BRUYLAND
ActiveBRUYLAND has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €646k and a net result of €56k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 4555 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-3
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 9.77 against 4.03 in 2024), and 7.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.1%
Return on assets
8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
31 d late
2023
on the day
2022
31 d late
2021
31 d late
2020
31 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€646k▲ 9.5%
2024 · €589k
2018: €277k
2019: €351k
2020: €409k
2021: €466k
2022: €480k
2023: €534k
2024: €589k
2018 → 2025
Total assets
€701k▲ 2.1%
2024 · €687k
2018: €500k
2019: €553k
2020: €671k
2021: €594k
2022: €547k
2023: €633k
2024: €687k
2018 → 2025
Net result
€56k▲ 1.1%
2024 · €56k
2018: €58k
2019: €72k
2020: €130k
2021: €57k
2022: €14k
2023: €54k
2024: €56k
2018 → 2025
Working capital
€380k▲ 49.0%
2024 · €255k
2018: €-63k
2019: €73k
2020: €65k
2021: €41k
2022: €55k
2023: €155k
2024: €255k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€466k-€480k▲ 3.1%€534k▲ 11.2%€589k▲ 10.4%€646k▲ 9.5%
Operating result€77k-€20k▼ 73.6%€79k▲ 289%€77k▼ 1.9%€66k▼ 14.9%
Net result€57k-€14k▼ 74.9%€54k▲ 277%€56k▲ 3.4%€56k▲ 1.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €701k
Fixed assets
€278k▼ 20.0%
Current assets
€423k▲ 24.7%
Equity and liabilities €701k
Equity
€646k▲ 9.5%
Provisions
€9k▼ 11.1%
Debt
€47k▼ 46.5%
The debt ratio falls from 12.7% to 6.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€119k▼
2024 · €139k
Cash flow
€110k▼
2024 · €117k
Solvency
92.1%▲
2024 · 85.8%
Current ratio
9.77▲
2024 · 4.03
Quick ratio
9.18▲
2024 · 3.84
Debt / equity
0.07▼
2024 · 0.15
ROE
8.7%▼
2024 · 9.4%
ROA
8.0%▼
2024 · 8.1%
Interest coverage
175.59▼
2024 · 232.15
Debt
€47k▼
2024 · €87k
Debt ≤ 1 year
€43k▼
2024 · €84k
Income taxes
€19k▼
2024 · €27k
Staff costs
€21k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€687k€701k▲
Fixed assets21/28€348k€278k▼
Tangible fixed assets22/27€348k€278k▼
Land and buildings22€170k€143k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€25k€19k▼
Other tangible fixed assets26€151k€115k▼
Financial fixed assets28€75€75=
Current assets29/58€339k€423k▲
Amounts receivable after more than one year29€5k€5k=
Other amounts receivable291€5k€5k=
Stocks and contracts in progress3€16k€26k▲
Stocks30/36€16k€26k▲
Amounts receivable within one year40/41€241k€290k▲
Trade receivables40€74k€63k▼
Other amounts receivable41€167k€226k▲
Cash at bank and in hand54/58€62k€81k▲
Deferred charges and accrued income490/1€16k€22k▲
Equity and liabilities
Total equity and liabilities10/49€687k€701k▲
Equity10/15€589k€646k▲
Contributions10/11€19k€19k=
Reserves13€571k€627k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€30k€27k▼
Distributable reserves133€539k€598k▲
Provisions and deferred taxes16€10k€9k▼
Deferred taxes168€10k€9k▼
Amounts payable17/49€87k€47k▼
Amounts payable within one year42/48€84k€43k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€25k€22k▼
Suppliers440/4€25k€22k▼
Taxes, remuneration and social security45€38k€17k▼
Taxes450/3€34k€13k▼
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€21k€0▼
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Non-recurring operating income76A-€30k
Remuneration, social security and pensions62€20k€21k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€53k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-719€0▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€750€0▼
Gross operating margin9900€161k€144k▼
Operating profit (loss)9901€77k€66k▼
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€597€678▲
Recurring financial charges65€597€678▲
Profit (loss) for the period before taxes9903€81k€74k▼
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€27k€19k▼
Profit (loss) for the period9904€56k€56k▲
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€59k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€60k▲
Transfer to equity691/2€59k€60k▲
To other reserves6921€59k€60k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 9.77
Current ratio from 4.03 to 9.77; short-term debt falls from €84k to €43k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €534k ▲11.2%
6 profitable years in a row build equity to €534k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €14k ▼74.9%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €130k ▲81.7%
Operating result €183k, net result €130k, both a record.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 1.57
Current ratio from 0.71 to 1.57; short-term debt falls from €215k to €128k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldlaan 279300 AalstGround area
971 m²
Building footprint
379 m²
Volume, LiDAR
1,542 m³
Parcel 41303E0475/00R000, Flanders · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BRUYLAND
since 20032.115.472.703
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41303E0475/00R000 | Flanders | 971 m² | 1 · 379 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 898 companies in sector 96301 we hold annual accounts for 610. 490 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2002
Fiscal year end31-12
Activities, NACEBEL
93031
96301Funeral services
18130Pre-press and pre-media services
22250
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.