BS4U
ActiveSummary
BS4U has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €151k and a net result of €85k. Equity is growing by ~102.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 4604 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency92▲+23
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 1.58 in 2023; short-term debt: 32.8% and cash: 38.3% of total assets), and 32.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
49 d early
2023
54 d early
2022
59 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€85k▲ 70.1%
2023 · €50k
Working capital
€125k▲ 192%
2023 · €43k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€47k-€69k▲ 49.1%€113k▲ 62.8%
Net result€36k-€50k▲ 40.5%€85k▲ 70.1%
Equity€16k-€66k▲ 319%€151k▲ 130%
Total assets€46k-€149k▲ 220%€225k▲ 51.8%
Debt€31k-€83k▲ 169%€74k▼ 10.3%
Working capital€16k-€43k▲ 172%€125k▲ 192%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 63% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €225k
Fixed assets
€26k ▼ 17.5%
Current assets
€199k ▲ 70.8%
Equity and liabilities €225k
Equity
€151k ▲ 130%
Debt
€74k ▼ 10.3%
Debt's share of the balance-sheet total falls from 55.6% to 32.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€119k▲
2023 · €71k
Cash flow
€91k▲
2023 · €52k
Current ratio
2.69▲
2023 · 1.58
Debt to equity
0.49▼
2023 · 1.25
ROE
56.4%▼
2023 · 76.1%
ROA
37.9%▲
2023 · 33.8%
Interest coverage
99.13▲
2023 · 51.24
Debt ≤ 1 year
€74k▲
2023 · €74k
Income taxes
€31k▲
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €848 | €2k | €6k | ▲ 202% |
| Other operating charges640/8 | €2k | €980 | €1k | ▲ 2.1% |
| Gross operating margin9900 | €49k | €72k | €120k | ▲ 65.6% |
| Operating profit (loss)9901 | €47k | €69k | €113k | ▲ 62.8% |
| Financial income75/76B | €116 | €1k | €4k | ▲ 260% |
| Recurring financial income75 | €116 | €1k | €4k | ▲ 260% |
| Financial charges65/66B | €23 | €1k | €1k | ▼ 14.0% |
| Recurring financial charges65 | €23 | €1k | €1k | ▼ 14.0% |
| Profit (loss) for the period before taxes9903 | €47k | €69k | €116k | ▲ 67.9% |
| Income taxes67/77 | €11k | €19k | €31k | ▲ 62.1% |
| Profit (loss) for the period9904 | €36k | €50k | €85k | ▲ 70.1% |
| Profit (loss) for the period to be appropriated9905 | €36k | €50k | €85k | ▲ 70.1% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €46k | €149k | €225k | ▲ 51.8% |
| Fixed assets21/28 | - | €32k | €26k | ▼ 17.5% |
| Tangible fixed assets22/27 | - | €32k | €26k | ▼ 17.5% |
| Land and buildings22 | - | €23k | €18k | ▼ 21.4% |
| Furniture and vehicles24 | - | €9k | €8k | ▼ 7.6% |
| Current assets29/58 | €46k | €117k | €199k | ▲ 70.8% |
| Amounts receivable within one year40/41 | €10 | €63k | €112k | ▲ 76.3% |
| Trade receivables40 | - | €16k | €22k | ▲ 40.1% |
| Other amounts receivable41 | €10 | €47k | €89k | ▲ 88.5% |
| Cash at bank and in hand54/58 | €46k | €52k | €86k | ▲ 64.7% |
| Deferred charges and accrued income490/1 | €728 | €728 | €938 | ▲ 28.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €46k | €149k | €225k | ▲ 51.8% |
| Equity10/15 | €16k | €66k | €151k | ▲ 130% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €14k | €64k | €149k | ▲ 134% |
| Amounts payable17/49 | €31k | €83k | €74k | ▼ 10.3% |
| Amounts payable after more than one year17 | - | €9k | - | - |
| Financial debts170/4 | - | €9k | - | - |
| Amounts payable within one year42/48 | €31k | €74k | €74k | ▲ 0.4% |
| Current portion of amounts payable after more than one year42 | - | €23k | €10k | ▼ 58.3% |
| Trade debts44 | €1k | €20k | €16k | ▼ 20.6% |
| Suppliers440/4 | €1k | €20k | €16k | ▼ 20.6% |
| Taxes, remuneration and social security45 | €27k | €30k | €48k | ▲ 60.8% |
| Taxes450/3 | €27k | €30k | €48k | ▲ 60.8% |
| Other amounts payable47/48 | €2k | - | - | - |
| Accrued charges and deferred income492/3 | - | €106 | €47 | ▼ 55.7% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €36k | €50k | €85k | ▲ 70.1% |
| + Depreciation and write-downs630 | €848 | €2k | €6k | ▲ 202% |
| Operating cash flow (approximation) | €37k | €52k | €91k | ▲ 74.8% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | €7k | €34k | ▲ 409% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2022net €85k ▲70.1%
Operating result €113k, net result €85k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲130%
3 profitable years in a row build equity to €151k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2022
Ground area
1,179 m²
Building footprint
169 m²
Volume, LiDAR
1,078 m³
Parcel 56352A0223/02R022, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BS4U
since 20222.332.123.884
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56352A0223/02R022 | Wallonia | 1,179 m² | 1 · 169 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 40,790 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.