Brumer
ActiveSummary
Brumer has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,056 and a net result of -€1,411. Equity is shrinking by about 4.7% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Equity
- €47,056
- Loss
- -€1,411
- Emmanuel BruynoogheDirector
- Nathalie BruynoogheDirector
- Nicolas BruynoogheDirector
Why 87raises riskLoss of €1,411 (financial year 2025)lowers riskSize: total assets €160,229Founded in 2014Figures for financial year 2025 (filed 02-06-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 33% on solvency, 58% on liquidity, 45% on profitability and 35% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 69 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Liquidity more than doubledcurrent ratio 14.52
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result turns negative in 2025: a loss of €1,381 after €3,602 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 2,166 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 94.1% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,166 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,401 | €6,757 | €6,757 | €6,240 | €6,414 | €4,845 | €5,095 | €3,722 | ▼ 26.9% |
| Other operating charges640/8 | - | - | - | €3,349 | €3,635 | €3,932 | €4,854 | €4,688 | ▼ 3.4% |
| Gross operating margin9900 | -€1,400 | €7,227 | €4,150 | €2,472 | -€4,592 | €19,084 | €13,551 | €7,029 | ▼ 48.1% |
| Operating profit (loss)9901 | -€12,039 | -€2,823 | -€6,038 | -€7,117 | -€14,642 | €10,307 | €3,602 | -€1,381 | - |
| Recurring financial income75 | €0 | - | - | - | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €23 | €24 | €24 | €50 | €30 | ▼ 40.1% |
| Recurring financial charges65 | €542 | €17 | €21 | €23 | €24 | €24 | €50 | €30 | ▼ 40.1% |
| Profit (loss) for the period before taxes9903 | -€12,582 | -€2,840 | -€6,059 | -€7,141 | -€14,666 | €10,283 | €3,552 | -€1,411 | - |
| Income taxes67/77 | €0 | - | - | - | - | - | - | - | - |
| Profit (loss) for the period9904 | -€12,582 | -€2,840 | -€6,059 | -€7,141 | -€14,666 | €10,283 | €3,552 | -€1,411 | - |
| Profit (loss) for the period to be appropriated9905 | -€12,582 | -€2,840 | -€6,059 | -€7,141 | -€14,666 | €10,283 | €3,552 | -€1,411 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €181,601 | €176,677 | €169,355 | €162,483 | €153,548 | €159,412 | €162,086 | €160,229 | ▼ 1.1% |
| Formation expenses20 | €0 | - | - | - | - | - | - | - | - |
| Fixed assets21/28 | €177,165 | €170,408 | €163,650 | €158,861 | €152,446 | €149,154 | €145,839 | €144,558 | ▼ 0.9% |
| Intangible fixed assets21 | €0 | - | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €177,165 | €170,408 | €163,650 | €158,861 | €152,446 | €149,154 | €145,839 | €144,558 | ▼ 0.9% |
| Land and buildings22 | - | - | - | €156,150 | €151,402 | €146,883 | €142,364 | €139,645 | ▼ 1.9% |
| Plant, machinery and equipment23 | - | - | - | €2,710 | €1,044 | €2,271 | €3,475 | €2,673 | ▼ 23.1% |
| Furniture and vehicles24 | - | - | - | - | - | - | - | €2,239 | - |
| Financial fixed assets28 | €0 | - | - | - | - | - | - | - | - |
| Current assets29/58 | €4,436 | €6,270 | €5,705 | €3,623 | €1,102 | €10,258 | €16,247 | €15,672 | ▼ 3.5% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €1,764 | €0 | - | €951 | €648 | €2,231 | €0 | €493 | - |
| Other amounts receivable41 | - | - | - | €951 | €648 | €2,231 | €0 | €493 | - |
| Current investments50/53 | €0 | - | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €2,672 | €6,270 | €5,705 | €2,672 | €454 | €8,027 | €15,825 | €14,733 | ▼ 6.9% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | - | €422 | €446 | ▲ 5.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €181,601 | €176,677 | €169,355 | €162,483 | €153,548 | €159,412 | €162,086 | €160,229 | ▼ 1.1% |
| Equity10/15 | €65,337 | €62,497 | €56,439 | €49,298 | €34,632 | €44,916 | €48,467 | €47,056 | ▼ 2.9% |
| Contributions10/11 | €144,276 | €144,276 | - | €144,276 | €144,276 | €144,276 | €144,276 | €144,276 | = |
| Reserves13 | €14,428 | €14,428 | €14,428 | €14,428 | €14,428 | €14,428 | €14,428 | €14,428 | = |
| Non-distributable reserves130/1 | - | - | - | €14,428 | €14,428 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €14,428 | €14,428 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | - | - | €14,428 | €14,428 | €14,428 | = |
| Profit (loss) carried forward14 | -€93,367 | -€96,207 | -€102,265 | -€109,406 | -€124,072 | -€113,788 | -€110,237 | -€111,648 | ▼ 1.3% |
| Provisions and deferred taxes16 | €0 | - | - | - | - | - | - | - | - |
| Amounts payable17/49 | €116,263 | €114,180 | €112,916 | €113,185 | €118,916 | €114,496 | €113,619 | €113,174 | ▼ 0.4% |
| Amounts payable after more than one year17 | €51,000 | €112,500 | €112,500 | €112,500 | €112,500 | €112,500 | €112,500 | €112,500 | = |
| Financial debts170/4 | - | - | - | €112,500 | €112,500 | €112,500 | €112,500 | €112,500 | = |
| Amounts payable within one year42/48 | €65,263 | €1,680 | €416 | €685 | €6,416 | €1,996 | €1,119 | €674 | ▼ 39.8% |
| Trade debts44 | €0 | €397 | €157 | €137 | €681 | €1,996 | €1,119 | €674 | ▼ 39.8% |
| Suppliers440/4 | - | - | - | €137 | €681 | €1,996 | €1,119 | €674 | ▼ 39.8% |
| Other amounts payable47/48 | - | - | - | €548 | €5,735 | €0 | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,582 | -€2,840 | -€6,059 | -€7,141 | -€14,666 | €10,283 | €3,552 | -€1,411 | - |
| + Depreciation and write-downs630 | €7,401 | €6,757 | €6,757 | €6,240 | €6,414 | €4,845 | €5,095 | €3,722 | ▼ 26.9% |
| Operating cash flow (approximation) | -€5,181 | €3,917 | €699 | -€900 | -€8,251 | €15,128 | €8,646 | €2,311 | ▼ 73.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1,451 | €0 | -€1,553 | -€1,779 | -€2,441 | ▼ 37.2% |
| Change in cash | - | €3,598 | -€565 | -€3,032 | -€2,218 | €7,573 | €7,799 | -€1,092 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 11 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 01-06-2026 | 2026-00130032 |
| 31-12-2024 | micro format | 08-04-2025 | 2025-00066052 |
| 31-12-2023 | micro format | 03-06-2024 | 2024-00106488 |
| 31-12-2022 | micro format | 31-05-2023 | 2023-00100150 |
| 31-12-2021 | micro format | 22-06-2022 | 2022-20081564 |
| 31-12-2020 | micro format | 17-05-2021 | 2021-14200347 |
| 31-12-2019 | micro format | 19-05-2020 | 2020-12500134 |
| 31-12-2018 | micro format | 22-07-2019 | 2019-35700211 |
| 31-12-2017 | micro format | 16-07-2018 | 2018-33700543 |
| 31-12-2016 | micro format | 31-08-2017 | 2017-55700564 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Emmanuel Bruynooghe |
|
| Nathalie Bruynooghe |
|
| Nicolas Bruynooghe |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
31-10
Gazette deed
Resignations: Emmanuel Bruynooghe, Nathalie Bruynooghe and Nicolas BruynoogheReappointments: Emmanuel Bruynooghe, Nathalie Bruynooghe and Nicolas Bruynooghe · Capital conversion · Amendment of the articles15 facts ▸
- General meeting, “buitengewone algemene vergadering” (deed in Dutch)
- Other provision, “aanpassing statuten aan WVV met behoud rechtsvorm, statuten aanpassen aan WVV” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Amendment of the articles
- Other provision, “Inbrengen”, 20280 (deed in Dutch)
- Other provision, “statutaire indeling, TITEL VIII. ALGEMENE MAATREGELEN” (deed in Dutch)
- Director resignation, Emmanuel Bruynooghe (manager)
- Director resignation, Nathalie Bruynooghe (manager)
- Director resignation, Nicolas Bruynooghe (manager)
- Director reappointment, Emmanuel Bruynooghe (director (not named in the articles))
- Director reappointment, Nathalie Bruynooghe (director (not named in the articles))
- Director reappointment, Nicolas Bruynooghe (director (not named in the articles))
- +3 further facts in this act
Show earlier events
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31027D0411/00G002 | Flanders | 1,017 m² | 1 · 216 m² | 13.7 m · 4 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Zowel in binnen- als buitenland,de promotie van gebouwen waaronder villa's,huizen,flatgebouwen,industriële en nijverheidsgebouwen,bij middel…” (deed in Dutch)
15 activities (deed in Dutch)
- Zowel in binnen- als buitenland,de promotie van gebouwen waaronder villa's,huizen,flatgebouwen,industriële en nijverheidsgebouwen,bij middel van aankoop,verkoop,ruiling,constructie,verpachting,lotissering,uitbating en beheer van onroerende goederen evenals alle immobiliaire operaties van om het even welke aard of ermede verband houdende handelingen en projectontwikkelingen.Het verrichten van alle adviezen in bovenvermelde activiteiten;
- Het verkavelen en bouwrijp maken van gronden;
- Het doen oprichten of doen bouwen van alle welkdanige gebouwen of bouwwerken;
- Het laten uitvoeren van alle bouwwerkzaamheden door onderaannemers en het uitoefenen van toezicht op deze werkzaamheden;
- De aan- en verkoop van alle onroerende goederen;
- Algemene bouwonderneming,al dan niet in onderaanneming,omvattende onder meer:slopingswerken,grondwerken,nieuwbouw en verbouwingswerken van alle aard met inbegrip van "sleutel op de deur"-uitvoeringen,plaatsen van afsluitingen,waterwerken,enzovoorts;
- De samenstelling en het beheer van een onroerend vermogen en de huurfinanciering en leasing van onroerende goederen,het verwerven door aankoop of anderszins,het verkopen,het ruilen,het bouwen,het afbreken,het verbouwen,het verbeteren,het in stand houden,het uitrusten,het inrichten,het aanpassen,het verfraaien,het onderhouden,het herstellen,het valoriseren,het ontwikkelen,het verhuren,het laten gebruiken op alle mogelijke wijzen,het huren,het beheren,het verkavelen,het prospecteren en het uitbaten van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met deze activiteiten in verband staan en die van aard zijn de uitbreiding en de opbrengst van de onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen;
- Het optreden als tussenpersoon bij de aankoop,verkoop en verhuring van onroerende en roerende goederen en bij de overname van handelszaken,alsmede alle activiteiten die behoren tot deze van een immobiliënkantoor;
- Het beheren (syndic) van alle onroerende goederen;
- Alle financiële en beheersverrichtingen met betrekking tot eigen roerend vermogen en met betrekking tot onroerend vermogen,onder meer,krediet en financiering,belegging van eigen roerend vermogen en van onroerend vermogen,het nemen van participaties in nieuwe en bestaande vennootschappen,beheren van eigen roerend en van onroerend vermogen,hypothecaire en andere borgstelling,commissie- en delcredereverrichtingen,voor zover dit alles wettelijk is toegelaten.
- Een patrimonium bestaande uit eigen roerende en onroerende goederen te verwerven,te behouden,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden;
- Het optreden als commissionair,tussenpersoon,zowel voor eigen rekening als voor rekening van derden bij alle commerciële activiteiten;
- Het stellen van persoonlijke of zakelijke borgen in het voordeel van derden;
- Het beheer en het bestuur van en de adviesverlening aan bedrijven en vennootschappen;
- Het nemen van participaties en belangen onder welke vorm ook,in alle bestaande en op te richten vennootschappen en ondernemingen,het beheren en valoriseren van eigen roerende waarden en participaties,het verlenen van financiële en andere bijstand aan de vennootschappen en ondernemingen waarin ze belangen heeft;
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- BRUMER
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, onbepaalde duur bij gebrek aan bepaling” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Geen beroep op de rechter tegen weigering, aangetekende brief aan elke aandeelhouder” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Saturday of May at 20:00