BRUTTI
ActiveSummary
The computed 12-month bankruptcy probability of BRUTTI is 4.0% (elevated). The 2025 annual accounts show equity of €30,560 and a net result of €13,373. Equity is growing by ~73.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 13604 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-1
Solvency59▲+12
Growth78=
Track record82
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.9 against 2.01 in 2024; short-term debt: 21.3% and cash: 54.6% of total assets), but 66% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34%
Return on assets
14.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
86 d early
2024
76 d early
2023
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 61 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€30,560▲ 77.8%
2024 · €17,187
Total assets
€89,918▲ 16.9%
2024 · €76,941
Net result
€13,373▲ 13.8%
2024 · €11,750
Working capital
€36,354▲ 120%
2024 · €16,550
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€563-€15,408€18,635▲ 20.9%
Net result-€563within the sector's middle half-€11,750within the sector's middle half€13,373within the sector's middle half▲ 13.8%
Equity€5,437within the sector's middle half-€17,187within the sector's middle half▲ 216%€30,560within the sector's middle half▲ 77.8%
Total assets€40,349below the sector's middle half-€76,941within the sector's middle half▲ 90.7%€89,918within the sector's middle half▲ 16.9%
Debt€34,912-€59,754▲ 71.2%€59,358▼ 0.7%
Working capital-€26,705within the sector's middle half-€16,550within the sector's middle half€36,354within the sector's middle half▲ 120%
Solvency13.5%within the sector's middle half-22.3%within the sector's middle half▲ 8.9pp34.0%within the sector's middle half▲ 11.6pp
Current ratio0.24below the sector's middle half-2.01within the sector's middle half▲ 1.782.90above the sector's middle half▲ 0.89
Return on assets (ROA)-1.4%within the sector's middle half-15.3%within the sector's middle half▲ 16.7pp14.9%within the sector's middle half▼ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88,946
Fixed assets
€33,484 ▼ 21.5%
Current assets
€55,462 ▲ 68.6%
Equity and liabilities €89,918
Equity
€30,560 ▲ 77.8%
Debt
€59,358 ▼ 0.7%
Debt's share of the balance-sheet total falls from 77.7% to 66.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28,225▲
2024 · €22,503
Cash flow
€22,964▲
2024 · €18,845
Quick ratio
2.82▲
2024 · 1.92
Debt to equity
1.94▼
2024 · 3.48
ROE
43.8%▼
2024 · 68.4%
Interest coverage
19.47▼
2024 · 26.78
Debt ≤ 1 year
€19,108▲
2024 · €16,344
Debt > 1 year
€40,250▲
2024 · €40,000
Income taxes
€3,832▲
2024 · €2,944
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27 | €7,095 | €9,590 | ▲ 35.2% |
| Other operating charges640/8 | €405 | €542 | €557 | ▲ 2.8% |
| Non-recurring operating charges66A | - | €320 | - | - |
| Gross operating margin9900 | -€131 | €23,365 | €28,782 | ▲ 23.2% |
| Operating profit (loss)9901 | -€563 | €15,408 | €18,635 | ▲ 20.9% |
| Financial income75/76B | - | €127 | €21 | ▼ 83.4% |
| Recurring financial income75 | - | €127 | €21 | ▼ 83.4% |
| Financial charges65/66B | - | €840 | €1,450 | ▲ 72.6% |
| Recurring financial charges65 | - | €840 | €1,450 | ▲ 72.6% |
| Profit (loss) for the period before taxes9903 | -€563 | €14,694 | €17,206 | ▲ 17.1% |
| Income taxes67/77 | - | €2,944 | €3,832 | ▲ 30.2% |
| Profit (loss) for the period9904 | -€563 | €11,750 | €13,373 | ▲ 13.8% |
| Profit (loss) for the period to be appropriated9905 | -€563 | €11,750 | €13,373 | ▲ 13.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €40,349 | €76,941 | €89,918 | ▲ 16.9% |
| Formation expenses20 | €1,856 | €1,389 | €972 | ▼ 30.0% |
| Fixed assets21/28 | €30,286 | €42,658 | €33,484 | ▼ 21.5% |
| Tangible fixed assets22/27 | €30,286 | €42,658 | €33,484 | ▼ 21.5% |
| Plant, machinery and equipment23 | €2,176 | €3,348 | €2,288 | ▼ 31.7% |
| Furniture and vehicles24 | €28,110 | €30,432 | €23,224 | ▼ 23.7% |
| Other tangible fixed assets26 | - | €8,878 | €7,973 | ▼ 10.2% |
| Current assets29/58 | €8,207 | €32,894 | €55,462 | ▲ 68.6% |
| Stocks and contracts in progress3 | - | €1,493 | €1,582 | ▲ 6.0% |
| Stocks30/36 | - | €1,493 | €1,582 | ▲ 6.0% |
| Amounts receivable within one year40/41 | €2,200 | €1,170 | €4,336 | ▲ 271% |
| Trade receivables40 | €2,200 | €1,170 | €4,271 | ▲ 265% |
| Other amounts receivable41 | - | - | €65 | - |
| Cash at bank and in hand54/58 | €6,000 | €29,860 | €49,071 | ▲ 64.3% |
| Deferred charges and accrued income490/1 | €7 | €371 | €472 | ▲ 27.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €40,349 | €76,941 | €89,918 | ▲ 16.9% |
| Equity10/15 | €5,437 | €17,187 | €30,560 | ▲ 77.8% |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | = |
| Profit (loss) carried forward14 | -€563 | €11,187 | €24,560 | ▲ 120% |
| Amounts payable17/49 | €34,912 | €59,754 | €59,358 | ▼ 0.7% |
| Amounts payable after more than one year17 | - | €40,000 | €40,250 | ▲ 0.6% |
| Trade debts175 | - | - | €250 | - |
| Other amounts payable178/9 | - | €40,000 | €40,000 | = |
| Amounts payable within one year42/48 | €34,912 | €16,344 | €19,108 | ▲ 16.9% |
| Trade debts44 | €32,712 | €7,668 | €2,741 | ▼ 64.2% |
| Suppliers440/4 | €32,712 | €7,668 | €2,741 | ▼ 64.2% |
| Taxes, remuneration and social security45 | - | €3,697 | €4,867 | ▲ 31.7% |
| Taxes450/3 | - | €3,697 | €4,867 | ▲ 31.7% |
| Other amounts payable47/48 | €2,200 | €4,979 | €11,499 | ▲ 131% |
| Accrued charges and deferred income492/3 | - | €3,410 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€563 | €11,750 | €13,373 | ▲ 13.8% |
| + Depreciation and write-downs630 | €27 | €7,095 | €9,590 | ▲ 35.2% |
| Operating cash flow (approximation) | -€536 | €18,845 | €22,964 | ▲ 21.9% |
| Investment in fixed assets (approximation) | - | -€19,467 | -€417 | ▲ 97.9% |
| Change in cash | - | €23,860 | €19,210 | ▼ 19.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €13,373 ▲13.8%
Operating result €18,635, net result €13,373, both a record.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €11,750
Net result €11,750 after one loss-making year.
31-12
Financial
Liquidity times 9current ratio 2.01
Current ratio from 0.24 to 2.01; short-term debt falls from €34,912 to €16,344.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Ground area
1,698 m²
Building footprint
278 m²
Volume, LiDAR
2,701 m³
Parcel 62807A1206/00V000, Wallonia · tallest building 14.5 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BRUTTI
since 20242.355.814.551
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62807A1206/00V000 | Wallonia | 1,698 m² | 1 · 277 m² | 14.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.355.814.551
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Of 7,501 companies in sector 56210 we hold annual accounts for 2,451. 1,953 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
47210Retail sale of fruit and vegetables
56112Limited-service restaurants, excluding mobile food services
77120Rental and leasing activities
82990Other business support services
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:1002861422
Also
9925:BE1002861422
Registered
15-04-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.