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BRUGGEMAN & BRUGGEMAN

Active
Private limited companyfounded 2020active for 6 yearsHoetsel 26, 9930 Lievegem, BelgiumKBO/BCE: BE 0756.644.144
Summary

BRUGGEMAN & BRUGGEMAN has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,057 and a net result of €5,232. Equity has been growing by about 35% per year since 2021. Its solvency ranks better than 31% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 15-10-2020 Normal situation
Activity
Plastering work NACE 43310and 3 others
Establishment unit
2.309.062.531 9930 Lievegem, since 15-10-2020
Financial year end
31 December
Peppol
Reachable since 18-09-2025

Board and ownership

Board
  • Bruggeman JanDirector · since 15-10-2020
  • Bruggeman SamDirector · since 15-10-2020

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€47,194
▼ 7.8%
Turnover
≈ €280,000
estimated
Profit
€5,232
▼ 70.6%
Equity
€63,057
▲ 6.0%
Total assets
€213,389
▼ 7.0%
Score breakdownraises riskFounded in 2020Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.20, cash €54,820Figures for financial year 2025 (filed on 07-07-2026)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 45% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 55+4
equity 29.6% of total assets
Liquidity 60+7
short-term debt 45.7% · cash 25.7%
Profitability 72-6
return on assets 2.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.9%▼ -0.2 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.8%▼ -0.1 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▼ -0.3 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.2 (1.14 in 2024), below the usual 1.5. Short-term debt is 45.7% and cash 25.7% of total assets. 70.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 31% of them on solvency, 57% on liquidity, 42% on profitability and 48% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.20, cash €54,820
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Figures for financial year 2025 (filed on 07-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
24 days early
2024
28 days late
2023
30 days late
2022
29 days late
2021
23 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 17 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €5,232 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as BRUGGEMAN & BRUGGEMAN: plastering work (NACE 43310). They are comparable in size and age: total assets between €164,000 and €302,000, founded between 2019 and 2022.

CompanyTotal assetsGross margin
BRUGGEMAN & BRUGGEMAN Lievegem€213,389€47,194
Schilderwerken Uyttersprot Dimitri Erpe-Mere€274,874€49,014
Temostuc Nazareth-De Pinte€163,976€34,195
Lefebvre Mathieu hout- en schilderwerken Kluisbergen€302,106€53,057
Stukastruyf Meerhout€195,099€48,211
GOMEZ CONSTRUCT PLAFONNAGE Seraing€214,446€54,848
KOBA CONSTRUCT CLEANING Grimbergen€254,082€44,176
Full comparison

Key facts about BRUGGEMAN & BRUGGEMAN

What is the company number of BRUGGEMAN & BRUGGEMAN?
The company number of BRUGGEMAN & BRUGGEMAN is 0756.644.144. The VAT number is the same number with BE in front: BE 0756.644.144.
Where is BRUGGEMAN & BRUGGEMAN based?
The registered office is at Hoetsel 26, 9930 Lievegem.Company details
What does BRUGGEMAN & BRUGGEMAN do?
According to the KBO register, the main activity is plastering work (NACE 43310).
What is the legal form of BRUGGEMAN & BRUGGEMAN?
The legal form of BRUGGEMAN & BRUGGEMAN is Private limited company (BV).
When was BRUGGEMAN & BRUGGEMAN founded?
BRUGGEMAN & BRUGGEMAN was founded on 15-10-2020.
Is BRUGGEMAN & BRUGGEMAN still active?
Yes, BRUGGEMAN & BRUGGEMAN is an active enterprise in the KBO register.
What is the turnover of BRUGGEMAN & BRUGGEMAN?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €47,194 and 87 comparable companies (NACE 433). It probably lies between €190,000 and €480,000.Financials
Is BRUGGEMAN & BRUGGEMAN profitable?
In financial year 2025, BRUGGEMAN & BRUGGEMAN made a profit of €5,232.
Where can I find the annual accounts of BRUGGEMAN & BRUGGEMAN?
BRUGGEMAN & BRUGGEMAN filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BRUGGEMAN & BRUGGEMAN due?
BRUGGEMAN & BRUGGEMAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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