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BRUSSELS DRIVING CENTRE

Active
Private limited companyfounded 199927 yrs activeEmile Vanderveldelaan 23, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0465.647.510

BRUSSELS DRIVING CENTRE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €219k and a net result of €57k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 92% of 545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
96 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability98▲+5
Solvency100▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 8.08 against 1.79 in 2023; short-term debt: 9.6% and cash: 74.7% of total assets), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 27 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
90.4%
Return on assets
23.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
38 d early
2023
34 d early
2022
28 d early
2021
38 d early
2020
38 d early
2019
20 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€57k▲ 7.2%
2023 · €54k
2018: €51k 2019: €-2k 2020: €10k 2021: €28k 2022: €21k 2023: €54k
2018 → 2024
Working capital
€164k▲ 82.7%
2023 · €90k
2018: €99k 2019: €96k 2020: €106k 2021: €148k 2022: €95k 2023: €90k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€159k-€187k▲ 17.7%€158k▼ 15.4%€162k▲ 2.2%€219k▲ 35.5%
Operating result€12k-€35k▲ 185%€27k▼ 21.7%€74k▲ 172%€79k▲ 6.5%
Net result€10k-€28k▲ 174%€21k▼ 24.9%€54k▲ 153%€57k▲ 7.2%
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2020: €12k€12kNet result 2020: €10k€10kOperating result 2021: €35k€35kNet result 2021: €28k€28kOperating result 2022: €27k€27kNet result 2022: €21k€21kOperating result 2023: €74k€74kNet result 2023: €54k€54kOperating result 2024: €79k€79kNet result 2024: €57k€57k20202021202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 6% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €242k
Fixed assets €55k▼ 23.6%
Current assets €187k▼ 7.9%
Equity and liabilities €242k
Equity €219k▲ 35.5%
Debt €23k▼ 79.6%
The debt ratio falls from 41.3% to 9.6%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€96k
2023 · €90k
Cash flow
€74k
2023 · €70k
Solvency
90.4%
2023 · 58.7%
Current ratio
8.08
2023 · 1.79
Quick ratio
8.08
2023 · 1.79
Debt / equity
0.11
2023 · 0.70
ROE
26.2%
2023 · 33.1%
ROA
23.7%
2023 · 19.4%
Interest coverage
37.59
2023 · 35.17
Debt
€23k
2023 · €114k
Debt ≤ 1 year
€23k
2023 · €114k
Income taxes
€19k
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€275k€242k
Fixed assets21/28€72k€55k
Tangible fixed assets22/27€61k€44k
Furniture and vehicles24€61k€44k
Other tangible fixed assets26€0€0=
Financial fixed assets28€10k€10k=
Current assets29/58€203k€187k
Amounts receivable within one year40/41€2k€3k
Trade receivables40€2k-
Other amounts receivable41€253€3k
Cash at bank and in hand54/58€198k€181k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€275k€242k
Equity10/15€162k€219k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€141k€199k
Amounts payable17/49€114k€23k
Amounts payable within one year42/48€114k€23k
Trade debts44€43k€10k
Suppliers440/4€43k€10k
Taxes, remuneration and social security45€15k€8k
Taxes450/3€15k€8k
Other amounts payable47/48€55k€5k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k
Other operating charges640/8€2k€2k
Gross operating margin9900€92k€97k
Operating profit (loss)9901€74k€79k
Financial income75/76B€260€609
Recurring financial income75€260€609
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€72k€77k
Income taxes67/77€18k€19k
Profit (loss) for the period9904€54k€57k
Profit (loss) for the period to be appropriated9905€54k€57k
Appropriation of the result
Profit (loss) to be appropriated9906€191k€199k
Profit (loss) brought forward from the previous period14P€138k€141k
Profit to be distributed694/7€50k-
Return on contributions (dividend)694€50k-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2018net €57k ▲7.2%
Operating result €79k, net result €57k, both a record.
31-12
Financial Liquidity times 5current ratio 8.08
Current ratio from 1.79 to 8.08; short-term debt falls from €114k to €23k.
31-12
Financial Equity above €200kEq €219k ▲35.5%
5 profitable years in a row build equity to €219k.
27-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
03-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
23-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
23-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial Liquidity times 13current ratio 40.98
Current ratio from 3.09 to 40.98; short-term debt falls from €46k to €3k.
31-12
Financial Equity above €150kEq €159k ▲6.9%
Equity rises from €149k to €159k.
11-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Weakest financial yearnet €-2k ▼103%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
10-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
04-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
11-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
14-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 3 establishment units since 1999
establishment All 3 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Emile Vanderveldelaan 231200 Sint-Lambrechts-Woluwe
Ground area
1,245 m²
Building footprint
432 m²
Volume, LiDAR
5,393 m³
3 parcels, Brussels · tallest building 20.7 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
Auto-Ecole STOP
Emile Vanderveldelaan 23, 1200 Sint-Lambrechts-WoluweNACE 7110001
since 19992.090.870.236
Auto-Ecole STOP
Alfred Stevensstraat 96, 1020 BrusselDriving schools for cars and motorcycles
since 20082.168.269.704
Auto-Ecole STOP
Tervurenlaan 187, 1150 Sint-Pieters-WoluweDriving schools for cars and motorcycles
since 20082.168.270.296
3 parcels
Brussels 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21018A0066/00Z004 Brussels 947 m² 1 · 194 m² 15.0 m · 4 fl.
21816C0038/00F003 Brussels 158 m² 1 · 158 m² 18.3 m · 5 fl.
21019A0215/00R009 Brussels 140 m² 1 · 80 m² 20.7 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,038 companies in sector 85531 we hold annual accounts for 347. 247 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-03-1999
Fiscal year end31-12
Abbreviation FR B.D.C.
Activities, NACEBEL
85531Driving schools for cars and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.