BRUNO DE WINTER
ActiveBRUNO DE WINTER has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.75M and a net result of €47k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 95% of 1077 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 32.29 against 23.33 in 2023; short-term debt: 2.3% and cash: 28.1% of total assets), and 2.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.5%
Return on assets
1.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
4 d early
2022
3 d early
2021
41 d early
2020
39 d early
2019
46 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.75M▲ 1.8%
2023 · €2.70M
2018: €2.43M
2019: €2.45M
2020: €2.45M
2021: €2.54M
2022: €2.59M
2023: €2.70M
2018 → 2024
Total assets
€2.82M▲ 0.9%
2023 · €2.79M
2018: €2.62M
2019: €2.65M
2020: €2.64M
2021: €2.60M
2022: €2.68M
2023: €2.79M
2018 → 2024
Net result
€47k▼ 56.1%
2023 · €108k
2018: €197k
2019: €18k
2020: €-9k
2021: €91k
2022: €55k
2023: €108k
2018 → 2024
Working capital
€2.06M▲ 8.2%
2023 · €1.90M
2018: €1.53M
2019: €1.68M
2020: €1.63M
2021: €1.83M
2022: €2.01M
2023: €1.90M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2.45M-€2.54M▲ 3.7%€2.59M▲ 2.2%€2.70M▲ 4.2%€2.75M▲ 1.8%
Operating result€-16k-€105k€77k▼ 27.0%€140k▲ 82.2%€36k▼ 74.1%
Net result€-9k-€91k€55k▼ 39.7%€108k▲ 95.9%€47k▼ 56.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 74% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.82M
Fixed assets
€693k▼ 13.9%
Current assets
€2.12M▲ 6.9%
Equity and liabilities €2.82M
Equity
€2.75M▲ 1.8%
Provisions
€3k▼ 47.7%
Debt
€66k▼ 22.8%
The debt ratio falls from 3.1% to 2.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€167k▼
2023 · €267k
Cash flow
€178k▼
2023 · €235k
Solvency
97.5%▲
2023 · 96.7%
Current ratio
32.29▲
2023 · 23.33
Quick ratio
32.29▲
2023 · 23.33
Debt / equity
0.02▼
2023 · 0.03
ROE
1.7%▼
2023 · 4.0%
ROA
1.7%▼
2023 · 3.9%
Interest coverage
79.16▼
2023 · 1284.23
Debt
€66k▼
2023 · €85k
Debt ≤ 1 year
€66k▼
2023 · €85k
Income taxes
€19k▼
2023 · €37k
Staff costs
€31k▲
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.79M€2.82M▲
Fixed assets21/28€805k€693k▼
Tangible fixed assets22/27€805k€693k▼
Land and buildings22-€7k
Plant, machinery and equipment23€805k€675k▼
Furniture and vehicles24-€11k
Current assets29/58€1.99M€2.12M▲
Amounts receivable within one year40/41€70k€49k▼
Trade receivables40€70k€41k▼
Other amounts receivable41-€9k
Current investments50/53€1.61M€1.28M▼
Cash at bank and in hand54/58€305k€791k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€2.79M€2.82M▲
Equity10/15€2.70M€2.75M▲
Contributions10/11€1.45M€1.45M=
Capital10€1.45M€1.45M=
Issued capital100€1.45M€1.45M=
Reserves13€911k€902k▼
Non-distributable reserves130/1€60k€60k=
Legal reserve130€60k€60k=
Tax-exempt reserves132€20k€10k▼
Distributable reserves133€832k€832k=
Profit (loss) carried forward14€338k€396k▲
Provisions and deferred taxes16€7k€3k▼
Deferred taxes168€7k€3k▼
Amounts payable17/49€85k€66k▼
Amounts payable within one year42/48€85k€66k▼
Trade debts44€16k€9k▼
Suppliers440/4€16k€9k▼
Taxes, remuneration and social security45€33k€10k▼
Taxes450/3€32k€7k▼
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€36k€48k▲
Income statement
Code20232024
Remuneration, social security and pensions62€28k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€127k€131k▲
Other operating charges640/8-€10k
Gross operating margin9900€295k€208k▼
Operating profit (loss)9901€140k€36k▼
Financial income75/76B€2k€29k▲
Recurring financial income75€2k€29k▲
Financial charges65/66B€208€2k▲
Recurring financial charges65€208€2k▲
Profit (loss) for the period before taxes9903€142k€63k▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€37k€19k▼
Profit (loss) for the period9904€108k€47k▼
Transfer from tax-exempt reserves789€10k€10k▲
Profit (loss) for the period to be appropriated9905€118k€57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€338k€396k▲
Profit (loss) brought forward from the previous period14P€221k€338k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €91k
Net result €91k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 39.67
Current ratio from 10.66 to 39.67; short-term debt falls from €169k to €47k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-9k ▼148%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bijlokstraat 673020 HerentGround area
1,943 m²
Building footprint
317 m²
Volume, LiDAR
1,196 m³
Parcel 24423G0385/00K000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bijlokstraat 67, 3020 Herent
since 19842.024.426.424
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423G0385/00K000 | Flanders | 1,943 m² | 1 · 317 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerent2.024.426.424
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Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-03-1984
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.