BRUNA
ActiveThe computed 12-month bankruptcy probability of BRUNA is 8.5% (elevated). The 2025 annual accounts show negative equity (€-35k) and a net result of €4k. Equity is shrinking by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 10% of 13009 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
16
/ 100
Critical▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency33▼-5
Growth58=
Stability100
Bankruptcy probability, 12 months
8.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27 against 0.73 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-110.9%
Return on assets
13.3%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 13009 sector peers (2025).
NBB · sector comparisonPosition among 13009 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
6 d early
2024
15 d early
2023
315 d late
2022
88 d early
2021
38 d early
2020
89 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▲ 21.0%
2024 · €3k
2019: €-16k
2020: €-10k
2021: €-39k
2022: €-1k
2023: €3k
2024: €3k
2019 → 2025
Working capital
€-48k▲ 14.2%
2024 · €-56k
2019: €1k
2020: €-5k
2021: €-46k
2022: €-66k
2023: €-64k
2024: €-56k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-44k-€-45k▼ 2.3%€-42k▲ 5.7%€-39k▲ 8.1%€-35k▲ 10.7%
Operating result€-46k-€-1k▲ 97.8%€4k€5k▲ 35.8%€7k▲ 39.8%
Net result€-39k-€-1k▲ 97.4%€3k€3k▲ 33.6%€4k▲ 21.0%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 40% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€14k▼ 22.1%
Current assets
€17k▼ 88.7%
Key figures and ratios
EBITDA
€11k▲
2024 · €9k
Cash flow
€8k▲
2024 · €8k
Solvency
-110.9%▼
2024 · -22.6%
Current ratio
0.27▼
2024 · 0.73
Quick ratio
0.17▼
2024 · 0.69
Debt / equity
-1.90▲
2024 · -5.43
ROE
-12.0%▼
2024 · -8.9%
ROA
13.3%▲
2024 · 2.0%
Interest coverage
6.83▼
2024 · 6.94
Debt
€66k▼
2024 · €210k
Debt ≤ 1 year
€66k▼
2024 · €210k
Income taxes
€973
Staff costs
€8k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€31k▼
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€18k€14k▼
Furniture and vehicles24€431€216▼
Other tangible fixed assets26€17k€13k▼
Current assets29/58€154k€17k▼
Stocks and contracts in progress3€10k€6k▼
Stocks30/36€10k€6k▼
Amounts receivable within one year40/41€142k€10k▼
Trade receivables40€139k-
Other amounts receivable41€3k€10k▲
Cash at bank and in hand54/58€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€171k€31k▼
Equity10/15€-39k€-35k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-59k€-55k▲
Amounts payable17/49€210k€66k▼
Amounts payable within one year42/48€210k€66k▼
Trade debts44€137k€9k▼
Suppliers440/4€137k€9k▼
Taxes, remuneration and social security45€19k€19k▲
Taxes450/3€17k€18k▲
Remuneration and social security454/9€1k€669▼
Other amounts payable47/48€54k€38k▼
Accrued charges and deferred income492/3€50-
Income statement
Code20242025
Remuneration, social security and pensions62€3k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€15k▲
Gross operating margin9900€14k€33k▲
Operating profit (loss)9901€5k€7k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€3k€5k▲
Income taxes67/77-€973
Profit (loss) for the period9904€3k€4k▲
Profit (loss) for the period to be appropriated9905€3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-59k€-55k▲
Profit (loss) brought forward from the previous period14P€-62k€-59k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €4k ▲21%
Operating result €7k, net result €4k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 315 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 4 loss-making years.
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anspachlaan 1191000 BrusselGround area
138 m²
Building footprint
133 m²
Volume, LiDAR
2,174 m³
Parcel 21811M1009/00A003, Brussels · tallest building 23.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BRUNA
since 20192.293.401.286
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M1009/00A003 | Brussels | 138 m² | 1 · 133 m² | 23.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TBN BUSINESS
BE 1011.774.435
Brussel · Eq €2k
CAFE DE FLORE
BE 0552.709.760
Namur · Eq €2k
MD CREATION
BE 0810.539.324
Watermaal-Bosvoorde · Eq €2k
MT-Wines & Events
BE 0676.399.410
Beerse · Eq €2k
SALLE JEANNE SIMONS
BE 0889.420.219
Antwerpen · Eq €2k
Of 13,834 companies in sector 56301 we hold annual accounts for 4,806. 1,828 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2019
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.