vs 12-2024
02-2025: 5.6%▲ +0.4 percentage points vs 01-2025
03-2025: 5.6%● unchanged vs 02-2025
04-2025: 6.1%▲ +0.5 percentage points vs 03-2025
05-2025: 6.0%▼ -0.1 percentage points vs 04-2025
06-2025: 5.8%▼ -0.2 percentage points vs 05-2025
07-2025: 5.9%▲ +0.1 percentage points vs 06-2025
08-2025: 6.4%▲ +0.5 percentage points vs 07-2025
09-2025: 6.4%● unchanged vs 08-2025
10-2025: 6.4%● unchanged vs 09-2025
11-2025: 8.4%▲ +2.0 percentage points vs 10-2025
12-2025: 8.4%● unchanged vs 11-2025
01-2026: 8.2%▼ -0.2 percentage points vs 12-2025
02-2026: 8.2%● unchanged vs 01-2026
03-2026: 8.2%● unchanged vs 02-2026
04-2026: 8.4%▲ +0.2 percentage points vs 03-2026
05-2026: 8.3%▼ -0.1 percentage points vs 04-2026
06-2026: 8.1%▼ -0.2 percentage points vs 05-2026
07-2026: 8.2%▲ +0.1 percentage points vs 06-2026
08-2026: 8.9%▲ +0.7 percentage points vs 07-2026highest value
09-2026: 7.6%▼ -1.3 percentage points vs 08-2026
10-2026: 7.6%● unchanged vs 09-2026
11-2026: 7.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2023
Last filed accounts filed 28 days late; 1 of the last 3 accounts late
Negative equity -€27,556
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 19% of them on solvency, 44% on liquidity, 20% on profitability and 8% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as BUBA has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BUBA itself: 7.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for BUBA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.24 (0.66 in 2024), below 1. Short-term debt is 22.3% and cash 4.2% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€27,556
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
28 days late
2024
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 44 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BARRERA dE CABO Eduardo 50 sharesdeed of 05-09-2023
- BUYS Carly 50 sharesdeed of 05-09-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0805398621
New establishment in Vilvoorde
Hair and beauty by Kiana Barrera, Lange Molensstraat 20
Incorporation
Founding capital of €2,000, 100 shares · Founders: BARRERA dE CABO Eduardo and BUYS Carly · Appointments: BARRERA dE CABO Eduardo (director) and BUYS Carly (director) · published on 05-09-2023 · Gazette deed
First establishment
Sol y Sombra, Mechelsestraat 55, Vilvoorde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BUBA Vilvoorde | €123,709 | €80,083 | -22.3% | - |
| Bâtard Vilvoorde | €116,930 | €91,681 | 21.8% | - |
| BARBOESJ Mechelen | €127,171 | €71,544 | 20.1% | - |
| Café Schuttershof Baarle-Hertog | €115,031 | €89,926 | 60.4% | - |
| MIA CAMPAGNA Gerpinnes | €106,949 | €80,569 | 15.3% | - |
| Lambi Antwerp | €131,553 | €66,642 | 45.2% | - |
| Reutemeteut Retie | €112,309 | €89,741 | 24.9% | 1.3 |
These companies have the same main activity as BUBA: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €107,000 and €132,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 01-09-2023Normal situation
- Activity
- Cafés and barsNACE 56301and 3 others
- Establishment units
- 2.350.187.8581800 Vilvoorde, since 01-09-2023
- 2.363.048.2761800 Vilvoorde, since 01-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 23-10-2025
Insights on BUBA
The computed 12-month bankruptcy probability of BUBA is 7.6% (elevated). The 2025 annual accounts show negative equity (-€27,556) and a net result of -€13,132.
Its solvency ranks better than 19% of 17,153 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BUBA
- What is the company number of BUBA?
- The company number of BUBA is 0805.398.621. The VAT number is the same number with BE in front: BE 0805.398.621.
- Where is BUBA based?
- The registered office is at Duchéstraat (Marius) 164, 1800 Vilvoorde.Company details
- What does BUBA do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of BUBA?
- BUBA is a private limited company (BV).
- When was BUBA founded?
- BUBA was founded on 01-09-2023.
- Is BUBA still active?
- Yes, BUBA is an active enterprise in the KBO register.
- What is the turnover of BUBA?
- The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €80,083 and 36 comparable companies (NACE 56301). It probably lies between €240,000 and €380,000.Financials
- Is BUBA profitable?
- In financial year 2025, BUBA made a loss of €13,132.
- Where can I find the annual accounts of BUBA?
- BUBA filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BUBA due?
- BUBA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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