BRUXELLES EXPRESS
ActiveThe computed 12-month bankruptcy probability of BRUXELLES EXPRESS is 2.8% (moderate). The 2026 annual accounts show equity of €184k and a net result of €36k. Equity is growing by ~38.2% per year across the filed fiscal years. Its solvency ranks better than 77% of 32 sector peers (fiscal year 2026). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability86▼-8
Solvency95▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 8.0 against 23.86 in 2025; short-term debt: 9.9% and cash: 31.4% of total assets), and 29.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
70.1%
Return on assets
13.7%
Age of the figures
6 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 07-09-2026, 54 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
54 d early
2025
32 d early
2024
127 d early
2023
128 d early
2022
51 d late
2021
9 d late
2020
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€184k▲ 24.2%
2025 · €148k
2020: €29k
2021: €42k
2022: €56k
2023: €83k
2024: €117k
2025: €148k
2020 → 2026
Total assets
€263k▲ 71.5%
2025 · €153k
2020: €67k
2021: €52k
2022: €77k
2023: €93k
2024: €127k
2025: €153k
2020 → 2026
Net result
€36k▲ 15.3%
2025 · €31k
2020: €23k
2021: €13k
2022: €14k
2023: €27k
2024: €34k
2025: €31k
2020 → 2026
Working capital
€183k▲ 63.5%
2025 · €112k
2020: €12k
2021: €26k
2022: €32k
2023: €43k
2024: €88k
2025: €112k
2020 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€56k-€83k▲ 49.0%€117k▲ 40.7%€148k▲ 26.6%€184k▲ 24.2%
Operating result€14k-€32k▲ 127%€51k▲ 58.3%€49k▼ 4.5%€46k▼ 4.2%
Net result€14k-€27k▲ 97.7%€34k▲ 23.6%€31k▼ 7.9%€36k▲ 15.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2026 is 4% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €263k
Fixed assets
€54k▲ 47.6%
Current assets
€209k▲ 79.0%
Equity and liabilities €263k
Equity
€184k▲ 24.2%
Debt
€78k▲ 1,506%
The debt ratio rises from 3.2% to 29.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61k▲
2025 · €59k
Cash flow
€50k▲
2025 · €42k
Solvency
70.1%▼
2025 · 96.8%
Current ratio
8.00▼
2025 · 23.86
Quick ratio
7.88▼
2025 · 23.18
Debt / equity
0.43▲
2025 · 0.03
ROE
19.5%▼
2025 · 21.0%
ROA
13.7%▼
2025 · 20.4%
Interest coverage
715.99▲
2025 · 493.64
Debt
€78k▲
2025 · €5k
Debt ≤ 1 year
€26k▲
2025 · €5k
Debt > 1 year
€52k
Income taxes
€10k▼
2025 · €17k
Staff costs
€89k▼
2025 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€153k€263k▲
Fixed assets21/28€37k€54k▲
Intangible fixed assets21€20k€16k▼
Tangible fixed assets22/27€17k€38k▲
Furniture and vehicles24€12k€34k▲
Other tangible fixed assets26€6k€4k▼
Current assets29/58€117k€209k▲
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€60k€123k▲
Trade receivables40€709-
Other amounts receivable41€59k€123k▲
Cash at bank and in hand54/58€54k€82k▲
Equity and liabilities
Total equity and liabilities10/49€153k€263k▲
Equity10/15€148k€184k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Profit (loss) carried forward14€142k€178k▲
Amounts payable17/49€5k€78k▲
Amounts payable after more than one year17-€52k
Financial debts170/4-€52k
Amounts payable within one year42/48€5k€26k▲
Current portion of amounts payable after more than one year42-€23k
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Income statement
Code20252026
Remuneration, social security and pensions62€90k€89k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€14k▲
Other operating charges640/8€933€7k▲
Gross operating margin9900€150k€156k▲
Operating profit (loss)9901€49k€46k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€120€85▼
Recurring financial charges65€120€85▼
Profit (loss) for the period before taxes9903€48k€46k▼
Income taxes67/77€17k€10k▼
Profit (loss) for the period9904€31k€36k▲
Profit (loss) for the period to be appropriated9905€31k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€142k€178k▲
Profit (loss) brought forward from the previous period14P€111k€142k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Highest result since 2020net €36k ▲15.3%
Net result €36k, the highest in the series.
31-03
Financial
Equity above €150kEq €184k ▲24.2%
7 profitable years in a row build equity to €184k.
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 23.86
Current ratio from 10.29 to 23.86; short-term debt falls from €9k to €5k.
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €117k ▲40.7%
5 profitable years in a row build equity to €117k.
2023
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 5.54
Current ratio from 2.49 to 5.54; short-term debt falls from €21k to €10k.
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2021
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
31-03
Financial
Weakest financial yearnet €13k ▼44.7%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity triplescurrent ratio 3.77
Current ratio from 1.31 to 3.77; short-term debt falls from €38k to €10k.
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drievuldigheidsvoorplein 91050 ElseneGround area
284 m²
Building footprint
186 m²
Volume, LiDAR
2,134 m³
Parcel 21447B0216/00L004, Brussels · tallest building 21.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Drievuldigheidsvoorplein 9, 1050 Elsene
since 20182.278.427.555
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0216/00L004 | Brussels | 284 m² | 1 · 186 m² | 21.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.278.427.555
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 6,894 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2018
Fiscal year end31-03
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.