BT-TIEN
ActiveBT-TIEN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €3k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 3481 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+20
Solvency95▲+19
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 0.79 in 2024; short-term debt: 30.3% and cash: 6% of total assets), and 30.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.7%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
8 d early
2024
8 d early
2023
6 d late
2022
3 d early
2021
6 d early
2020
1 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 7.3%
2024 · €37k
2018: €16k
2019: €21k
2020: €24k
2021: €25k
2022: €45k
2023: €53k
2024: €37k
2018 → 2025
Total assets
€57k▼ 21.8%
2024 · €73k
2018: €105k
2019: €93k
2020: €80k
2021: €52k
2022: €70k
2023: €66k
2024: €73k
2018 → 2025
Net result
€3k
2024 · €-8k
2018: €10k
2019: €4k
2020: €3k
2021: €729
2022: €7k
2023: €8k
2024: €-8k
2018 → 2025
Working capital
€5k
2024 · €-6k
2018: €-471
2019: €8k
2020: €2k
2021: €3k
2022: €8k
2023: €18k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€45k▲ 79.0%€53k▲ 17.9%€37k▼ 30.5%€40k▲ 7.3%
Operating result€3k-€12k▲ 328%€12k▲ 5.0%€-7k€5k
Net result€729-€7k▲ 927%€8k▲ 7.7%€-8k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€35k▼ 27.2%
Current assets
€22k▼ 11.4%
Equity and liabilities €57k
Equity
€40k▲ 7.3%
Debt
€17k▼ 51.9%
The debt ratio falls from 49.2% to 30.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €7k
Cash flow
€19k▲
2024 · €6k
Solvency
69.7%▲
2024 · 50.8%
Current ratio
1.27▲
2024 · 0.79
Quick ratio
1.27▲
2024 · 0.79
Debt / equity
0.43▼
2024 · 0.97
ROE
6.8%▲
2024 · -21.1%
ROA
4.7%▲
2024 · -10.7%
Interest coverage
12.49▲
2024 · 7.04
Debt
€17k▼
2024 · €36k
Debt ≤ 1 year
€17k▼
2024 · €31k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€463▲
2024 · €274
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€57k▼
Fixed assets21/28€48k€35k▼
Intangible fixed assets21€7k€5k▼
Tangible fixed assets22/27€41k€30k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€27k€18k▼
Current assets29/58€25k€22k▼
Amounts receivable within one year40/41€23k€16k▼
Trade receivables40€19k€12k▼
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€0€3k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€73k€57k▼
Equity10/15€37k€40k▲
Contributions10/11€19k€19k=
Reserves13€26k€26k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€-8k€-5k▲
Amounts payable17/49€36k€17k▼
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€31k€17k▼
Current portion of amounts payable after more than one year42€7k€5k▼
Financial debts43€14k€0▼
Credit institutions430/8€14k€0▼
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Advances received on contracts in progress46€551€0▼
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Remuneration and social security454/9€132€0▼
Other amounts payable47/48€586€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€502€1k▲
Gross operating margin9900€8k€22k▲
Operating profit (loss)9901€-7k€5k▲
Financial income75/76B€497€9▼
Recurring financial income75€497€9▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-8k€3k▲
Income taxes67/77€274€463▲
Profit (loss) for the period9904€-8k€3k▲
Profit (loss) for the period to be appropriated9905€-8k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-5k▲
Profit (loss) brought forward from the previous period14P-€-8k
Transfer from equity791/2€8k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€8k€0▼
Return on contributions (dividend)694€8k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-8k ▼197%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Bollostraat 1153120 TremeloGround area
4,702 m²
Parcel 24109A0171/00_000, Flanders. Linked by address, not a title deed.
1 establishment unit
BT-TIEN
since 20172.262.164.615
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109A0171/00_000 | Flanders | 4,702 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 301 EUR awarded · 301 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 101 EUR | 101 EUR |
| 2024 | 1 | 200 EUR | 200 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 685 companies in sector 74112 we hold annual accounts for 312. 184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2017
Fiscal year end31-12
Activities, NACEBEL
74112Other professional, scientific and technical activities
18120Other printing
41001General construction of residential buildings
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
43350Other building finishing work
71209Other technical testing and analysis
74120Graphic design and visual communication
81210General cleaning of buildings
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.