Financials
- Fiscal year
- 2025
- Total assets
- €296,478
- Loss
- -€11,549
- Solvency
- 57.2%
Total assets▼ 15.4%
Net result
20192025
BRUGGEMAN & CO
ActiveSummary
BRUGGEMAN & CO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169,500 and a net result of -€11,549. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 686 sector peers (NACE 88, fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Day nurseries and crèches
NACE 88911
1 site
Size
€296,478total assets 2025
- Staff
- 8.9 FTE
- Equity
- €169,500
- Loss
- -€11,549
Turnover not published (abridged schema)
Structure
Accounts 32 days early0 of 2 deeds read
Why 87- 1 of the last 3 late- Loss of €11,549 (FY 2025)+ Sector Social work activities without accommodation (NACE 88)+ Size: total assets €296,478Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 28% of its sector peers (NACE 88, micro)
Financial strength · tick = 2024
Average
Solvency
82-18
equity 57.2% of total assets
Liquidity
43-38
short-term debt 42.8% · cash 11.1%
Profitability
14-80
return on assets -3.9%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● unchanged vs 11-2024
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.2 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026highest value
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.2%● unchanged vs 09-2026
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 2.2 against 3.83 in 2024; short-term debt: 42.8% and cash: 11.1% of total assets), and 42.8% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro): better than 65% on solvency, 20% on liquidity, 15% on profitability and 11% on growth.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
32 days early
2024
13 days early
2023
61 days late
2022
31 days late
2021
12 days early
2020
11 days early
2019
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€11,549
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2020
- Next accounts
- by 31-07-2027
- 31-12-2024Highest result since 2019
- 31-12-2024Equity above €200,000
- 30-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Day nurseries and crèchesNACE 88911
- Founded
- 21-02-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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