BRUGIMMO
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 29-06-2026 at the NBB all 6 filings
Equity
-€12,543▲ 34.9%
2024 · -€19,256
Net result
€6,713▲ 12.9%
2024 · €5,943
Total assets
€764,326▲ 0.1%
2024 · €763,653
Solvency
-1.6%▲ 0.9pp
2024 · -2.5%
Multi-year overview
2020 to 2025, 6 financial yearsOperating result
€24,874
▼ 2.4%
2025
20202025
Net result
€6,713
▲ 12.9%
2025
middle half of the sector
20202025
Equity
-€12,543
▲ 34.9%
2025
lowest quarter of the sector
20202025
Total assets
€764,326
▲ 0.1%
2025
middle half of the sector
20202025
Debt
€776,869
▼ 0.8%
2025
20202025
Working capital
-€206,595
▼ 12.7%
2025
lowest quarter of the sector
20202025
Solvency
-1.6%
▲ 0.9pp
2025
lowest quarter of the sector
20202025
Current ratio
0.12
▲ 0.03
2025
lowest quarter of the sector
20202025
Return on assets (ROA)
0.9%
▲ 0.1pp
2025
lowest quarter of the sector
20202025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202020212022202320242025
Operating result-€49,871-€21,875€22,359▲ 2.2%-€39,688€25,474€24,874▼ 2.4%
Net result-€52,726below the sector's middle half-€16,468within the sector's middle half€17,160within the sector's middle half▲ 4.2%-€56,102below the sector's middle half€5,943within the sector's middle half€6,713within the sector's middle half▲ 12.9%
Equity-€32,726below the sector's middle half--€16,258below the sector's middle half▲ 50.3%€30,903below the sector's middle half-€25,200below the sector's middle half-€19,256below the sector's middle half▲ 23.6%-€12,543below the sector's middle half▲ 34.9%
Total assets€400,194within the sector's middle half-€392,407within the sector's middle half▼ 1.9%€487,120within the sector's middle half▲ 24.1%€795,394within the sector's middle half▲ 63.3%€763,653within the sector's middle half▼ 4.0%€764,326within the sector's middle half▲ 0.1%
Debt€432,919-€408,665▼ 5.6%€456,218▲ 11.6%€820,593▲ 79.9%€782,909▼ 4.6%€776,869▼ 0.8%
Working capital-€57,604below the sector's middle half--€56,230below the sector's middle half▲ 2.4%-€99,316below the sector's middle half▼ 76.6%-€162,240below the sector's middle half▼ 63.4%-€183,341below the sector's middle half▼ 13.0%-€206,595below the sector's middle half▼ 12.7%
Solvency-8.2%below the sector's middle half--4.1%below the sector's middle half▲ 4.0pp6.3%below the sector's middle half▲ 10.5pp-3.2%below the sector's middle half▼ 9.5pp-2.5%below the sector's middle half▲ 0.6pp-1.6%below the sector's middle half▲ 0.9pp
Current ratio0.08below the sector's middle half-0.11below the sector's middle half▲ 0.030.27below the sector's middle half▲ 0.160.20below the sector's middle half▼ 0.070.09below the sector's middle half▼ 0.100.12below the sector's middle half▲ 0.03
Return on assets (ROA)-13.2%below the sector's middle half-4.2%within the sector's middle half▲ 17.4pp3.5%within the sector's middle half▼ 0.7pp-7.1%below the sector's middle half▼ 10.6pp0.8%below the sector's middle half▲ 7.8pp0.9%below the sector's middle half▲ 0.1pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 2% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €764,326
Fixed assets
€736,204 ▼ 1.2%
Current assets
€28,122 ▲ 51.5%
Equity and liabilities
Equity-€12,543
Debt€776,869
Equity is negative. Debt (€776,869) exceeds the balance-sheet total (€764,326).
Key figures and ratios
Debt ≤ 1 year
€234,717▲
2024 · €201,902
Debt > 1 year
€542,152▼
2024 · €581,007
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €454,230 | €13,289 | €16,242 |
| Financial fixed assets | - | €74,800 | - | - | €0 |
| Depreciation and write-downs of the year | €9,818 | €9,818 | €73,741 | €24,231 | €25,130 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €60,062 | €9,818 | €9,818 | €73,741 | €24,231 | €25,130 | ▲ 3.7% |
| Other operating charges640/8 | - | €1,648 | €1,688 | €1,930 | €2,537 | €3,017 | ▲ 18.9% |
| Gross operating margin9900 | €10,191 | €33,341 | €33,865 | €35,984 | €52,242 | €53,021 | ▲ 1.5% |
| Operating profit (loss)9901 | -€49,871 | €21,875 | €22,359 | -€39,688 | €25,474 | €24,874 | ▼ 2.4% |
| Financial income75/76B | - | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | - | €0 | - |
| Non-recurring financial income76B | - | - | - | - | - | €0 | - |
| Financial charges65/66B | - | €5,407 | €5,199 | €16,415 | €19,530 | €18,161 | ▼ 7.0% |
| Recurring financial charges65 | €2,855 | €5,407 | €5,199 | €16,415 | €19,530 | €18,161 | ▼ 7.0% |
| Non-recurring financial charges66B | - | - | - | - | - | €0 | - |
| Profit (loss) for the period before taxes9903 | -€52,726 | €16,468 | €17,160 | -€56,102 | €5,943 | €6,713 | ▲ 12.9% |
| Profit (loss) for the period9904 | -€52,726 | €16,468 | €17,160 | -€56,102 | €5,943 | €6,713 | ▲ 12.9% |
| Profit (loss) for the period to be appropriated9905 | -€52,726 | €16,468 | €17,160 | -€56,102 | €5,943 | €6,713 | ▲ 12.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €400,194 | €392,407 | €487,120 | €795,394 | €763,653 | €764,326 | ▲ 0.1% |
| Fixed assets21/28 | €395,182 | €385,364 | €450,345 | €756,034 | €745,092 | €736,204 | ▼ 1.2% |
| Tangible fixed assets22/27 | €395,182 | €385,364 | €375,545 | €756,034 | €745,092 | €736,204 | ▼ 1.2% |
| Land and buildings22 | - | €385,364 | €375,545 | €756,034 | €745,092 | €736,204 | ▼ 1.2% |
| Financial fixed assets28 | - | - | €74,800 | - | - | - | - |
| Current assets29/58 | €5,012 | €7,043 | €36,775 | €39,360 | €18,561 | €28,122 | ▲ 51.5% |
| Amounts receivable within one year40/41 | - | - | - | €13,719 | €9,382 | €18,272 | ▲ 94.8% |
| Trade receivables40 | - | - | - | €13,719 | €9,382 | €18,272 | ▲ 94.8% |
| Cash at bank and in hand54/58 | €5,012 | €7,043 | €36,775 | €25,641 | €9,179 | €9,284 | ▲ 1.1% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €566 | - |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €400,194 | €392,407 | €487,120 | €795,394 | €763,653 | €764,326 | ▲ 0.1% |
| Equity10/15 | -€32,726 | -€16,258 | €30,903 | -€25,200 | -€19,256 | -€12,543 | ▲ 34.9% |
| Contributions10/11 | - | €20,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Profit (loss) carried forward14 | -€52,726 | -€36,258 | -€19,097 | -€75,200 | -€69,256 | -€62,543 | ▲ 9.7% |
| Amounts payable17/49 | €432,919 | €408,665 | €456,218 | €820,593 | €782,909 | €776,869 | ▼ 0.8% |
| Amounts payable after more than one year17 | €370,303 | €345,392 | €320,126 | €618,994 | €581,007 | €542,152 | ▼ 6.7% |
| Financial debts170/4 | - | €345,392 | €320,126 | €618,994 | €581,007 | €542,152 | ▼ 6.7% |
| Amounts payable within one year42/48 | €62,616 | €63,273 | €136,091 | €201,599 | €201,902 | €234,717 | ▲ 16.3% |
| Current portion of amounts payable after more than one year42 | - | €24,912 | €25,265 | €38,084 | €37,987 | €48,276 | ▲ 27.1% |
| Trade debts44 | - | - | - | €58 | €2,122 | €17,308 | ▲ 716% |
| Suppliers440/4 | - | - | - | €58 | €2,122 | €17,308 | ▲ 716% |
| Taxes, remuneration and social security45 | - | - | - | €2,600 | €2,622 | €7,274 | ▲ 177% |
| Taxes450/3 | - | - | - | €2,600 | €2,622 | €3,547 | ▲ 35.3% |
| Remuneration and social security454/9 | - | - | - | - | - | €3,726 | - |
| Other amounts payable47/48 | - | €38,361 | €110,826 | €160,858 | €159,171 | €161,859 | ▲ 1.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€52,726 | €16,468 | €17,160 | -€56,102 | €5,943 | €6,713 | ▲ 12.9% |
| + Depreciation and write-downs630 | €60,062 | €9,818 | €9,818 | €73,741 | €24,231 | €25,130 | ▲ 3.7% |
| Operating cash flow (approximation) | €7,337 | €26,286 | €26,978 | €17,639 | €30,175 | €31,843 | ▲ 5.5% |
| Investment in fixed assets (approximation) | - | €0 | -€74,800 | -€379,430 | -€13,289 | -€16,242 | ▼ 22.2% |
| Change in cash | - | €2,031 | €29,732 | -€11,134 | -€16,461 | €105 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-06-2026 | 2026-00228249 | |
| 31-12-2024 | micro format | 28-06-2025 | 2025-00213248 | |
| 31-12-2023 | micro format | 24-06-2024 | 2024-00167504 | |
| 31-12-2022 | micro format | 20-07-2023 | 2023-00258480 | |
| 31-12-2021 | micro format | 13-07-2022 | 2022-20178578 | |
| 31-12-2020 | micro format | 14-07-2021 | 2021-35500599 |