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BS CONSTRUCT

Active
Private limited companyfounded 20196 yrs activeKBO/BCE: BE 0737.615.714
Summary

The computed 12-month bankruptcy probability of BS CONSTRUCT is 3.6% (moderate). The 2025 annual accounts show equity of €93 and a net result of -€67. Equity is shrinking by ~27.3% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability20
Solvency35▼-7
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2021
92 d late
2020
156 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 78 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BS CONSTRUCT was incorporated on 12 November 2019 as a Private limited company.1 The company has filed 4 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€93▼ 41.9%
2024 · €160
Total assets
€931=
2024 · €931
Net result
-€67▲ 81.4%
2021 · -€360
Working capital
€160=
2024 · €160
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2020202120242025
Operating result-€289--€325▼ 12.5%-€67
Net result-€299--€360▼ 20.4%-€67
Equity€520-€160▼ 69.2%€160-€93▼ 41.9%
Total assets€1,690-€931▼ 44.9%€931-€931=
Debt€1,170-€771▼ 34.1%€771-€838▲ 8.7%
Working capital€520-€160▼ 69.2%€160-€160=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€400-€300-€200-€100€0Operating result 2020: -€289-€289Net result 2020: -€299-€299Operating result 2021: -€325-€325Net result 2021: -€360-€360Operating result 2025: -€67-€67Net result 2025: -€67-€672020202120242025-€400-€300-€200-€100€0Operating result 2021: -€325-€325Net result 2021: -€360-€360Operating result 2025: -€67-€67Net result 2025: -€67-€67202120242025
The operating result is -€67 in 2025, compared with -€325 in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €931
Equity €93 ▼ 41.9%
Debt €838 ▲ 8.7%
Debt's share of the balance-sheet total rises from 82.8% to 90.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€771=
2024 · €771
Ratios withheld: a balance sheet total of €931 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 849 companies that looked in July 2024 the way this one looks now, 3.9% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a small loss
3.9% went bankrupt
3.3% stopped otherwise
92% still going

A further 0.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 849 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 21 lines
Balance sheet Code20242025
Assets
Total assets20/58€931€931=
Current assets29/58€931€931=
Amounts receivable within one year40/41€881€881=
Trade receivables40€881€881=
Current investments50/53€50-
Cash at bank and in hand54/58-€50
Equity and liabilities
Total equity and liabilities10/49€931€931=
Equity10/15€160€93▼
Contributions10/11€819€819=
Profit (loss) carried forward14-€659-€726▼
Amounts payable17/49€771€838▲
Amounts payable within one year42/48€771€771=
Other amounts payable47/48€771€771=
Accrued charges and deferred income492/3-€67
Income statement Code20242025
Gross operating margin9900--€67
Operating profit (loss)9901--€67
Profit (loss) for the period before taxes9903--€67
Profit (loss) for the period9904--€67
Profit (loss) for the period to be appropriated9905--€67
Appropriation of the result
Profit (loss) to be appropriated9906-€659-€726▼
Profit (loss) brought forward from the previous period14P-€659-€659=

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2020202120242025Change
Gross operating margin9900-€289-€325--€67-
Operating profit (loss)9901-€289-€325--€67-
Financial charges65/66B-€35---
Recurring financial charges65€10€35---
Profit (loss) for the period before taxes9903-€299-€360--€67-
Profit (loss) for the period9904-€299-€360--€67-
Profit (loss) for the period to be appropriated9905-€299-€360--€67-
Line2020202120242025Change
Assets
Total assets20/58€1,690€931€931€931=
Current assets29/58€1,690€931€931€931=
Amounts receivable within one year40/41€881€881€881€881=
Trade receivables40-€881€881€881=
Current investments50/53--€50--
Cash at bank and in hand54/58€809€50-€50-
Equity and liabilities
Total equity and liabilities10/49€1,690€931€931€931=
Equity10/15€520€160€160€93▼ 41.9%
Contributions10/11-€819€819€819=
Profit (loss) carried forward14-€299-€659-€659-€726▼ 10.2%
Amounts payable17/49€1,170€771€771€838▲ 8.7%
Amounts payable within one year42/48€1,170€771€771€771=
Other amounts payable47/48-€771€771€771=
Accrued charges and deferred income492/3---€67-
Line2020202120242025Change
Profit (loss) for the period9904-€299-€360--€67-
Operating cash flow (approximation)-€299-€360--€67-
Change in cash--€759---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2022
31-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
03-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 156 days late
2021
31-12
Financial Weakest financial yearnet -€360
Net result drops to -€360, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem
approximate (street level) On OpenStreetMap
Ground area
1,778 m²
Building footprint
617 m²
Volume, LiDAR
4,001 m³
Parcel 23078C0001/00F002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23078C0001/00F002 Flanders 1,778 m² 1 · 617 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded12-11-2019
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0737615714
Registered 20-11-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.