Financials
- Fiscal year
- 2025
- Total assets
- €703,639
- Profit
- €197,167
- Solvency
- 58.4%
Total assets▲ 35.2%
Net result
20182025
BRUMI
ActiveSummary
BRUMI has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €410,803 and a net result of €197,167. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Wholesale of other food products
NACE 46389NACE 51384
1 site
Size
€703,639total assets 2025
- Equity
- €410,803
- Profit
- €197,167
Structure
Accounts filed 49 d late0 of 3 deeds read
Why 98- Latest accounts 49 days late; 1 of the last 3 late+ Liquidity: current ratio 2.92, cash €159,849+ Founded in 2007+ Equity €410,803 (58.4% of total assets)Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Better than 82% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
83+16
equity 58.4% of total assets
Liquidity
72+19
short-term debt 20.7% · cash 22.7%
Profitability
100+35
return on assets 28.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 8 months
03-2026: 0.1%
04-2026: 0.1%▲ +14.8% vs 03-2026
05-2026: 0.1%▲ +7.1% vs 04-2026
06-2026: 0.1%▼ -2.0% vs 05-2026
07-2026: 0.2%▲ +10.2% vs 06-2026
08-2026: 0.4%▲ +170% vs 07-2026
09-2026: 0.5%▲ +21.0% vs 08-2026highest value
10-2026: 0.1%▼ -84.5% vs 09-2026lowest value
- Latest accounts 49 days late; 1 of the last 3 late raises the probability
- Liquidity: current ratio 2.92, cash €159,849 lowers the probability
- Founded in 2007 lowers the probability for this profile
- Equity €410,803 (58.4% of total assets) lowers the probability
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 2.92 against 1.76 in 2024; short-term debt: 20.7% and cash: 22.7% of total assets), and 41.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 65%, liquidity 76%, profitability 95%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
49 d late
2024
63 d early
2023
29 d early
2022
4 d late
2021
41 d early
2020
19 d late
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €197,167 ▲1,145%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 18-09-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 29-05-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of other food productsNACE 46389
- Founded
- 02-01-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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