BS LAW
ActiveBS LAW has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €62k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 31% of 12675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-7
Solvency60▼-30
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 2.8 in 2024; short-term debt: 65.1% and cash: 79.7% of total assets), and 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
18.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
144 d early
2024
129 d early
2023
131 d early
2022
39 d early
2021
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▼ 43.3%
2024 · €203k
2021: €56k
2022: €100k
2023: €196k
2024: €203k
2021 → 2025
Total assets
€329k▲ 5.4%
2024 · €312k
2021: €135k
2022: €167k
2023: €243k
2024: €312k
2021 → 2025
Net result
€62k▼ 18.6%
2024 · €76k
2021: €54k
2022: €44k
2023: €96k
2024: €76k
2021 → 2025
Working capital
€89k▼ 53.0%
2024 · €190k
2021: €43k
2022: €87k
2023: €185k
2024: €190k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€100k▲ 77.3%€196k▲ 96.3%€203k▲ 3.1%€115k▼ 43.3%
Operating result€69k-€56k▼ 19.1%€129k▲ 132%€101k▼ 21.3%€85k▼ 16.5%
Net result€54k-€44k▼ 19.9%€96k▲ 121%€76k▼ 21.1%€62k▼ 18.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329k
Fixed assets
€26k▲ 53.8%
Current assets
€303k▲ 2.7%
Equity and liabilities €329k
Equity
€115k▼ 43.3%
Debt
€214k▲ 95.3%
The debt ratio rises from 35.1% to 65.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€97k▼
2024 · €112k
Cash flow
€75k▼
2024 · €87k
Solvency
34.9%▼
2024 · 64.9%
Current ratio
1.42▼
2024 · 2.80
Quick ratio
1.42▼
2024 · 2.80
Debt / equity
1.86▲
2024 · 0.54
ROE
53.9%▲
2024 · 37.6%
ROA
18.8%▼
2024 · 24.4%
Interest coverage
21.17▼
2024 · 262.06
Debt
€214k▲
2024 · €110k
Debt ≤ 1 year
€214k▲
2024 · €106k
Debt > 1 year
€0▼
2024 · €4k
Income taxes
€21k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€312k€329k▲
Fixed assets21/28€17k€26k▲
Tangible fixed assets22/27€17k€26k▲
Furniture and vehicles24€17k€26k▲
Current assets29/58€295k€303k▲
Amounts receivable within one year40/41€32k€37k▲
Trade receivables40€28k€33k▲
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€262k€262k▲
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€312k€329k▲
Equity10/15€203k€115k▼
Contributions10/11€2k€2k=
Reserves13€201k€113k▼
Non-distributable reserves130/1€200€200=
Reserves not available under the articles1311€200€200=
Tax-exempt reserves132€51k€51k=
Distributable reserves133€150k€62k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€110k€214k▲
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€106k€214k▲
Current portion of amounts payable after more than one year42€10k€4k▼
Trade debts44€11k€1k▼
Suppliers440/4€11k€1k▼
Taxes, remuneration and social security45€14k€7k▼
Taxes450/3€14k€7k▼
Other amounts payable47/48€71k€201k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-1k€-248▲
Other operating charges640/8€703€1k▲
Gross operating margin9900€112k€98k▼
Operating profit (loss)9901€101k€85k▼
Financial income75/76B€892€3k▲
Recurring financial income75€892€3k▲
Financial charges65/66B€429€5k▲
Recurring financial charges65€429€5k▲
Profit (loss) for the period before taxes9903€102k€83k▼
Income taxes67/77€26k€21k▼
Profit (loss) for the period9904€76k€62k▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€76k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€62k▼
Transfer from equity791/2€70k€150k▲
Transfer to equity691/2€76k€62k▼
To other reserves6921€76k€62k▼
Profit to be distributed694/7€70k€150k▲
Return on contributions (dividend)694€70k€150k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €203k ▲3.1%
4 profitable years in a row build equity to €203k.
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €96k ▲121%
Operating result €129k, net result €96k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.62
Current ratio from 3.02 to 6.62; short-term debt falls from €43k to €33k.
31-12
Financial
Equity above €150kEq €196k ▲96.3%
3 profitable years in a row build equity to €196k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €44k ▼19.9%
Net result drops to €44k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €100k ▲77.3%
2 profitable years in a row build equity to €100k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwikhage 41790 AffligemGround area
3,589 m²
Building footprint
78 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
BRIAN STUCKENS ADVOCAAT BV
since 20212.319.229.715
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050E0040/00L000 | Flanders | 3,289 m² | - | - |
| 23085A1217/00D000 | Flanders | 300 m² | 1 · 78 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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M. D'ACUNTO - Avocat
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DUHO
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PIERSTONE
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 7,554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2021
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.