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BRUVIL

Active
Private limited companyfounded 201610 yrs activeLuchthavenlaan 27, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0662.864.148
Summary

BRUVIL has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €506,467 and a net result of -€10,875. Equity is growing by ~13.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability34=
Solvency88▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 29.1% and cash: 0.1% of total assets), and 36.6% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
25 d early
2024
42 d early
2023
43 d early
2022
62 d early
2021
5 d early
2020
2 d early
2019
55 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 18 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BRUVIL was incorporated on 22 September 2016.1 Total assets rose from EUR 289,498 in 2018 to EUR 798,802 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€506,467▼ 2.1%
2024 · €517,341
Total assets
€798,802▲ 0.1%
2024 · €798,401
Net result
-€10,875▲ 9.8%
2024 · -€12,061
Working capital
-€231,697▼ 7.0%
2024 · -€216,467
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,926▲ 43.1%-€1,883▲ 2.2%-€1,190▲ 36.8%-€2,699▼ 127%-€1,876▲ 30.5%
Net result-€6,681▲ 12.6%-€7,328▼ 9.7%-€10,112▼ 38.0%-€12,061▼ 19.3%-€10,875▲ 9.8%
Equity€546,841▲ 1,156%€539,514▼ 1.3%€529,402▼ 1.9%€517,341▼ 2.3%€506,467▼ 2.1%
Total assets€801,262▲ 177%€803,024▲ 0.2%€800,403▼ 0.3%€798,401▼ 0.3%€798,802▲ 0.1%
Debt€254,421▲ 3.6%€263,510▲ 3.6%€271,001▲ 2.8%€281,060▲ 3.7%€292,336▲ 4.0%
Working capital-€176,190▼ 6.9%-€187,107▼ 6.2%-€200,561▼ 7.2%-€216,467▼ 7.9%-€231,697▼ 7.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2021: -€1,926-€1,926Net result 2021: -€6,681-€6,681Operating result 2022: -€1,883-€1,883Net result 2022: -€7,328-€7,328Operating result 2023: -€1,190-€1,190Net result 2023: -€10,112-€10,112Operating result 2024: -€2,699-€2,699Net result 2024: -€12,061-€12,061Operating result 2025: -€1,876-€1,876Net result 2025: -€10,875-€10,87520212022202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€1,190-€1,190Net result 2023: -€10,112-€10,100Operating result 2024: -€2,699-€2,700Net result 2024: -€12,061-€12,100Operating result 2025: -€1,876-€1,880Net result 2025: -€10,875-€10,900202320242025
The operating result stays negative: a loss of €1,876 in 2025 against €2,699 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €798,802
Fixed assets €798,182 =
Current assets €621 ▲ 183%
Equity and liabilities €798,802
Equity €506,467 ▼ 2.1%
Debt €292,336 ▲ 4.0%
Debt's share of the balance-sheet total rises from 35.2% to 36.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.00▲
2024 · 0.00
Debt to equity
0.58▲
2024 · 0.54
ROE
-2.1%▲
2024 · -2.3%
ROA
-1.4%▲
2024 · -1.5%
Debt ≤ 1 year
€232,318▲
2024 · €216,686
Debt > 1 year
€60,018▼
2024 · €64,374
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,688 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
0.5% went bankrupt
5.4% stopped otherwise
94% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,688 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€798,401€798,802▲
Fixed assets21/28€798,182€798,182=
Tangible fixed assets22/27€798,182€798,182=
Land and buildings22€798,182€798,182=
Current assets29/58€220€621▲
Cash at bank and in hand54/58€220€621▲
Equity and liabilities
Total equity and liabilities10/49€798,401€798,802▲
Equity10/15€517,341€506,467▼
Contributions10/11€100,000€100,000=
Revaluation surpluses12€510,000€510,000=
Profit (loss) carried forward14-€92,659-€103,533▼
Amounts payable17/49€281,060€292,336▲
Amounts payable after more than one year17€64,374€60,018▼
Financial debts170/4€64,374€60,018▼
Amounts payable within one year42/48€216,686€232,318▲
Current portion of amounts payable after more than one year42€3,400€3,912▲
Trade debts44-€424
Suppliers440/4-€424
Other amounts payable47/48€213,286€227,982▲
Income statement Code20242025
Other operating charges640/8€166€787▲
Gross operating margin9900-€2,533-€1,089▲
Operating profit (loss)9901-€2,699-€1,876▲
Financial charges65/66B€9,361€8,998▼
Recurring financial charges65€9,361€8,998▼
Profit (loss) for the period before taxes9903-€12,061-€10,875▲
Profit (loss) for the period9904-€12,061-€10,875▲
Profit (loss) for the period to be appropriated9905-€12,061-€10,875▲
Appropriation of the result
Profit (loss) to be appropriated9906-€92,659-€103,533▼
Profit (loss) brought forward from the previous period14P-€80,598-€92,659▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€421€423€160€166€787▲ 374%
Gross operating margin9900-€1,506-€1,460-€1,030-€2,533-€1,089▲ 57.0%
Operating profit (loss)9901-€1,926-€1,883-€1,190-€2,699-€1,876▲ 30.5%
Financial income75/76B--€342---
Recurring financial income75--€342---
Financial charges65/66B€4,754€5,444€9,264€9,361€8,998▼ 3.9%
Recurring financial charges65€4,754€5,444€9,264€9,361€8,998▼ 3.9%
Profit (loss) for the period before taxes9903-€6,681-€7,328-€10,112-€12,061-€10,875▲ 9.8%
Profit (loss) for the period9904-€6,681-€7,328-€10,112-€12,061-€10,875▲ 9.8%
Profit (loss) for the period to be appropriated9905-€6,681-€7,328-€10,112-€12,061-€10,875▲ 9.8%
Line20212022202320242025Change
Assets
Total assets20/58€801,262€803,024€800,403€798,401€798,802▲ 0.1%
Fixed assets21/28€798,382€798,382€798,182€798,182€798,182=
Tangible fixed assets22/27€798,182€798,182€798,182€798,182€798,182=
Land and buildings22€798,182€798,182€798,182€798,182€798,182=
Financial fixed assets28€200€200----
Current assets29/58€2,881€4,642€2,222€220€621▲ 183%
Cash at bank and in hand54/58€2,881€4,642€2,222€220€621▲ 183%
Equity and liabilities
Total equity and liabilities10/49€801,262€803,024€800,403€798,401€798,802▲ 0.1%
Equity10/15€546,841€539,514€529,402€517,341€506,467▼ 2.1%
Contributions10/11€100,000€100,000€100,000€100,000€100,000=
Revaluation surpluses12€510,000€510,000€510,000€510,000€510,000=
Profit (loss) carried forward14-€63,159-€70,486-€80,598-€92,659-€103,533▼ 11.7%
Amounts payable17/49€254,421€263,510€271,001€281,060€292,336▲ 4.0%
Amounts payable after more than one year17€75,351€71,762€68,218€64,374€60,018▼ 6.8%
Financial debts170/4€75,351€71,762€68,218€64,374€60,018▼ 6.8%
Amounts payable within one year42/48€179,070€191,748€202,783€216,686€232,318▲ 7.2%
Current portion of amounts payable after more than one year42€4,670€3,764€3,260€3,400€3,912▲ 15.0%
Trade debts44€256€816€81-€424-
Suppliers440/4€256€816€81-€424-
Other amounts payable47/48€174,144€187,168€199,441€213,286€227,982▲ 6.9%
Line20212022202320242025Change
Profit (loss) for the period9904-€6,681-€7,328-€10,112-€12,061-€10,875▲ 9.8%
Operating cash flow (approximation)-€6,681-€7,328-€10,112-€12,061-€10,875▲ 9.8%
Investment in fixed assets (approximation)-€0€200€0€0-
Change in cash-€1,761-€2,420-€2,002€401▲ 120%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet -€12,061
Net result drops to -€12,061, the lowest in the series; recovery starts the following year.
18-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Equity above €500,000Eq €546,841 ▲1,156%
Equity rises from €43,522 to €546,841.
29-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 395 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
1,375 m²
Building footprint
1,372 m²
Volume, LiDAR
14,593 m³
Parcel 23644H0058/00L000, Flanders · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
43 companies at this address See who is registered here
1 establishment unit
BRUVIL
Luchthavenlaan 27, 1800 VilvoordeRenting and operating of own or leased residential real estate, excluding social housing
since 20162.261.909.940
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23644H0058/00L000 Flanders 1,375 m² 1 · 1,372 m² 13.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group OFFICENTER GROUP 10 companies Group, risk and exposure

Owners and holdings

1 owner

Chain of control

  1. OFFICENTER GROUP 74.75%
  2. OFFICENTER VILVOORDE 100%
  3. BRUVIL

Highest known parent: OFFICENTER GROUP. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded22-09-2016
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0662864148
Registered 06-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.