Losses
-€12,015 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
BRUNO FONTAINE
Lifetime
20 annual accounts with figures on one time axis, 25 filings since 2001peak €72,845 (2023)
€7,642▼ 49.5%
lowest -€9,585 (2025)
-€9,585▼ €7,156
peak €327,715 (2023)
€315,700▼ 2.9%
€90,248▼ 10.9%
Board1 name since 2021
1 directorBruno FONTAINE
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Gross margin from €15,123 to €7,642Loss of €9,585Cash from €12,559 to €6,553
Key points
from the 2025 annual accountsChecked score
88
Excellent
Financially stronger than 47% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.2%▲ +0.1 percentage points vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.1%▼ -0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%▼ -0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.3%▲ +0.1 percentage points vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026highest value
08-2026: 0.2%▼ -0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
No registered site in the KBO
Liquidity: current ratio 0.07, cash €6,553
lowers risk
Size: total assets €405,947
Figures for financial year 2025 (filed on 08-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 27% on liquidity, 43% on profitability and 35% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as BRUNO FONTAINE has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BRUNO FONTAINE itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for BRUNO FONTAINE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.07 (0.12 in 2024), below 1. Short-term debt is 22.2% and cash 1.6% of total assets. 22.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
3 days early
2023
9 days early
2022
26 days early
2021
4 days early
2020
5 days early
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 7 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Change of role: Bruno FONTAINE, from manager to director
“La prestation de kinésithérapie; La constitution,la gestion et la valorisation d'un patrimoine…” (deed in French) · Director discharge: Bruno FONTAINE · General meeting of 15-09-2021 · Gazette deed
Incorporation
published on 30-12-2000 · Gazette deed
Official details
Source: KBO- Status
- Active since 20-12-2000Normal situation
- Activity
- “La prestation de kinésithérapie.” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €405,947▼ 4.8%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on BRUNO FONTAINE
BRUNO FONTAINE files the abbreviated format. That format states no turnover. The gross margin fell from €48,328 in 2006 to €7,642 in 2025.
The balance sheet grew most from 2016 to 2018 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BRUNO FONTAINE
- What is the company number of BRUNO FONTAINE?
- The company number of BRUNO FONTAINE is 0473.576.071. The VAT number is the same number with BE in front: BE 0473.576.071.
- Where is BRUNO FONTAINE based?
- The registered office is at Rue des Ecoles 59A, 7760 Celles (lez-Tournai).Company details
- What is the legal form of BRUNO FONTAINE?
- BRUNO FONTAINE is a private limited company (BV).
- When was BRUNO FONTAINE founded?
- BRUNO FONTAINE was founded on 20-12-2000.
- Is BRUNO FONTAINE still active?
- Yes, BRUNO FONTAINE is an active enterprise in the KBO register.
- What is the turnover of BRUNO FONTAINE?
- The turnover in financial year 2025 is ≈ €52,000. This figure is estimated from the gross margin of €7,642 and 2,724 comparable companies of the same size. It probably lies between €22,000 and €130,000. It is a rough estimate.Financials
- Is BRUNO FONTAINE profitable?
- In financial year 2025, BRUNO FONTAINE made a loss of €9,585.
- Where can I find the annual accounts of BRUNO FONTAINE?
- BRUNO FONTAINE filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BRUNO FONTAINE due?
- BRUNO FONTAINE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.