BSURVEY
ActiveBSURVEY has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €11k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+80
Solvency100▲+4
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.55 against 3.36 in 2024), and 35.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.8%
Return on assets
10.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
30 d late
2024
21 d late
2023
19 d early
2022
35 d early
2021
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 19.1%
2024 · €57k
2021: €46k
2022: €60k
2023: €76k
2024: €57k
2021 → 2025
Total assets
€105k▼ 2.5%
2024 · €108k
2021: €89k
2022: €85k
2023: €143k
2024: €108k
2021 → 2025
Net result
€11k
2024 · €-18k
2021: €44k
2022: €14k
2023: €16k
2024: €-18k
2021 → 2025
Working capital
€35k▼ 5.2%
2024 · €37k
2021: €25k
2022: €37k
2023: €52k
2024: €37k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€60k▲ 29.5%€76k▲ 26.9%€57k▼ 24.4%€68k▲ 19.1%
Operating result€58k-€20k▼ 65.3%€19k▼ 2.9%€-18k€12k
Net result€44k-€14k▼ 69.2%€16k▲ 18.1%€-18k€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €18k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€60k▲ 9.0%
Current assets
€45k▼ 14.7%
Equity and liabilities €105k
Equity
€68k▲ 19.1%
Debt
€37k▼ 27.0%
The debt ratio falls from 47.0% to 35.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€24k▲
2024 · €-2k
Cash flow
€23k▲
2024 · €-2k
Solvency
64.8%▲
2024 · 53.0%
Current ratio
4.55▲
2024 · 3.36
Quick ratio
4.55▲
2024 · 3.36
Debt / equity
0.54▼
2024 · 0.89
ROE
16.0%▲
2024 · -32.2%
ROA
10.4%▲
2024 · -17.1%
Interest coverage
33.31▲
2024 · -7.46
Debt
€37k▼
2024 · €51k
Debt ≤ 1 year
€10k▼
2024 · €16k
Debt > 1 year
€27k▼
2024 · €35k
Staff costs
€11k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€105k▼
Fixed assets21/28€55k€60k▲
Tangible fixed assets22/27€55k€60k▲
Plant, machinery and equipment23€52k€49k▼
Furniture and vehicles24€3k€11k▲
Financial fixed assets28€43€43=
Current assets29/58€53k€45k▼
Amounts receivable within one year40/41€35k€36k▲
Trade receivables40€24k€27k▲
Other amounts receivable41€10k€8k▼
Cash at bank and in hand54/58€15k€9k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€108k€105k▼
Equity10/15€57k€68k▲
Contributions10/11€2k€2k=
Reserves13€41k€41k=
Distributable reserves133€41k€41k=
Profit (loss) carried forward14€15k€26k▲
Amounts payable17/49€51k€37k▼
Amounts payable after more than one year17€35k€27k▼
Financial debts170/4-€4k
Other amounts payable178/9€35k€23k▼
Amounts payable within one year42/48€16k€10k▼
Current portion of amounts payable after more than one year42-€2k
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€10k€4k▼
Taxes450/3€9k€2k▼
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48-€2k
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€15k€11k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€12k▼
Other operating charges640/8€430€442▲
Gross operating margin9900€14k€35k▲
Operating profit (loss)9901€-18k€12k▲
Financial income75/76B€270€0▼
Recurring financial income75€270€0▼
Financial charges65/66B€277€716▲
Recurring financial charges65€277€716▲
Profit (loss) for the period before taxes9903€-18k€11k▲
Profit (loss) for the period9904€-18k€11k▲
Profit (loss) for the period to be appropriated9905€-18k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€26k▲
Profit (loss) brought forward from the previous period14P€33k€15k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €-18k ▼215%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Ransart(H) 276220 FleurusGround area
405 m²
Building footprint
65 m²
Volume, LiDAR
652 m³
Parcel 52032A0020/02L002, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BSURVEY
since 20202.311.029.255
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52032A0020/02L002 | Wallonia | 405 m² | 1 · 65 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,756 companies in sector 71122 we hold annual accounts for 765. 655 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2020
Fiscal year end31-12
Activities, NACEBEL
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:benjamin.meurant@hotmail.com
Phone:+32492564819