BS AUTO
ActiveSummary
For BS AUTO, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €40,314 and a net result of -€5,095. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 45% of 24624 sector peers (fiscal year 2023). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability33▲+8
Solvency51▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
25.9%
Return on assets
-3.3%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 04-07-2025, 338 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
338 d late
2022
377 d late
2021
103 d late
2020
128 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 214 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€40,314▼ 11.2%
2022 · €45,409
Total assets
€155,889▼ 7.9%
2022 · €169,291
Net result
-€5,095▲ 14.8%
2022 · -€5,982
Working capital
-€48,285▼ 24.3%
2022 · -€38,851
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€4,469▲ 4,566%€12,442▲ 178%€9,454▼ 24.0%-€2,267-€482▲ 78.7%
Net result€190€7,346within the sector's middle half▲ 3,774%€4,994within the sector's middle half▼ 32.0%-€5,982below the sector's middle half-€5,095below the sector's middle half▲ 14.8%
Equity€39,051▲ 0.5%€46,396within the sector's middle half▲ 18.8%€51,390within the sector's middle half▲ 10.8%€45,409within the sector's middle half▼ 11.6%€40,314within the sector's middle half▼ 11.2%
Total assets€190,510▼ 5.1%€191,270within the sector's middle half▲ 0.4%€182,316within the sector's middle half▼ 4.7%€169,291within the sector's middle half▼ 7.1%€155,889within the sector's middle half▼ 7.9%
Debt€151,459▼ 6.5%€144,873▼ 4.3%€130,925▼ 9.6%€123,882▼ 5.4%€115,575▼ 6.7%
Working capital-€24,876▼ 12.8%-€21,761below the sector's middle half▲ 12.5%-€22,467below the sector's middle half▼ 3.2%-€38,851below the sector's middle half▼ 72.9%-€48,285below the sector's middle half▼ 24.3%
Solvency20.5%▲ 1.1pp24.3%within the sector's middle half▲ 3.8pp28.2%within the sector's middle half▲ 3.9pp26.8%within the sector's middle half▼ 1.4pp25.9%within the sector's middle half▼ 1.0pp
Current ratio0.49▼ 0.060.59below the sector's middle half▲ 0.100.55below the sector's middle half▼ 0.040.27below the sector's middle half▼ 0.270.15below the sector's middle half▼ 0.13
Return on assets (ROA)0.1%▲ 2.6pp3.8%within the sector's middle half▲ 3.7pp2.7%within the sector's middle half▼ 1.1pp-3.5%within the sector's middle half▼ 6.3pp-3.3%within the sector's middle half▲ 0.3pp
Staff (FTE)0.4=0.4below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €482 in 2023 against €2,267 in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €155,889
Fixed assets
€147,615 ▼ 4.6%
Current assets
€8,274 ▼ 43.2%
Equity and liabilities €155,889
Equity
€40,314 ▼ 11.2%
Debt
€115,575 ▼ 6.7%
Debt's share of the balance-sheet total rises from 73.2% to 74.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6,621▲
2022 · €4,377
Cash flow
€2,008▲
2022 · €662
Quick ratio
0.05▼
2022 · 0.14
Debt to equity
2.87▲
2022 · 2.73
ROE
-12.6%▲
2022 · -13.2%
Interest coverage
2.25▲
2022 · 1.23
Debt ≤ 1 year
€56,558▲
2022 · €53,423
Debt > 1 year
€59,017▼
2022 · €70,459
Income taxes
€1,670▲
2022 · €225
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,903 | €6,112 | €6,320 | €6,643 | €7,103 | ▲ 6.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €690 | - | - |
| Other operating charges640/8 | - | - | €3,036 | €2,343 | €3,131 | ▲ 33.7% |
| Gross operating margin9900 | €26,839 | €23,580 | €18,810 | €7,410 | €9,752 | ▲ 31.6% |
| Operating profit (loss)9901 | €4,469 | €12,442 | €9,454 | -€2,267 | -€482 | ▲ 78.7% |
| Financial income75/76B | - | - | €6 | €76 | €1 | ▼ 98.9% |
| Recurring financial income75 | €0 | €11 | €6 | €76 | €1 | ▼ 98.9% |
| Financial charges65/66B | - | - | €3,556 | €3,565 | €2,944 | ▼ 17.4% |
| Recurring financial charges65 | €4,279 | €3,945 | €3,556 | €3,565 | €2,944 | ▼ 17.4% |
| Profit (loss) for the period before taxes9903 | €190 | €8,508 | €5,905 | -€5,756 | -€3,425 | ▲ 40.5% |
| Income taxes67/77 | - | €1,162 | €911 | €225 | €1,670 | ▲ 641% |
| Profit (loss) for the period9904 | €190 | €7,346 | €4,994 | -€5,982 | -€5,095 | ▲ 14.8% |
| Profit (loss) for the period to be appropriated9905 | €190 | €7,346 | €4,994 | -€5,982 | -€5,095 | ▲ 14.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €190,510 | €191,270 | €182,316 | €169,291 | €155,889 | ▼ 7.9% |
| Fixed assets21/28 | €166,447 | €160,336 | €155,366 | €154,718 | €147,615 | ▼ 4.6% |
| Tangible fixed assets22/27 | €166,447 | €160,336 | €155,366 | €154,718 | €147,615 | ▼ 4.6% |
| Land and buildings22 | - | - | €153,746 | €148,112 | €142,478 | ▼ 3.8% |
| Plant, machinery and equipment23 | - | - | €1,620 | €6,607 | €5,137 | ▼ 22.2% |
| Current assets29/58 | €24,062 | €30,934 | €26,950 | €14,573 | €8,274 | ▼ 43.2% |
| Stocks and contracts in progress3 | €9,750 | €6,926 | €11,874 | €7,186 | €5,218 | ▼ 27.4% |
| Stocks30/36 | - | - | €11,874 | €7,186 | €5,218 | ▼ 27.4% |
| Amounts receivable within one year40/41 | €8,193 | €6,611 | €10,284 | €2,557 | €315 | ▼ 87.7% |
| Trade receivables40 | - | - | €10,269 | €2,542 | €300 | ▼ 88.2% |
| Other amounts receivable41 | - | - | €15 | €15 | €15 | = |
| Cash at bank and in hand54/58 | €6,119 | €17,396 | €4,792 | €4,830 | €2,741 | ▼ 43.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €190,510 | €191,270 | €182,316 | €169,291 | €155,889 | ▼ 7.9% |
| Equity10/15 | €39,051 | €46,396 | €51,390 | €45,409 | €40,314 | ▼ 11.2% |
| Contributions10/11 | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Reserves13 | €3,820 | €6,396 | €11,390 | €11,390 | €11,390 | = |
| Non-distributable reserves130/1 | - | - | €2,504 | €2,504 | - | - |
| Reserves not available under the articles1311 | - | - | €2,504 | €2,504 | - | - |
| Distributable reserves133 | - | - | €8,887 | €8,887 | €11,390 | ▲ 28.2% |
| Profit (loss) carried forward14 | -€4,769 | -€4,949 | - | -€5,982 | -€11,077 | ▼ 85.2% |
| Amounts payable17/49 | €151,459 | €144,873 | €130,925 | €123,882 | €115,575 | ▼ 6.7% |
| Amounts payable after more than one year17 | €102,481 | €92,178 | €81,508 | €70,459 | €59,017 | ▼ 16.2% |
| Financial debts170/4 | - | - | €81,508 | €70,459 | €59,017 | ▼ 16.2% |
| Amounts payable within one year42/48 | €48,938 | €52,695 | €49,417 | €53,423 | €56,558 | ▲ 5.9% |
| Current portion of amounts payable after more than one year42 | - | - | €10,670 | €14,722 | €11,442 | ▼ 22.3% |
| Trade debts44 | €3,284 | €4,661 | €2,265 | €4,637 | €485 | ▼ 89.5% |
| Suppliers440/4 | - | - | €2,265 | €4,637 | €485 | ▼ 89.5% |
| Taxes, remuneration and social security45 | - | - | €3,528 | €822 | €7,833 | ▲ 853% |
| Taxes450/3 | - | - | €3,528 | €822 | €3,983 | ▲ 385% |
| Remuneration and social security454/9 | - | - | - | - | €3,850 | - |
| Other amounts payable47/48 | - | - | €32,954 | €33,242 | €36,798 | ▲ 10.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €190 | €7,346 | €4,994 | -€5,982 | -€5,095 | ▲ 14.8% |
| + Depreciation and write-downs630 | €6,903 | €6,112 | €6,320 | €6,643 | €7,103 | ▲ 6.9% |
| Operating cash flow (approximation) | €7,093 | €13,458 | €11,314 | €662 | €2,008 | ▲ 203% |
| Investment in fixed assets (approximation) | - | €0 | -€1,350 | -€5,996 | €0 | ▲ 100% |
| Change in cash | - | €11,277 | -€12,605 | €38 | -€2,089 | ▼ 5,642% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 338 days late
2024
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 377 days late
2022
31-12
Financial
Weakest financial yearnet -€5,982
Net result drops to -€5,982, the lowest in the series; recovery starts the following year.
11-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 103 days late
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 128 days late
2020
31-12
Financial
Highest result since 2018net €7,346 ▲3,774%
Operating result €12,442, net result €7,346, both a record.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Back to profitnet €190
Net result €190 after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
07-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 68 days late
2017
01-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 62 days late
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 86 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2014
Ground area
576 m²
Building footprint
289 m²
Volume, LiDAR
1 m³
Parcel 72005B1382/00D000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
BS Auto
since 20142.232.701.953
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005B1382/00D000 | Flanders | 576 m² | 1 · 289 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,664 companies in sector 47811 we hold annual accounts for 5,226. 3,185 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-06-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95314Bodywork repair (including spraying and painting)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0554787837
Registered
17-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.