Skip to content

BTF

Active
Private limited companyfounded 20251 yr activeZallakenstraat 62, 3110 Rotselaar, BelgiumKBO/BCE: BE 1021.991.604
Summary

BTF has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,872 and a net result of €23,872. Its solvency ranks better than 52% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.62; short-term debt: 38.2% and cash: 56.5% of total assets), and 38.2% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.8%
Return on assets
51.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BTF was incorporated on 4 April 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€28,872
Total assets
€46,692
Net result
€23,872
Working capital
€28,872

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €46,692
Equity €28,872
Debt €17,820
Debt finances 38.2% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.62
Debt to equity
0.62
ROE
82.7%
ROA
51.1%
Debt ≤ 1 year
€17,820
Income taxes
€6,206

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€46,692
Current assets29/58€46,692
Amounts receivable within one year40/41€20,331
Trade receivables40€20,331
Cash at bank and in hand54/58€26,361
Equity and liabilities
Total equity and liabilities10/49€46,692
Equity10/15€28,872
Contributions10/11€5,000
Reserves13€23,872
Distributable reserves133€23,872
Amounts payable17/49€17,820
Amounts payable within one year42/48€17,820
Trade debts44€7,440
Suppliers440/4€7,440
Taxes, remuneration and social security45€9,481
Taxes450/3€9,481
Other amounts payable47/48€898
Income statement Code2025
Other operating charges640/8€400
Gross operating margin9900€30,455
Operating profit (loss)9901€30,055
Financial income75/76B€36
Recurring financial income75€36
Financial charges65/66B€13
Recurring financial charges65€13
Profit (loss) for the period before taxes9903€30,078
Income taxes67/77€6,206
Profit (loss) for the period9904€23,872
Profit (loss) for the period to be appropriated9905€23,872
Appropriation of the result
Profit (loss) to be appropriated9906€23,872
Transfer to equity691/2€23,872
To other reserves6921€23,872

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€400
Gross operating margin9900€30,455
Operating profit (loss)9901€30,055
Financial income75/76B€36
Recurring financial income75€36
Financial charges65/66B€13
Recurring financial charges65€13
Profit (loss) for the period before taxes9903€30,078
Income taxes67/77€6,206
Profit (loss) for the period9904€23,872
Profit (loss) for the period to be appropriated9905€23,872
Line2025
Assets
Total assets20/58€46,692
Current assets29/58€46,692
Amounts receivable within one year40/41€20,331
Trade receivables40€20,331
Cash at bank and in hand54/58€26,361
Equity and liabilities
Total equity and liabilities10/49€46,692
Equity10/15€28,872
Contributions10/11€5,000
Reserves13€23,872
Distributable reserves133€23,872
Amounts payable17/49€17,820
Amounts payable within one year42/48€17,820
Trade debts44€7,440
Suppliers440/4€7,440
Taxes, remuneration and social security45€9,481
Taxes450/3€9,481
Other amounts payable47/48€898
Line2025
Profit (loss) for the period9904€23,872
Operating cash flow (approximation)€23,872

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,588 m²
Building footprint
108 m²
Volume, LiDAR
615 m³
Parcel 24094E0261/00X000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BTF
Zallakenstraat 62, 3110 RotselaarPublishing activities
since 20252.372.202.009
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24094E0261/00X000 Flanders 1,588 m² 1 · 108 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 509 EUR awarded · 509 EUR paid
Year Entries awardedpaid
2025 1 509 EUR509 EUR
Schemes
1 entry · 509 EUR · 509 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 14,217 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
58210Publishing activities
58290Other software publishing
62100Computer programming
62900Other information technology and computer services
Contact
E-mail christiaan.vanbergen.btf@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021991604
Registered 04-11-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.