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BRYD

Active
Private limited companyfounded 2024active for 1 yearLindestraat 38, 1770 Liedekerke, BelgiumKBO/BCE: BE 1017.634.225
Summary

BRYD has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,604 and a net result of €33,504. Its solvency ranks better than 38% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 19-12-2024 Normal situation
Activity
Other specialised construction activities NACE 43990and 2 others
Establishment unit
2.368.192.840 1770 Liedekerke, since 01-01-2025
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€48,990
Turnover
≈ €420,000
estimated
Profit
€33,504
Equity
€33,604
Total assets
€93,984
  • 2025 accounts filed 27 days after the deadline
Score breakdownraises riskFounded in 2024Size: total assets €93,984Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.41, cash €30,366Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 65% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 61
equity 35.8% of total assets
Liquidity 67
short-term debt 47.0% · cash 32.3%
Profitability 100
return on assets 35.6%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 01-2026: 1.9% 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 2.0%▲ +0.1 percentage points vs 02-2026 04-2026: 2.3%▲ +0.3 percentage points vs 03-2026 05-2026: 2.4%▲ +0.1 percentage points vs 04-2026 06-2026: 2.7%▲ +0.3 percentage points vs 05-2026 07-2026: 2.7%● unchanged vs 06-2026 08-2026: 3.0%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.9%▼ -2.1 percentage points vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.41, below the usual 1.5. Short-term debt is 47% and cash 32.3% of total assets. 64.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 38% of them on solvency, 66% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.41, cash €30,366
NBB · annual accounts
raises risk · Size: total assets €93,984
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
27 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 27 days after the deadline Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00436076.

Annual accounts 2025 filed on 27-08-2026 at the NBB

Turnover
≈ €420,000
Estimated: probably between €280,000 and €750,000
Total assets
€93,984
Net result
€33,504
Working capital
€18,287

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €93,984
Fixed assets €31,561
Current assets €62,423
Equity and liabilities €93,984
Equity €33,604
Debt €60,380
Debt's share of the balance-sheet total is 64.2%.
Key figures and ratios
2025 value
EBITDA
€48,751
Cash flow
€38,947
Current ratio
1.41
Quick ratio
1.38
Debt to equity
1.80
ROE
99.7%
ROA
35.6%
Interest coverage
35.21
Debt ≤ 1 year
€44,136
Debt > 1 year
€16,244
Income taxes
€8,505

Investments

fixed assets acquired
Item2025
Tangible fixed assets€37,004
Depreciation and write-downs of the year€5,443

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet Code2025
Assets
Total assets20/58€93,984
Fixed assets21/28€31,561
Tangible fixed assets22/27€31,561
Plant, machinery and equipment23€1,089
Furniture and vehicles24€1,238
Leasing and similar rights25€29,234
Current assets29/58€62,423
Stocks and contracts in progress3€1,437
Stocks30/36€1,437
Amounts receivable within one year40/41€29,790
Trade receivables40€29,270
Other amounts receivable41€520
Cash at bank and in hand54/58€30,366
Deferred charges and accrued income490/1€830
Equity and liabilities
Total equity and liabilities10/49€93,984
Equity10/15€33,604
Contributions10/11€100
Reserves13€33,504
Distributable reserves133€33,504
Amounts payable17/49€60,380
Amounts payable after more than one year17€16,244
Financial debts170/4€16,244
Amounts payable within one year42/48€44,136
Current portion of amounts payable after more than one year42€6,519
Trade debts44€27,448
Suppliers440/4€27,448
Advances received on contracts in progress46€1,000
Taxes, remuneration and social security45€8,505
Taxes450/3€8,505
Other amounts payable47/48€664
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,443
Other operating charges640/8€239
Gross operating margin9900€48,990
Operating profit (loss)9901€43,307
Financial income75/76B€86
Recurring financial income75€86
Financial charges65/66B€1,385
Recurring financial charges65€1,385
Profit (loss) for the period before taxes9903€42,009
Income taxes67/77€8,505
Profit (loss) for the period9904€33,504
Profit (loss) for the period to be appropriated9905€33,504
Appropriation of the result
Profit (loss) to be appropriated9906€33,504
Transfer to equity691/2€33,504
To other reserves6921€33,504

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,443
Other operating charges640/8€239
Gross operating margin9900€48,990
Operating profit (loss)9901€43,307
Financial income75/76B€86
Recurring financial income75€86
Financial charges65/66B€1,385
Recurring financial charges65€1,385
Profit (loss) for the period before taxes9903€42,009
Income taxes67/77€8,505
Profit (loss) for the period9904€33,504
Profit (loss) for the period to be appropriated9905€33,504
Line2025
Assets
Total assets20/58€93,984
Fixed assets21/28€31,561
Tangible fixed assets22/27€31,561
Plant, machinery and equipment23€1,089
Furniture and vehicles24€1,238
Leasing and similar rights25€29,234
Current assets29/58€62,423
Stocks and contracts in progress3€1,437
Stocks30/36€1,437
Amounts receivable within one year40/41€29,790
Trade receivables40€29,270
Other amounts receivable41€520
Cash at bank and in hand54/58€30,366
Deferred charges and accrued income490/1€830
Equity and liabilities
Total equity and liabilities10/49€93,984
Equity10/15€33,604
Contributions10/11€100
Reserves13€33,504
Distributable reserves133€33,504
Amounts payable17/49€60,380
Amounts payable after more than one year17€16,244
Financial debts170/4€16,244
Amounts payable within one year42/48€44,136
Current portion of amounts payable after more than one year42€6,519
Trade debts44€27,448
Suppliers440/4€27,448
Advances received on contracts in progress46€1,000
Taxes, remuneration and social security45€8,505
Taxes450/3€8,505
Other amounts payable47/48€664
Line2025
Profit (loss) for the period9904€33,504
+ Depreciation and write-downs630€5,443
Operating cash flow (approximation)€38,947

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 11,279 companies had the same profile as BRYD has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
96.6% was still going
2.6% stopped otherwise
0.7% went bankrupt

That fits the bankruptcy probability of BRYD itself: 0.9% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for BRYD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 27-08-2026 2026-00436076 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
Deborah Coppens
Director (not named in the articles) · appointed in the act of 23-12-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 27-08-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“De algemene vergadering die de bestuurder(s) benoemt bepaalt hun aantal, de duur van hun opdracht en, indien er meerdere bestuurders zijn…”
deed of 23-12-2024

Owners and capital

Shareholders

At incorporation act of 23-12-2024 ↗

Capital transactions

Capital over time
  1. 23-12-2024 Incorporation · €100 · 100 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“1, algemene vergadering”
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 23-12-2024 (in Dutch)

Network & group

BRYD shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of BRYD. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
27-08
NBB filing Annual accounts 2025 filedNBB
micro format · 27 days late
2024
23-12
Gazette deed Incorporation
Starting capital €100 · Appointment: Deborah Coppens (director) · Founder11 points ▸
  • Incorporation, 18-12-2024
  • Founder, Deborah Coppens (aandeelhouder oprichter)
  • Capital
  • Founding capital, €100
  • Board rule, 1
  • Director appointment, Deborah Coppens (director (not named in the articles))
  • Other provision, “Bijkomend Doel” (deed in Dutch)
  • Other provision, “Lasthebbers” (deed in Dutch)
  • Other provision, “Voor het Europees Economisch Samenwerkingsverband” (deed in Dutch)
  • Registered office clause, “1770 Liedekerke, Lindestraat 38” (deed in Dutch)
  • Other provision, “commerciële activiteiten, aanvang activiteiten” (deed in Dutch)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name BRYD in Dutch
Enterprise number 1017.634.225
Legal form Private limited company
Status Active, normale toestand
Founded 19-12-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 23-12-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“1770 Liedekerke, Lindestraat 38”
deed of 23-12-2024 (in Dutch)

Registered office and establishments

Registered office Lindestraat 38, 1770 Liedekerke, Belgium
Establishment unit BRYD BV, Lindestraat 38, 1770 Liedekerke since 01-01-2025 · unit number 2.368.192.840

Activities

NACEBEL 2025
43990 Other specialised construction activities main activity
43110 Demolition
43910 Bricklaying and masonry work

Invoicing and payment

VAT number BE 1017.634.225
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1017634225
Other Peppol ID 9925:BE1017634225
Registered 18-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1017.634.225

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Saturday of June at 15:00
deed of 23-12-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
145 m²
Building footprint
91 m²
Building volume
615 m³
Cadastral parcel Region Area Buildings Height / floors
23044A0912/00S003 Flanders 145 m² 1 · 91 m² 10.0 m · 2