BRUNO
ActiveSummary
The annual accounts of BRUNO for fiscal year 2024 show a net loss of 76% of the equity at the start of that year. The 2024 annual accounts show equity of €15,740 and a net result of -€48,562. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 26041 sector peers (fiscal year 2024). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability12▼-16
Solvency27▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.7 against 1.53 in 2023; short-term debt: 18.9% and cash: 25.7% of total assets), but 98% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
2%
Return on assets
-6.2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€48,562
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 26041 sector peers (2024).
NBB · sector comparisonPosition among 26041 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-02-2026, 211 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
211 d late
2023
311 d late
2022
343 d late
2021
11 d late
2020
33 d late
2019
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 157 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€15,740▼ 75.5%
2023 · €64,302
Total assets
€788,496▼ 17.9%
2023 · €960,343
Net result
-€48,562▼ 422%
2023 · -€9,307
Working capital
€104,518▼ 23.8%
2023 · €137,155
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€33,453▲ 251%€59,863▲ 78.9%€8,536▼ 85.7%€9,748▲ 14.2%-€13,076
Net result€27,685▲ 649%€41,345▲ 49.3%€1,097▼ 97.3%-€9,307-€48,562▼ 422%
Equity€31,167▲ 795%€72,512▲ 133%€73,610▲ 1.5%€64,302▼ 12.6%€15,740▼ 75.5%
Total assets€320,269▲ 23.3%€349,973▲ 9.3%€406,267▲ 16.1%€960,343▲ 136%€788,496▼ 17.9%
Debt€289,102▲ 12.8%€277,461▼ 4.0%€332,657▲ 19.9%€896,041▲ 169%€772,756▼ 13.8%
Working capital-€74,175▲ 31.2%€140,724€133,529▼ 5.1%€137,155▲ 2.7%€104,518▼ 23.8%
Staff (FTE)3.32.11▼ 52.4%1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €13,076 after €9,748 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €788,496
Fixed assets
€535,336 ▼ 5.5%
Current assets
€253,160 ▼ 35.7%
Equity and liabilities €788,496
Equity
€15,740 ▼ 75.5%
Debt
€772,756 ▼ 13.8%
Debt's share of the balance-sheet total rises from 93.3% to 98.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5,811▼
2023 · €33,260
Cash flow
-€29,676▼
2023 · €14,205
Current ratio
1.70▲
2023 · 1.53
Debt to equity
49.09▲
2023 · 13.93
ROE
-308.5%▼
2023 · -14.5%
ROA
-6.2%▼
2023 · -1.0%
Interest coverage
0.15▼
2023 · 1.21
Debt ≤ 1 year
€148,642▼
2023 · €256,827
Debt > 1 year
€621,990▼
2023 · €639,214
Staff costs
€30,581▼
2023 · €42,200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €76,774 | €43,566 | €42,200 | €30,581 | ▼ 27.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,999 | €13,762 | €15,233 | €23,512 | €18,887 | ▼ 19.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €7,530 | €452 | ▼ 94.0% |
| Other operating charges640/8 | - | €3,018 | €3,231 | €4,484 | €13,235 | ▲ 195% |
| Gross operating margin9900 | €166,581 | €153,417 | €70,565 | €87,474 | €50,079 | ▼ 42.8% |
| Operating profit (loss)9901 | €33,453 | €59,863 | €8,536 | €9,748 | -€13,076 | ▼ 234% |
| Financial income75/76B | - | €52 | €100 | €8,542 | €4,003 | ▼ 53.1% |
| Recurring financial income75 | €481 | €52 | €100 | €8,542 | €4,003 | ▼ 53.1% |
| Financial charges65/66B | - | €7,308 | €7,139 | €27,597 | €39,490 | ▲ 43.1% |
| Recurring financial charges65 | €6,249 | €7,308 | €7,139 | €27,597 | €39,490 | ▲ 43.1% |
| Profit (loss) for the period before taxes9903 | €27,685 | €52,607 | €1,497 | -€9,307 | -€48,562 | ▼ 422% |
| Income taxes67/77 | - | €11,262 | €400 | - | - | - |
| Profit (loss) for the period9904 | €27,685 | €41,345 | €1,097 | -€9,307 | -€48,562 | ▼ 422% |
| Profit (loss) for the period to be appropriated9905 | €27,685 | €41,345 | €1,097 | -€9,307 | -€48,562 | ▼ 422% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €320,269 | €349,973 | €406,267 | €960,343 | €788,496 | ▼ 17.9% |
| Fixed assets21/28 | €105,603 | €112,325 | €102,674 | €566,362 | €535,336 | ▼ 5.5% |
| Intangible fixed assets21 | €2,040 | €1,560 | €1,080 | €600 | €120 | ▼ 80.0% |
| Tangible fixed assets22/27 | €102,549 | €109,751 | €100,580 | €564,748 | €534,666 | ▼ 5.3% |
| Land and buildings22 | - | €85,230 | €78,415 | €549,821 | €532,600 | ▼ 3.1% |
| Plant, machinery and equipment23 | - | €24,521 | €18,548 | €12,214 | €258 | ▼ 97.9% |
| Furniture and vehicles24 | - | €0 | €3,617 | €2,713 | €1,808 | ▼ 33.3% |
| Financial fixed assets28 | €1,014 | €1,014 | €1,014 | €1,014 | €550 | ▼ 45.8% |
| Current assets29/58 | €214,666 | €237,648 | €303,593 | €393,981 | €253,160 | ▼ 35.7% |
| Stocks and contracts in progress3 | €10,780 | €7,012 | €7,060 | €3,865 | - | - |
| Stocks30/36 | - | €7,012 | €7,060 | €3,865 | - | - |
| Amounts receivable within one year40/41 | €126,288 | €141,732 | €154,384 | €201,928 | €46,343 | ▼ 77.0% |
| Trade receivables40 | - | €35,350 | €21,756 | €88,405 | €28,510 | ▼ 67.8% |
| Other amounts receivable41 | - | €106,382 | €132,628 | €113,523 | €17,833 | ▼ 84.3% |
| Current investments50/53 | - | - | - | €198 | €194 | ▼ 2.1% |
| Cash at bank and in hand54/58 | €72,755 | €87,912 | €141,544 | €187,991 | €202,413 | ▲ 7.7% |
| Deferred charges and accrued income490/1 | - | €991 | €606 | - | €4,210 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €320,269 | €349,973 | €406,267 | €960,343 | €788,496 | ▼ 17.9% |
| Equity10/15 | €31,167 | €72,512 | €73,610 | €64,302 | €15,740 | ▼ 75.5% |
| Contributions10/11 | - | €120,000 | €120,000 | €120,000 | €120,000 | = |
| Outside capital11 | - | - | - | - | €120,000 | - |
| Other1109/19 | - | - | - | - | €120,000 | - |
| Reserves13 | €12,000 | €12,000 | €12,000 | €12,000 | €12,000 | = |
| Non-distributable reserves130/1 | - | €12,000 | €12,000 | €12,000 | €12,000 | = |
| Reserves not available under the articles1311 | - | €12,000 | €12,000 | €12,000 | €12,000 | = |
| Profit (loss) carried forward14 | -€100,833 | -€59,488 | -€58,390 | -€67,698 | -€116,260 | ▼ 71.7% |
| Amounts payable17/49 | €289,102 | €277,461 | €332,657 | €896,041 | €772,756 | ▼ 13.8% |
| Amounts payable after more than one year17 | - | €180,536 | €162,593 | €639,214 | €621,990 | ▼ 2.7% |
| Financial debts170/4 | - | €180,536 | €162,593 | €639,214 | €621,990 | ▼ 2.7% |
| Amounts payable within one year42/48 | €288,841 | €96,924 | €170,064 | €256,827 | €148,642 | ▼ 42.1% |
| Current portion of amounts payable after more than one year42 | - | €23,049 | €22,922 | €23,379 | €29,084 | ▲ 24.4% |
| Financial debts43 | - | €1,344 | €14,727 | €18,496 | €35,506 | ▲ 92.0% |
| Credit institutions430/8 | - | €1,344 | €14,727 | €18,496 | €35,506 | ▲ 92.0% |
| Trade debts44 | €67,224 | €44,228 | €103,225 | €187,238 | €53,921 | ▼ 71.2% |
| Suppliers440/4 | - | €44,228 | €103,225 | €187,238 | €53,921 | ▼ 71.2% |
| Advances received on contracts in progress46 | - | €1,505 | €5,500 | €4,770 | - | - |
| Taxes, remuneration and social security45 | - | €26,798 | €23,691 | €22,944 | €30,131 | ▲ 31.3% |
| Taxes450/3 | - | €16,250 | €13,124 | €11,849 | €18,991 | ▲ 60.3% |
| Remuneration and social security454/9 | - | €10,548 | €10,567 | €11,095 | €11,140 | ▲ 0.4% |
| Accrued charges and deferred income492/3 | - | €0 | - | - | €2,124 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,685 | €41,345 | €1,097 | -€9,307 | -€48,562 | ▼ 422% |
| + Depreciation and write-downs630 | €14,999 | €13,762 | €15,233 | €23,512 | €18,887 | ▼ 19.7% |
| Operating cash flow (approximation) | €42,684 | €55,107 | €16,330 | €14,205 | -€29,676 | ▼ 309% |
| Investment in fixed assets (approximation) | - | -€20,484 | -€5,582 | -€487,200 | €12,139 | ▲ 102% |
| Change in cash | - | €15,157 | €53,632 | €46,447 | €14,423 | ▼ 68.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 211 days late
2025
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 311 days late
2024
31-12
Financial
Weakest financial yearnet -€48,562
Net result drops to -€48,562, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 343 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Highest result since 2018net €41,345 ▲49.3%
Operating result €59,863, net result €41,345, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.45
Current ratio from 0.74 to 2.45; short-term debt falls from €288,841 to €96,924.
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 33 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
13-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1996
Ground area
1,300 m²
Building footprint
462 m²
Volume, LiDAR
2,783 m³
2 parcels, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BRUNO BVBA
since 19962.077.998.930
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A2253/00W000 | Flanders | 918 m² | 1 · 225 m² | 9.7 m · 2 fl. |
| 44362B0131/00N003 | Flanders | 382 m² | 1 · 238 m² | 11.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 311 EUR awarded · 311 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 176 EUR | 176 EUR |
| 2022 | 1 | 135 EUR | 135 EUR |
Recognitions · licences · registrations
Dual-learning approval
6 endedMedewerker slagerij (vwo)
Medewerker slagerij duaal (so)
Slager (so)
Slager-spekslager (so)
Slager/bereider verkoopklare gerechten (so)
Slagerij duaal (so)
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 918 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded14-05-1996
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
47271Retail trade
Scores and ratios are computed by Checked and are not a credit decision.