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BT GOFFLO

Active
Private limited companyfounded 20178 yrs activeHamerslagstraat 1, 3900 Pelt, BelgiumKBO/BCE: BE 0682.497.641
Summary

The computed 12-month bankruptcy probability of BT GOFFLO is 2.5% (moderate). The 2025 annual accounts show equity of €61,429 and a net result of €1,465. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 10% of 8593 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
BT GOFFLOActiveChecked score 51/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350General construction of residential buildings NACE 41001General construction of buildings NACE 41201
1 site
Size
€781,747total assets 2025
Staff
6.7 FTE
Equity
€61,429
Profit
€1,465
Turnover not published (abridged schema)
Financial health
51 Fair Checked score 2025
Bankruptcy chance 12 m
2.5%
Structure
Accounts 22 d early1 of 3 deeds read
Why 51- Equity €61,429 (7.9% of total assets)- Size: 6.7 FTE, total assets €781,747- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 09-07-2026)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 28% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 33+1
equity 7.9% of total assets
Liquidity 39+7
short-term debt 40.6% · cash 6.7%
Profitability 64+4
return on assets 0.2%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 16 months 07-2025: 1.6%lowest value 08-2025: 2.5%▲ +52.0% vs 07-2025 09-2025: 3.0%▲ +20.1% vs 08-2025highest value 10-2025: 3.0%● 0.0% vs 09-2025highest value 11-2025: 2.7%▼ -9.9% vs 10-2025 12-2025: 2.7%● 0.0% vs 11-2025 01-2026: 2.7%● 0.0% vs 12-2025 02-2026: 2.5%▼ -6.9% vs 01-2026 03-2026: 2.5%● 0.0% vs 02-2026 04-2026: 2.6%▲ +3.6% vs 03-2026 05-2026: 2.5%▼ -2.8% vs 04-2026 06-2026: 2.4%▼ -3.3% vs 05-2026 07-2026: 2.7%▲ +10.6% vs 06-2026 08-2026: 2.5%▼ -7.3% vs 07-2026 09-2026: 2.5%● 0.0% vs 08-2026 10-2026: 2.5%● 0.0% vs 09-2026
  • Equity €61,429 (7.9% of total assets) raises the probability
  • Size: 6.7 FTE, total assets €781,747 raises the probability for this profile
  • Figures for FY 2025 (filed 09-07-2026) lowers the probability
  • 1 change of registered office in 24 months raises the probability
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.86 in 2024; short-term debt: 40.6% and cash: 6.7% of total assets), and 92.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 12%, liquidity 28%, profitability 31%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Equity €61,429 (7.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: 6.7 FTE, total assets €781,747
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 09-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8593 sector peers (2025).
NBB · sector comparison
Position among 8593 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
22 d early
2024
29 d late
2023
on the day
2022
on the day
2021
2 d early
2020
4 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered office · Capital & sharesRegistered-office move · Shareholding ·…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 11% on solvencysector median 44.2% · 8,593 companies 7.9% View
  • Known shareholdersaccounts at 31-12-2025 100% View
  • Total assets 20256 fiscal years filed €781,747 View

By topic

Financials

Fiscal year
2025
Total assets
€781,747
Profit
€1,465
Solvency
7.9%
Total assets▼ 10.2%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2019
Next accounts
by 31-07-2027
  1. 31-07-2026Registered office · Capital & shares
  2. 09-07-2026Annual accounts filed
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
04-10-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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