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BRUMATO

Active
Public limited companyfounded 198343 yrs activeMechelsebaan 95, 3140 Keerbergen, BelgiumKBO/BCE: BE 0423.704.017
Summary

BRUMATO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €750,254 and a net result of -€77,078. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 221 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
BRUMATOActiveChecked score 92/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of games and toys
NACE 47640NACE 47650NACE 52489
#4 oldest company in Keerbergen, Wholesale and retail trade sector1 site
How big
€965,725total assets 2026
Staff
1.3 FTE
Equity
€750,254
Loss
-€77,078
Financially healthy?
92 Excellent Checked score 2026
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 14 d early0 of 4 deeds read
Why 92- Loss of €77,078, the second in a row (FY 2026)- Sector Retail trade (NACE 47)+ Liquidity: current ratio 1.93, cash €383,928+ Equity €750,254 (77.7% of total assets)Show the evidence

Checked score

Score 2026
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 100+10
equity 77.7% of total assets
Liquidity 93+15
short-term debt 21.0% · cash 39.8%
Profitability 9-10
return on assets -8.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,869 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%● 0.0% vs 03-2025lowest value 05-2025: 0.1%● 0.0% vs 04-2025lowest value 06-2025: 0.1%● 0.0% vs 05-2025lowest value 07-2025: 0.1%● 0.0% vs 06-2025lowest value 08-2025: 0.1%● 0.0% vs 07-2025lowest value 09-2025: 0.1%▲ +24.0% vs 08-2025 10-2025: 0.1%▲ +118% vs 09-2025highest value 11-2025: 0.1%▼ -28.1% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▲ +3.1% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▲ +4.0% vs 07-2026 09-2026: 0.1%▲ +11.5% vs 08-2026 10-2026: 0.1%▲ +14.7% vs 09-2026
  • Loss of €77,078, the second in a row (FY 2026) raises the probability
  • Liquidity: current ratio 1.93, cash €383,928 lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Equity €750,254 (77.7% of total assets) lowers the probability
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.53 in 2025; short-term debt: 21% and cash: 39.8% of total assets), and 22.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 93%, profitability 16%, growth against the median 26%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €77,078, the second in a row (FY 2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.93, cash €383,928
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €750,254 (77.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€77,078
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 16-09-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
14 d early
2025
on the day
2024
17 d early
2023
64 d early
2022
17 d late
2021
29 d late
2020
33 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. Usually files around 16 September (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today28-02-2027 close30-09-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · full…
  2. Weakest financial yearnet -€77,078
  3. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Caution: Staff fell in 2026from 6 FTE to 1.3 FTE ▼ 78.3% View
  • Caution: Among the weakest 16% on net resultsector median €79,749 · 221 companies -€77,078 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2026 -€77,078 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2026
Total assets
€965,725
Loss
-€77,078
Solvency
77.7%
Total assets▼ 24.1%
Net result
20192026
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 30-09-2027
  1. 16-09-2026Annual accounts filed
  2. 28-02-2026Weakest financial year
  3. 30-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of games and toysNACE 47640
Founded
21-02-1983
Year ends
28-02
Peppol
Reachable for e-invoices
Go to Company details

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