BSA & Co
ActiveBSA & Co has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €8k. Equity is growing by ~48.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency65▼-31
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.56 against 3.07 in 2024; short-term debt: 60.4% and cash: 43.9% of total assets), but 60.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.6%
Return on assets
28.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
29 d late
2023
29 d late
2022
35 d late
2021
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▼ 51.8%
2024 · €23k
2021: €3k
2022: €3k
2023: €18k
2024: €23k
2021 → 2025
Total assets
€28k▼ 14.0%
2024 · €33k
2021: €8k
2022: €7k
2023: €30k
2024: €33k
2021 → 2025
Net result
€8k▲ 54.7%
2024 · €5k
2021: €574
2022: €597
2023: €15k
2024: €5k
2021 → 2025
Working capital
€10k▼ 52.0%
2024 · €20k
2021: €-2k
2022: €-2k
2023: €15k
2024: €20k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€3k▲ 23.2%€18k▲ 467%€23k▲ 28.8%€11k▼ 51.8%
Operating result€781-€1k▲ 71.6%€19k▲ 1,305%€7k▼ 63.8%€11k▲ 56.2%
Net result€574-€597▲ 4.0%€15k▲ 2,379%€5k▼ 65.0%€8k▲ 54.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 56% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€2k▼ 50.0%
Current assets
€27k▼ 9.9%
Equity and liabilities €28k
Equity
€11k▼ 51.8%
Debt
€17k▲ 77.3%
The debt ratio rises from 29.3% to 60.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▲
2024 · €9k
Cash flow
€10k▲
2024 · €7k
Solvency
39.6%▼
2024 · 70.7%
Current ratio
1.56▼
2024 · 3.07
Quick ratio
1.56▼
2024 · 3.07
Debt / equity
1.52▲
2024 · 0.41
ROE
71.8%▲
2024 · 22.4%
ROA
28.5%▲
2024 · 15.8%
Interest coverage
129.74▲
2024 · 83.98
Debt
€17k▲
2024 · €10k
Debt ≤ 1 year
€17k▲
2024 · €10k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€28k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€29k€27k▼
Amounts receivable within one year40/41€17k€14k▼
Trade receivables40€7k€10k▲
Other amounts receivable41€10k€4k▼
Cash at bank and in hand54/58€13k€12k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€33k€28k▼
Equity10/15€23k€11k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€21k€9k▼
Amounts payable17/49€10k€17k▲
Amounts payable within one year42/48€10k€17k▲
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€710€822▲
Gross operating margin9900€9k€14k▲
Operating profit (loss)9901€7k€11k▲
Financial income75/76B€9-
Recurring financial income75€9-
Financial charges65/66B€102€98▼
Recurring financial charges65€102€98▼
Profit (loss) for the period before taxes9903€7k€11k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€5k€8k▲
Profit (loss) for the period to be appropriated9905€5k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€29k▲
Profit (loss) brought forward from the previous period14P€16k€21k▲
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2021net €15k ▲2379%
Operating result €19k, net result €15k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 2.22
Current ratio from 0.63 to 2.22.
04-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 35 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruelle Fanfan 21450 ChastreGround area
1,026 m²
Building footprint
88 m²
Volume, LiDAR
663 m³
Parcel 25017B0251/00E000, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BSA & Co
since 20212.317.774.121
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25017B0251/00E000 | Wallonia | 1,025 m² | 1 · 88 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 24,173 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2021
Fiscal year end31-12
Abbreviation FR
BSA
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.