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BRUMATEX

Active
Public limited companyfounded 1987active for 39 yearsLieven Gevaertstraat 6, 2950 Kapellen, BelgiumKBO/BCE: BE 0430.261.514
Summary

BRUMATEX has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €231,958 and a net result of €397,545. Equity is shrinking by about 28% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 24% of 6,081 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Agents specialised in the wholesale of other particular products
NACE 46180Retail sale of other household articles NACE 47559
1 site
Size
€2.0mturnover 2025
Staff
5 FTE
Equity
€231,958
Profit
€397,545
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
Advanced Fire Technologies · 100%
  • SARCCODirector · permanent representative Frans Xavier Van Nuffel
Auditor: BDO Réviseurs d'Entreprises SRLAccounts 43 days early1 of 15 deeds read
Why 93raises riskEquity €231,958 (22.1% of total assets)lowers riskLiquidity: current ratio 1.30, cash €547,062Founded in 1987Figures for financial year 2025 (filed 18-06-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 51% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 47-8
equity 22.1% of total assets
Liquidity 61-1
short-term debt 73.2% · cash 52.2%
Profitability 100=
return on assets 38.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,862 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.3, compared with 1.36 in 2024; short-term debt: 73.2% and cash: 52.2% of total assets), and 77.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 33% on solvency, 67% on liquidity, 95% on profitability and 10% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.30, cash €547,062
NBB · annual accounts
lowers risk · Founded in 1987
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Equity €231,958 (22.1% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 18-06-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 6081 sector peers (2025).
NBB · sector comparison
Position among 6081 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 days early
2024
20 days early
2023
6 days late
2022
57 days late
2021
100 days late
2020
30 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (4 of the last 5 filed years within 50 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Resignations: Charles-Guillaume d'Udekem Gentinnes (director) and…Appointments: SARCCO (director) and BDO…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 18% on equitysector median €1.6m · 6,020 companies €231,958 View
  • Caution: Equity fell in 2025from €434,413 to €231,958 ▼ 46.6% View
  • Positive: 8 profitable years in a rowprofit 2025: €397,545 8 years View
  • Caution: A director leftlatest change 24-10-2025 · 1 in office 1 left View
  • Controlled by Advanced Fire Technologies 100% View

By topic

Financials

Financial year
2025
Turnover
€2.0m
Profit
€397,545
Solvency
22.1%
Go to Financials

Board & ownership

Board
1 member
Parent
Advanced Fire Technologies · 100%
Auditor
BDO Réviseurs d'Entreprises SRL
  • SARCCODirector
Go to Board & ownership

Timeline

Events
43
Since
1988
Next accounts
by 31-07-2027
  1. 06-08-2024Annual accounts filed
  2. 26-09-2023Annual accounts filed
  3. 08-11-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Agents specialised in the wholesale of other particular…NACE 46180
Founded
15-01-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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