BRUSSELS KART
ActiveBRUSSELS KART has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.04M and a net result of €143k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 879 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+5
Solvency85▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 2.08 in 2024; short-term debt: 22.1% and cash: 10.5% of total assets), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
51 d early
2023
51 d early
2022
67 d early
2021
52 d early
2020
50 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.04M▲ 15.9%
2024 · €899k
2018: €562k
2019: €584k
2020: €568k
2021: €591k
2022: €749k
2023: €827k
2024: €899k
2018 → 2025
Total assets
€1.74M▲ 0.1%
2024 · €1.74M
2018: €1.01M
2019: €961k
2020: €687k
2021: €975k
2022: €1.19M
2023: €1.22M
2024: €1.74M
2018 → 2025
Net result
€143k▲ 99.0%
2024 · €72k
2018: €62k
2019: €23k
2020: €-17k
2021: €23k
2022: €158k
2023: €78k
2024: €72k
2018 → 2025
Working capital
€603k▲ 38.4%
2024 · €436k
2018: €132k
2019: €177k
2020: €238k
2021: €261k
2022: €466k
2023: €580k
2024: €436k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€591k-€749k▲ 26.7%€827k▲ 10.4%€899k▲ 8.7%€1.04M▲ 15.9%
Operating result€28k-€171k▲ 502%€67k▼ 60.7%€78k▲ 16.2%€188k▲ 141%
Net result€23k-€158k▲ 574%€78k▼ 50.4%€72k▼ 8.3%€143k▲ 99.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 141% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.74M
Fixed assets
€756k▼ 16.3%
Current assets
€987k▲ 17.8%
Equity and liabilities €1.74M
Equity
€1.04M▲ 15.9%
Debt
€702k▼ 16.7%
The debt ratio falls from 48.4% to 40.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€399k▲
2024 · €251k
Cash flow
€354k▲
2024 · €244k
Solvency
59.8%▲
2024 · 51.6%
Current ratio
2.57▲
2024 · 2.08
Quick ratio
2.44▲
2024 · 1.96
Debt / equity
0.67▼
2024 · 0.94
ROE
13.7%▲
2024 · 8.0%
ROA
8.2%▲
2024 · 4.1%
Interest coverage
14.15▲
2024 · 11.49
Debt
€702k▼
2024 · €842k
Debt ≤ 1 year
€385k▼
2024 · €402k
Debt > 1 year
€317k▼
2024 · €439k
Income taxes
€29k▲
2024 · €7k
Staff costs
€784k▼
2024 · €897k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.74M€1.74M▲
Fixed assets21/28€903k€756k▼
Tangible fixed assets22/27€903k€756k▼
Land and buildings22€29k€22k▼
Plant, machinery and equipment23€194k€180k▼
Furniture and vehicles24€124k€123k▼
Leasing and similar rights25€556k€431k▼
Current assets29/58€838k€987k▲
Stocks and contracts in progress3€51k€49k▼
Stocks30/36€51k€49k▼
Amounts receivable within one year40/41€234k€153k▼
Trade receivables40€153k€152k▼
Other amounts receivable41€81k€834▼
Current investments50/53€500k€600k▲
Cash at bank and in hand54/58€53k€183k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.74M€1.74M▲
Equity10/15€899k€1.04M▲
Contributions10/11€273k€273k=
Reserves13€295k€437k▲
Distributable reserves133€295k€437k▲
Profit (loss) carried forward14€331k€332k▲
Amounts payable17/49€842k€702k▼
Amounts payable after more than one year17€439k€317k▼
Financial debts170/4€439k€317k▼
Amounts payable within one year42/48€402k€385k▼
Current portion of amounts payable after more than one year42€118k€123k▲
Trade debts44€183k€159k▼
Suppliers440/4€183k€159k▼
Advances received on contracts in progress46-€26k
Taxes, remuneration and social security45€101k€77k▼
Taxes450/3€31k€21k▼
Remuneration and social security454/9€70k€56k▼
Income statement
Code20242025
Non-recurring operating income76A€21k€5k▼
Remuneration, social security and pensions62€897k€784k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€173k€211k▲
Other operating charges640/8€25k€25k▼
Gross operating margin9900€1.17M€1.21M▲
Operating profit (loss)9901€78k€188k▲
Financial income75/76B€22k€12k▼
Recurring financial income75€22k€12k▼
Financial charges65/66B€22k€28k▲
Recurring financial charges65€22k€28k▲
Profit (loss) for the period before taxes9903€79k€172k▲
Income taxes67/77€7k€29k▲
Profit (loss) for the period9904€72k€143k▲
Profit (loss) for the period to be appropriated9905€72k€143k▲
Appropriation of the result
Profit (loss) to be appropriated9906€401k€474k▲
Profit (loss) brought forward from the previous period14P€329k€331k▲
Transfer to equity691/2€70k€142k▲
To other reserves6921€70k€142k▲
Social balance
Average headcount (FTE)908714.111.1▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €1MEq €1.04M ▲15.9%
5 profitable years in a row build equity to €1.04M.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €158k ▲574%
Net result €158k, the highest in the series.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-17k ▼173%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Basilieklaan 421082 Sint-Agatha-BerchemGround area
10.2 ha
Building footprint
6,701 m²
Volume, LiDAR
44,472 m³
2 parcels, Brussels, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Alfons Gossetlaan 11, 1702 Dilbeek
since 19962.079.385.139
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026A0126/00B002 | Flanders | 10.0 ha | 1 · 6,255 m² | 9.4 m · 2 fl. |
| 21342B0117/00D014 | Brussels | 1,674 m² | 1 · 447 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 22,115 EUR awarded · 22,115 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 872 EUR | 872 EUR |
| 2023 | 1 | 21,243 EUR | 21,243 EUR |
Schemes
Energiesteun 2 (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDilbeek2.079.385.139
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Of 3,290 companies in sector 93110 we hold annual accounts for 1,492. 853 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-1996
Fiscal year end31-12
Activities, NACEBEL
92611
92613
93110Operation of sports facilities
55510
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.