BTM STYLING

Active

Private limited companyfounded 20242 yrs activeLouizalaan 367, 1050 Brussel, BelgiumKBO/BCE: BE 1006.998.075

The computed 12-month bankruptcy probability of BTM STYLING is 4.6% (elevated). The 2025 annual accounts show equity of €6k and a net result of €336. Its solvency ranks better than 18% of 27619 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

43 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability70▲+14

Solvency41▼-2

Growth78

Track record82

Bankruptcy probability, 12 months

4.6% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.4 against 0.48 in 2024; short-term debt: 82.5% and cash: 15.8% of total assets), and 84.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 27619 sector peers (2025).

NBB · sector comparison

Position among 27619 sector peers

Solvency

better than 18%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

65 d early

2024

24 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€6k▲ 5.8%

2024 · €6k

2024: €6k

2024 → 2025

Total assets

€39k▲ 22.1%

2024 · €32k

2024: €32k

2024 → 2025

Net result

€336

2024 · €-3k

2024: €-3k

2024 → 2025

Working capital

€-19k▼ 46.8%

2024 · €-13k

2024: €-13k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€6k-€6k▲ 5.8%

Operating result€-2k-€4k

Net result€-3k-€336

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €4k after a loss of €2k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €39k

66.7%

33.3%

Fixed assets €26k▲ 32.1%

Current assets €13k▲ 6.1%

Equity and liabilities €39k

15.6%

84.4%

Equity €6k▲ 5.8%

Debt €33k▲ 25.8%

The debt ratio rises from 81.9% to 84.4%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€9k▲

2024 · €2k

Cash flow

€5k▲

2024 · €587

Solvency

15.6%▼

2024 · 18.1%

Current ratio

0.40▼

2024 · 0.48

Quick ratio

0.40▼

2024 · 0.48

Debt / equity

5.39▲

2024 · 4.53

ROE

5.5%▲

2024 · -54.9%

ROA

0.9%▲

2024 · -9.9%

Interest coverage

30.12▲

2024 · 13.19

Debt

€33k▲

2024 · €26k

Debt ≤ 1 year

€32k▲

2024 · €25k

Income taxes

€3k▲

2024 · €950

Staff costs

€8k▲

2024 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€32k€39k▲

Fixed assets21/28€20k€26k▲

Tangible fixed assets22/27€19k€26k▲

Plant, machinery and equipment23€2k€10k▲

Furniture and vehicles24€17k€16k▼

Financial fixed assets28€353€75▼

Current assets29/58€12k€13k▲

Amounts receivable within one year40/41€2k€6k▲

Trade receivables40-€4k

Other amounts receivable41€2k€2k▼

Cash at bank and in hand54/58€9k€6k▼

Deferred charges and accrued income490/1€1k€536▼

Equity and liabilities

Total equity and liabilities10/49€32k€39k▲

Equity10/15€6k€6k▲

Contributions10/11€9k€9k=

Profit (loss) carried forward14€-3k€-3k▲

Amounts payable17/49€26k€33k▲

Amounts payable within one year42/48€25k€32k▲

Trade debts44€7k€15k▲

Suppliers440/4€7k€15k▲

Advances received on contracts in progress46€10k€2k▼

Taxes, remuneration and social security45€2k€5k▲

Taxes450/3€950€5k▲

Remuneration and social security454/9€1k€70▼

Other amounts payable47/48€6k€10k▲

Accrued charges and deferred income492/3€853€730▼

Income statement Code20242025

Remuneration, social security and pensions62€5k€8k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲

Other operating charges640/8€2k€694▼

Non-recurring operating charges66A-€532

Gross operating margin9900€8k€18k▲

Operating profit (loss)9901€-2k€4k▲

Financial income75/76B€16€13▼

Recurring financial income75€16€13▼

Financial charges65/66B€125€296▲

Recurring financial charges65€125€296▲

Profit (loss) for the period before taxes9903€-2k€4k▲

Income taxes67/77€950€3k▲

Profit (loss) for the period9904€-3k€336▲

Profit (loss) for the period to be appropriated9905€-3k€336▲

Appropriation of the result

Profit (loss) to be appropriated9906€-3k€-3k▲

Profit (loss) brought forward from the previous period14P-€-3k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

27-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €336

Net result €336 after one loss-making year.

07-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Louizalaan 3671050 Brussel

Ground area

266 m²

Building footprint

265 m²

Volume, LiDAR

3,746 m³

Parcel 21807G0211/00W012, Brussels · tallest building 34.0 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

BTM STYLING

Louizalaan 367, 1050 ElseneRepair and maintenance of electrical equipment

since 20242.356.832.853

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21807G0211/00W012	Brussels	266 m²	1 · 265 m²	34.0 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

MALTRATTI BENOIT MENUISERIE

Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 3,545 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-03-2024

Fiscal year end31-12

Activities, NACEBEL

43320Joinery installation

41001General construction of residential buildings

43310Plastering work

43341Painting of buildings

43343Specialised construction activities

43990Other specialised construction activities

43995Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.