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BRUO

Active
Private limited companyfounded 201412 yrs activeHeisegemstraat 3, 2800 Mechelen, BelgiumKBO/BCE: BE 0547.894.503

BRUO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €14k. Equity is growing by ~31.2% per year across the filed fiscal years. Its solvency ranks better than 71% of 1968 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
98 / 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.1 against 4.06 in 2024), and 26.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 11-09-2025, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 d early
2024
16 d early
2023
7 d early
2022
2 d late
2021
3 d early
2020
29 d early
2019
52 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€56k▼ 1.2%
2024 · €57k
2019: €5k 2020: €-41k 2021: €-6k 2022: €33k 2023: €55k 2024: €57k
2019 → 2025
Total assets
€76k▲ 5.3%
2024 · €72k
2019: €96k 2020: €2k 2021: €13k 2022: €43k 2023: €71k 2024: €72k
2019 → 2025
Net result
€14k▲ 39.1%
2024 · €10k
2019: €-4k 2020: €-45k 2021: €35k 2022: €44k 2023: €29k 2024: €10k
2019 → 2025
Working capital
€43k▼ 2.1%
2024 · €44k
2019: €-10k 2020: €-41k 2021: €-6k 2022: €33k 2023: €43k 2024: €44k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-6k-€33k€55k▲ 69.9%€57k▲ 1.9%€56k▼ 1.2%
Operating result€35k-€49k▲ 38.9%€35k▼ 28.0%€15k▼ 58.8%€20k▲ 34.5%
Net result€35k-€44k▲ 25.0%€29k▼ 34.9%€10k▼ 64.0%€14k▲ 39.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €35k€35kNet result 2021: €35k€35kOperating result 2022: €49k€49kNet result 2022: €44k€44kOperating result 2023: €35k€35kNet result 2023: €29k€29kOperating result 2024: €15k€15kNet result 2024: €10k€10kOperating result 2025: €20k€20kNet result 2025: €14k€14k20212022202320242025
The operating result recovers in 2025; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets €13k▼ 9.6%
Current assets €63k▲ 9.0%
Equity and liabilities €76k
Equity €56k▼ 1.2%
Debt €20k▲ 28.5%
The debt ratio rises from 21.9% to 26.8%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€24k
2024 · €18k
Cash flow
€19k
2024 · €14k
Solvency
73.2%
2024 · 78.1%
Current ratio
3.10
2024 · 4.06
Quick ratio
3.10
2024 · 4.06
Debt / equity
0.37
2024 · 0.28
ROE
25.6%
2024 · 18.2%
ROA
18.8%
2024 · 14.2%
Interest coverage
61.21
2024 · 47.56
Debt
€20k
2024 · €16k
Debt ≤ 1 year
€20k
2024 · €14k
Income taxes
€5k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€72k€76k
Fixed assets21/28€14k€13k
Tangible fixed assets22/27€14k€13k
Plant, machinery and equipment23€9k€7k
Furniture and vehicles24-€3k
Other tangible fixed assets26€5k€4k
Current assets29/58€58k€63k
Amounts receivable within one year40/41€20k€9k
Trade receivables40€10k€9k
Other amounts receivable41€10k€661
Cash at bank and in hand54/58€37k€53k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€72k€76k
Equity10/15€57k€56k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€36k€35k
Amounts payable17/49€16k€20k
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€14k€20k
Current portion of amounts payable after more than one year42€3k€2k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€422€1k
Taxes450/3€422€1k
Other amounts payable47/48€9k€15k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k
Other operating charges640/8€561€542
Gross operating margin9900€19k€24k
Operating profit (loss)9901€15k€20k
Financial income75/76B€219€414
Recurring financial income75€219€414
Financial charges65/66B€386€391
Recurring financial charges65€386€391
Profit (loss) for the period before taxes9903€14k€20k
Income taxes67/77€4k€5k
Profit (loss) for the period9904€10k€14k
Profit (loss) for the period to be appropriated9905€10k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€45k€50k
Profit (loss) brought forward from the previous period14P€35k€36k
Profit to be distributed694/7€9k€15k
Return on contributions (dividend)694€9k€15k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
11-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
15-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
24-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
02-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
31-03
Financial Highest result since 2019net €44k ▲25%
Operating result €49k, net result €44k, both a record.
31-03
Financial Liquidity times 6current ratio 4.17
Current ratio from 0.71 to 4.17; short-term debt falls from €19k to €10k.
2021
28-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial Back to profitnet €35k
Net result €35k after 2 loss-making years.
2020
02-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
2019
09-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
11-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
11-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
03-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heisegemstraat 32800 Mechelen
Ground area
205 m²
Building footprint
70 m²
Volume, LiDAR
265 m³
Parcel 12403E0815/00H002, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BRUO
Heisegemstraat 3, 2800 MechelenRetail trade
since 20142.229.618.838
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12403E0815/00H002 Flanders 205 m² 1 · 70 m² 7.5 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,379 companies in sector 90393 we hold annual accounts for 930. 740 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-03-2014
Fiscal year end31-03
Activities, NACEBEL
90393Specialised image, lighting and sound technical services
46423Wholesale of clothing, excluding workwear and underwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.