BRUTHAUS
ActiveBRUTHAUS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €4k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 40% of 17746 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
66
/ 100
Healthy▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-27
Solvency54▲+4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 2.55 in 2024), but 77.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.5%
Return on assets
1.2%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
9 d early
2022
5 d early
2021
1 d early
2020
6 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close09-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€120k
EBIT margin
9.2%
Net result
€4k▼ 46.6%
2024 · €7k
2019: €9k
2020: €9k
2021: €12k
2022: €6k
2023: €5k
2024: €7k
2019 → 2025
Working capital
€75k▲ 26.7%
2024 · €59k
2019: €13k
2020: €12k
2021: €-9k
2022: €-5k
2023: €-509
2024: €59k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€54k▲ 11.9%€59k▲ 9.3%€66k▲ 12.2%€70k▲ 5.8%
Operating result€18k-€10k▼ 43.0%€9k▼ 14.3%€11k▲ 26.3%€6k▼ 46.5%
Net result€12k-€6k▼ 51.0%€5k▼ 12.1%€7k▲ 43.2%€4k▼ 46.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €312k
Fixed assets
€203k▼ 5.2%
Current assets
€108k▲ 10.8%
Equity and liabilities €312k
Equity
€70k▲ 5.8%
Debt
€242k▼ 1.8%
The debt ratio falls from 78.8% to 77.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€22k▼
2024 · €26k
Cash flow
€21k▼
2024 · €22k
Solvency
22.5%▲
2024 · 21.2%
Current ratio
3.28▲
2024 · 2.55
Quick ratio
2.95▲
2024 · 2.28
Debt / equity
3.45▼
2024 · 3.72
ROE
5.5%▼
2024 · 10.9%
ROA
1.2%▼
2024 · 2.3%
Interest coverage
12.20▲
2024 · 11.18
Debt
€242k▼
2024 · €246k
Debt ≤ 1 year
€33k▼
2024 · €38k
Debt > 1 year
€209k▲
2024 · €208k
Income taxes
€506▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€312k€312k▼
Fixed assets21/28€214k€203k▼
Tangible fixed assets22/27€214k€203k▼
Land and buildings22€201k€190k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€6k€7k▲
Current assets29/58€98k€108k▲
Stocks and contracts in progress3€11k€11k▲
Stocks30/36€11k€11k▲
Amounts receivable within one year40/41€18k€10k▼
Trade receivables40€18k€7k▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€68k€86k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€312k€312k▼
Equity10/15€66k€70k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€46k€50k▲
Amounts payable17/49€246k€242k▼
Amounts payable after more than one year17€208k€209k▲
Financial debts170/4€208k€209k▲
Amounts payable within one year42/48€38k€33k▼
Financial debts43€12k€12k▲
Credit institutions430/8€12k€12k▲
Trade debts44€16k€15k▼
Suppliers440/4€16k€15k▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Other amounts payable47/48€578€607▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€29k€26k▼
Operating profit (loss)9901€11k€6k▼
Financial income75/76B€660€409▼
Recurring financial income75€660€409▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€9k€4k▼
Income taxes67/77€2k€506▼
Profit (loss) for the period9904€7k€4k▼
Profit (loss) for the period to be appropriated9905€7k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€50k▲
Profit (loss) brought forward from the previous period14P€39k€46k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €4k ▼46.6%
Net result drops to €4k, the lowest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity triplescurrent ratio 2.55
Current ratio from 0.99 to 2.55; short-term debt falls from €76k to €38k.
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €12k ▲34.1%
Operating result €18k, net result €12k, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2018
Ground area
975 m²
Building footprint
413 m²
Volume, LiDAR
1,926 m³
Parcel 34040C0435/00L002, Flanders · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BRUTHAUS
since 20182.276.228.130
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C0435/00L002 | Flanders | 975 m² | 1 · 413 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,270 companies in sector 47690 we hold annual accounts for 420. 318 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2018
Fiscal year end30-06
Activities, NACEBEL
47690Retail sale of other cultural and recreation goods
47787Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
45204
95319Other maintenance and repair of motor vehicles
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
90031Arts creation and performing arts activities
90032Arts creation and performing arts activities
90111Literary creation
90120Visual arts creation
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.